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12 ways your driving record can screw up your life Logo By Mark Vallet of | Slide 3 of 13: new caption

Your credit rating

If you choose not to pay a traffic or red light ticket, there is a good chance your credit rating will take a beating. Most jurisdictions tack on fees if you fail to pay a ticket and eventually turn it over to a collection agency. You can then watch your credit rating nosedive. The next time you apply for a credit card, loan or even try to rent an apartment, you may have a problem, compliments of the DMV.

© John Roman / Getty

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