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12 things everyone should have at home in case of a natural disaster

Business Insider Logo By Peter Kotecki of Business Insider | Slide 1 of 12: Hurricane Michael, which is  closing in on the Florida Panhandle with sustained winds of nearly 150 mph, could be the  most destructive storm to hit the area in decades. The hurricane is classified as a  Category 4 storm, and it could produce a storm surge of up to 14 feet in some coastal areas, according to the National Hurricane Center's latest update. 2017 was a  record-breaking year for emergencies nationwide, as the US saw more than $300 billion in damage due to natural disasters. But according to a  survey conducted by Farmers Insurance, 60% of Americans still do not have an emergency plan for natural disasters. Jarrod Murrieta, head of claims catastrophe response at Farmers Insurance, told Business Insider that preparedness is crucial, from knowing which disasters are more likely to occur in one's region to understanding how to respond to them.  Murrieta and other officials say all homes should have emergency kits. Take a look at some of the recommended items:

Hurricane Michael, which is closing in on the Florida Panhandle with sustained winds of nearly 150 mph, could be the most destructive storm to hit the area in decades.

The hurricane is classified as a Category 4 storm, and it could produce a storm surge of up to 14 feet in some coastal areas, according to the National Hurricane Center's latest update.

2017 was a record-breaking year for emergencies nationwide, as the US saw more than $300 billion in damage due to natural disasters. But according to a survey conducted by Farmers Insurance, 60% of Americans still do not have an emergency plan for natural disasters.

Jarrod Murrieta, head of claims catastrophe response at Farmers Insurance, told Business Insider that preparedness is crucial, from knowing which disasters are more likely to occur in one's region to understanding how to respond to them.

Murrieta and other officials say all homes should have emergency kits. Take a look at some of the recommended items:

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