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DWP's cost of living payments: how to get three £650 payments per household

Kent Live logo Kent Live 27/06/2022 Linda Howard & Alex Evans & Sophie Christian
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Benefits claimants are set to receive the first half of a £650 cash payment in July from the Department for Work and Pensions (DWP). More than eight million households will be eligible for the uplift to help battle the cost of living crisis, which has seen fuel prices skyrocket, rising inflation, huge energy costs and a jump in food bills.

The total £650 payment will be given to people who claim both a means tested benefit (like Universal Credit) and Tax Credits from HMRC. It will be paid in two lumps of £326 apiece from July 14.

Claimants who only receive either Working Tax Credits or Child Tax Credit will receive the first of their two payments later this year with an exact date still to be announced. Although the additional support and payment is welcomed by many, it has left people wondering if the payment of £326 is per individual or if it’s per household, reports the Daily Record.

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DWP has now clarified the July payment details with the Daily Record following a flood of member questions on the topic in their Money Saving Facebook group.

Is the £650 cost of living payment per person or per household?

Forget the overall £650 payment for a minute. This focuses on the upcoming payment for £326 because the qualifying date for the Autumn payment has not been announced and claimants’ circumstances may change between now and then, LeedsLive writes.

The payment depends on your household circumstances:

  • If you claim as an individual for any of the qualifying means-tested benefits - you will get one payment for £326 in July
  • If you, claim as a couple for any of the qualifying means-tested benefits - you will get one payment for £326 in July

Essentially, this is the equivalent of one payment per claim.

Mixed households

Here's an example of a mixed household to help you understand who will qualify for the July payment. Four people live in a mixed household, two are claiming a qualifying benefit jointly as a couple, the other two adults have two separate claims.

Who gets what?

  • Three payments for £326 will be made to the household in July - one for the couple, one each for the other two adults
  • This is a total of three claims for four people under one roof, which means three payments

DWP told the Daily Record: “As long as the people in the house-share get their own separate Universal Credit claims already - so the couple have one claim, the two other adults have one claim each - giving a total of three claims in the house then yes, it’ll be three payments to match the three claims.”

Qualifying benefits for the £326 payment

You may get a payment of £326 paid into your account from July 14 if you’re getting any of the following:

  • Universal Credit
  • Income-based Jobseeker’s Allowance
  • Income-related Employment and Support Allowance
  • Income Support
  • Pension Credit
  • Working Tax Credits - see further down for full details
  • Child Tax Credits - See further down for full details

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