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12 ways your driving record can screw up your life Logo By Mark Vallet of | Slide 2 of 13: new caption

Your car insurance bill

It goes without saying that your driving record has a direct effect on your car insurance premium - you may not get the best car insurance quotes if you have lots of citations for moving violations. A serious offense such as a DUI or reckless driving charge will push your premiums up 30 to 300 percent, according to Penny Gusner, consumer analyst with Even a speeding ticket can bump your rates 20 percent.

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