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382 Cities Ranked for Car Thefts

Insurance.com logo Insurance.com 8/20/2019 Michelle Megna
a person standing next to a car: cities-ranked-for-car-thefts© Getty Images/ cities-ranked-for-car-thefts

Albuquerque is the worst city for car thefts, but five of the 10 cities with the most stolen cars are in California, according to the newly released “Hot Spots” report from the National Insurance Crime Bureau (NICB), an industry-supported nonprofit dedicated to preventing fraud and theft.

Car thefts in worst-hit metro area Albuquerque happen 1,000 times more often those in the bottom-ranked metro areas on the list. Regardless of where you live or what type of car you drive, you should know what to do if your car is stolen, because approximately 42% of stolen cars are never recovered, according to National Highway Traffic Safety Administration (NHTSA).

Installing an anti-theft device will result in a car insurance discount, but the price break is typically on the comprehensive portion of your premium only. Comprehensive is a relatively small part of most drivers' premiums, and pays out up to the actual cash value of your car if it's stolen. This optional coverage comes with a deductible, your portion you pay on a claim before insurance kicks in. The average annual rate for comprehensive  is $192, according to a rate analysis by Insurance.com. That's not much to pay to ensure you get the actual cash value (ACV) for your car, minus the deductible, if your car is stolen.

In addition to theft, comprehensive car insurance also covers damage to your car from animal strikes, hail, wind, flooding, fire, fallen objects and vandalism.

Drivers are often confused about how comprehensive coverage works, according to a survey of 1,000 drivers commissioned by Insurance.com. Sixty-three percent of those surveyed incorrectly said comprehensive covers hitting another car. Damage you cause to another driver's car is covered by your liability property damage insurance, while damage to your own car is covered by collision insurance. And 56% incorrectly said comprehensive covers injuries you cause in an accident, which is covered by the personal injury liability insurance portion of your policy.

Below are 382 U.S. metro areas with populations over 50,000, ranked by rate of thefts per 100,000 residents, as calculated by the National Insurance Crime Bureau.

2018 rankCity/Metro area2018 thefts2018 Theft rate
1Albuquerque, NM7,146780.19
2Anchorage, AK3,087773.4
3Bakersfield, CA6,748752.48
4Pueblo, CO1,175701.37
5Modesto, CA3,428623.48
6Redding, CA1,037575.98
7Stockton-Lodi, CA4,287569.58
8Wichita, KS3,547550.02
9Vallejo-Fairfield, CA2,404538.28
10St. Joseph, MO-KS674532.85
11Riverside-San Bernardino-Ontario, CA24,113521.66
12Billings, MT894520.75
13Denver-Aurora-Lakewood, CO14,845506.24
14Tulsa, OK5,019505.03
15Portland-Vancouver-Hillsboro, OR-WA12,470503.06
16Merced, CA1,369498.24
17Yuba City, CA867495.86
18San Francisco-Oakland-Hayward, CA23,064487.66
19Joplin, MO847473.44
20Topeka, KS1,090468.63
21Chico, CA1,083468.31
22Seattle-Tacoma-Bellevue, WA18,371466.34
23Yakima, WA1,172466.1
24Las Vegas-Henderson-Paradise, NV10,364464.41
25Lubbock, TX1,477462.91
26Fresno, CA4,537456.26
27Charleston, WV959454.42
28Visalia-Porterville, CA2,116454.21
29Kansas City, MO-KS9,712453.06
30Springfield, MO2,105450.77
31Odessa, TX726447.81
32Columbia, SC3,728447.72
33Salt Lake City, UT5,458446.45
34Memphis, TN-MS-AR5,950440.54
35Mobile, AL1,803435.76
36Amarillo, TX1,156434.67
37Colorado Springs, CO3,039411.27
38Los Angeles-Long Beach-Anaheim, CA53,928405.73
39Salinas, CA1,744400.37
40Sacramento--Roseville--Arden-Arcade, CA9,381400.01
41Spokane-Spokane Valley, WA2,279397.39
42Little Rock-North Little Rock-Conway, AR2,938396.44
43Oklahoma City, OK5,487392.93
44Grants Pass, OR343392.48
45Louisville/Jefferson County, KY-IN5,046388.96
46Hot Springs, AR385388.28
47Omaha-Council Bluffs, NE-IA3,595381.55
48Great Falls, MT307376.03
49Chattanooga, TN-GA2,107375.72
50Indianapolis-Carmel-Anderson, IN7,635372.67
51Greenville-Anderson-Mauldin, SC3,364371.05
52New Orleans-Metairie, LA4,677368.15
53Montgomery, AL1,366366
54Lake Charles, LA764363.67
55Salem, OR1,562361.49
56Milwaukee-Waukesha-West Allis, WI5,561352.83
57Houston-The Woodlands-Sugar Land, TX24,481349.86
58Macon-Bibb County, GA801348.66
59Santa Cruz-Watsonville, CA954347.85
60Birmingham-Hoover, AL3,971344.76
61Tucson, AZ3,574343.96
62Corpus Christi, TX1,552342.64
63Pine Bluff, AR299334.02
64Sumter, SC354332.36
65St. Louis, MO-IL9,319332.17
66San Diego-Carlsbad, CA11,091331.73
67Parkersburg-Vienna, WV297329.88
68Spartanburg, SC1,121328.45
69Cleveland, TN405327.6
70Elkhart-Goshen, IN672326.91
71Reno, NV1,535326.76
72Miami-Fort Lauderdale-West Palm Beach, FL20,045323.37
73Atlanta-Sandy Springs-Roswell, GA19,184322.42
74Terre Haute, IN546321.7
75Davenport-Moline-Rock Island, IA-IL1,227321.67
76Madera, CA502318.38
77Charleston-North Charleston, SC2,504317.91
78San Antonio-New Braunfels, TX7,993317.43
79Savannah, GA1,227315.02
80Anniston-Oxford-Jacksonville, AL358313.27
81Columbus, GA-AL954312.33
82Hanford-Corcoran, CA467308.52
83Dallas-Fort Worth-Arlington, TX23,261308.51
84South Bend-Mishawaka, IN-MI986305.81
85Gulfport-Biloxi-Pascagoula, MS1,210304.59
86Jackson, MS1,755302.5
87New Haven-Milford, CT2,578300.6
88Hickory-Lenoir-Morganton, NC1,099298.3
89Fairbanks, AK289292
90Shreveport-Bossier City, LA1,271291.29
91Medford, OR637290.12
92Springfield, IL602289.93
93Dayton, OH2,325288.27
94Florence, SC590287.86
95Tuscaloosa, AL688282.46
96Honolulu (Urban), HI2,763281.92
97Baltimore-Columbia-Towson, MD7,824279.15
98Phoenix-Mesa-Scottsdale, AZ13,469277.26
99Midland, TX494277.01
100Morristown, TN325274.07
101Florence-Muscle Shoals, AL402273.19
102Tallahassee, FL1,049272.36
103Baton Rouge, LA2,249270.54
104Las Cruces, NM587269.86
105Des Moines-West Des Moines, IA1,766269.45
106Panama City, FL542269.05
107Alexandria, LA409267.24
108Lake Havasu City-Kingman, AZ559266.76
109Detroit-Warren-Dearborn, MI11,507265.97
110Gadsden, AL269262.44
111Nashville-Davidson--Murfreesboro--Franklin, TN5,067262.41
112El Centro, CA477262.34
113Jacksonville, FL4,021262.01
114Huntsville, AL1,205260.43
115San Jose-Sunnyvale-Santa Clara, CA5,160258.12
116Columbus, OH5,437258.1
117Beaumont-Port Arthur, TX1,056257.86
118Cleveland-Elyria, OH5,301257.7
119Longview, WA277254.16
120Hammond, LA340254.15
121Yuma, AZ539254.09
122Jonesboro, AR336253.52
123Cheyenne, WY250252.59
124Texarkana, TX-AR377250.93
125Kingsport-Bristol-Bristol, TN-VA761248.19
126Rapid City, SD367246.72
127Evansville, IN-KY774245.97
128Lawton, OK305241.68
129Jackson, TN311240.7
130Minneapolis-St. Paul-Bloomington, MN-WI8,734240.66
131Orlando-Kissimmee-Sanford, FL6,168239.72
132Fayetteville-Springdale-Rogers, AR-MO1,314239.29
133Chicago-Naperville-Elgin, IL-IN-WI22,688238.85
134Fayetteville, NC922238.19
135Santa Fe, NM357237.91
136Lexington-Fayette, KY1,228237.66
137Knoxville, TN2,090236.61
138San Angelo, TX283236.4
139Muncie, IN271236.12
140Hattiesburg, MS352235.59
141Oxnard-Thousand Oaks-Ventura, CA1,998234.79
142Goldsboro, NC288233.68
143Ocala, FL837232.51
144Durham-Chapel Hill, NC1,332231.49
145Eugene, OR878231.29
146Santa Maria-Santa Barbara, CA1,032231.12
147Augusta-Richmond County, GA-SC1,393230.57
148Monroe, LA406229.63
149Farmington, NM286228.72
150Richmond, VA2,986228.61
151Olympia-Tumwater, WA654228.34
152Charlotte-Concord-Gastonia, NC-SC5,850227.7
153Greeley, CO713226.85
154Johnson City, TN459226.42
155Mount Vernon-Anacortes, WA289225.42
156Boulder, CO718220.19
157Columbia, MO396219.99
158Hartford-West Hartford-East Hartford, CT2,647219.43
159Sioux Falls, SD581218.71
160Longview, TX478217.85
161Asheville, NC994216.28
162Clarksville, TN-KY632216.24
163Greensboro-High Point, NC1,654215.45
164Napa, CA299214.46
165Gainesville, FL615213.38
166Pensacola-Ferry Pass-Brent, FL1,053212.78
167Myrtle Beach-Conway-North Myrtle Beach, SC-NC1,018211.69
168Kalamazoo-Portage, MI717210.69
169Springfield, OH280208.05
170Roanoke, VA647205.94
171Sherman-Denison, TX275205.24
172Fort Smith, AR-OK576204.03
173Wichita Falls, TX308203.56
174Rome, GA198202.19
175Cedar Rapids, IA545200.15
176Missoula, MT237199.51
177Albany, GA305199.33
178Trenton, NJ731197.67
179Virginia Beach-Norfolk-Newport News, VA-NC3,400196.68
180Columbus, IN161194.55
181Austin-Round Rock, TX4,215194.39
182El Paso, TX1,641194.07
183Hilton Head Island-Bluffton-Beaufort, SC420192.94
184Albany, OR243190.84
185Decatur, AL290190.73
186Athens-Clarke County, GA403190.72
187Lawrence, KS231190.22
188Jefferson City, MO287189.41
189Santa Rosa, CA942188.42
190Homosassa Springs, FL276186.58
191Wilmington, NC546185.44
192St. Cloud, MN369184.68
193Philadelphia-Camden-Wilmington, PA-NJ-DE-MD11,214183.95
194Bloomington, IN306182.4
195Rockford, IL613181.54
196Owensboro, KY216181.34
197Deltona-Daytona Beach-Ormond Beach, FL1,189180.26
198Winston-Salem, NC1,210180.21
199Valdosta, GA263179.92
200Akron, OH1,266179.61
201Toledo, OH1,082179.47
202Pocatello, ID156179.03
203Cape Girardeau, MO-IL173178.38
204Abilene, TX305177.89
205Lansing-East Lansing, MI857177.84
206Victoria, TX177177.68
207Cincinnati, OH-KY-IN3,891177.65
208Duluth, MN-WI488175.04
209Flint, MI711174.74
210Sioux City, IA-NE-SD294173.92
211Warner Robins, GA337173.86
212Dalton, GA250173.63
213Tampa-St. Petersburg-Clearwater, FL5,429172.75
214Grand Junction, CO261170.36
215Waco, TX463170.26
216Killeen-Temple, TX769170.25
217Brunswick, GA199167.99
218Fargo, ND-MN411167.43
219Bismarck, ND222167.32
220Rocky Mount, NC242165.73
221Casper, WY131165.58
222Gainesville, GA333164.73
223Peoria, IL603163.69
224Fort Wayne, IN708161.78
225Washington-Arlington-Alexandria, DC-VA-MD-WV10,097161.55
226Palm Bay-Melbourne-Titusville, FL958160.51
227Sebring, FL168159.36
228Canton-Massillon, OH632158.53
229Bridgeport-Stamford-Norwalk, CT1,495158.4
230Bremerton-Silverdale, WA427158.26
231Manhattan, KS155158.2
232Lewiston, ID-WA98155.51
233Mansfield, OH188155.24
234Danville, IL119154.94
235College Station-Bryan, TX405154.33
236Elizabethtown-Fort Knox, KY236153.87
237Kennewick-Richland, WA455153.6
238Lakeland-Winter Haven, FL1,080152.54
239Lafayette, LA740151.22
240Michigan City-La Porte, IN166150.9
241Springfield, MA947149.9
242Bowling Green, KY265149.35
243The Villages, FL192149.12
244Cape Coral-Fort Myers, FL1,122148.69
245Muskegon, MI257148.05
246Carson City, NV82147.98
247Dothan, AL219147.73
248Huntington-Ashland, WV-KY-OH507143.7
249Daphne-Fairhope-Foley, AL313143.56
250Decatur, IL150143.25
251Kokomo, IN116140.83
252Lincoln, NE467139.57
253Madison, WI917138.85
254Providence-Warwick, RI-MA2,208136.18
255Jackson, MI215135.37
256Burlington, NC225135.19
257Bellingham, WA305135.14
258Raleigh, NC1,812132.99
259Houma-Thibodaux, LA277132.45
260Ogden-Clearfield, UT893132.28
261Buffalo-Cheektowaga-Niagara Falls, NY1,492132.02
262Niles-Benton Harbor, MI202131.05
263Vineland-Bridgeton, NJ197130.49
264Wenatchee, WA154128.39
265Brownsville-Harlingen, TX543128.09
266San Luis Obispo-Paso Robles-Arroyo Grande, CA363127.81
267Waterloo-Cedar Falls, IA215126.72
268Crestview-Fort Walton Beach-Destin, FL352126.33
269North Port-Sarasota-Bradenton, FL1,034125.86
270Tyler, TX289125.53
271Enid, OK75123.13
272Battle Creek, MI164121.94
273Jacksonville, NC241121.91
274Boise City, ID885121.16
275McAllen-Edinburg-Mission, TX1,042120.33
276Grand Forks, ND-MN122119.26
277New Bern, NC147117.39
278Greenville, NC211117.28
279Youngstown-Warren-Boardman, OH-PA631117.08
280Coeur d'Alene, ID189117.02
281Atlantic City-Hammonton, NJ310116.79
282Flagstaff, AZ165115.5
283Auburn-Opelika, AL188114.68
284Dover, DE204114.25
285Lynchburg, VA300113.92
286Laredo, TX313113.44
287Grand Island, NE95111.65
288Fort Collins, CO390111.26
289Hinesville, GA89110.57
290Kankakee, IL120109.07
291Walla Walla, WA69106.18
292Syracuse, NY687105.61
293Lima, OH108105.2
294Iowa City, IA180103.81
295Sierra Vista-Douglas, AZ131103.34
296Bend-Redmond, OR197102.61
297Hagerstown-Martinsburg, MD-WV275102.59
298St. George, UT173100.76
299New York-Newark-Jersey City, NY-NJ-PA19,78999.05
300Idaho Falls, ID14798.72
301Morgantown, WV13797.68
302Staunton-Waynesboro, VA12097.56
303York-Hanover, PA43597.04
304Reading, PA40095.2
305Monroe, MI14395.06
306Sebastian-Vero Beach, FL14994.66
307Punta Gorda, FL17594.6
308Allentown-Bethlehem-Easton, PA-NJ79594.32
309Saginaw, MI17993.82
310Naples-Immokalee-Marco Island, FL35493.53
311Pittsburgh, PA2,16893.26
312Boston-Cambridge-Newton, MA-NH4,54693.24
313Lafayette-West Lafayette, IN20592.41
314Twin Falls, ID10191.74
315Beckley, WV10791.24
316Mankato-North Mankato, MN9290.51
317Harrisburg-Carlisle, PA51088.75
318Wheeling, WV-OH12488.54
319La Crosse-Onalaska, WI-MN12188.45
320Eau Claire, WI14686.56
321Rochester, NY92386.17
322Ann Arbor, MI31685.18
323Port St. Lucie, FL40984.85
324Janesville-Beloit, WI13783.98
325Rochester, MN18483.71
326Oshkosh-Neenah, WI14383.62
327Racine, WI16282.41
328Dubuque, IA7981.57
329Provo-Orem, UT51581.26
330Ames, IA7980.53
331Albany-Schenectady-Troy, NY70279.49
332Scranton--Wilkes-Barre--Hazleton, PA44179.39
333Prescott, AZ18378.88
334East Stroudsburg, PA13076.69
335Green Bay, WI24475.87
336Norwich-New London, CT20175.34
337Bloomington, IL14074.23
338Pittsfield, MA9373.61
339Grand Rapids-Wyoming, MI75970.97
340Champaign-Urbana, IL16769.69
341Cumberland, MD-WV6869.45
342Burlington-South Burlington, VT15369.2
343Charlottesville, VA16268.87
344Erie, PA18467.63
345Bay City, MI6966.4
346Carbondale-Marion, IL8165.07
347Worcester, MA-CT61464.78
348California-Lexington Park, MD7062.13
349Appleton, WI14561.05
350Bloomsburg-Berwick, PA5160.93
351Fond du Lac, WI6260.16
352Corvallis, OR5559.72
353Manchester-Nashua, NH24458.76
354Winchester, VA-WV8258.65
355Lancaster, PA31457.77
356Wausau, WI7756.86
357Johnstown, PA7153.9
358Bangor, ME7952.28
359Chambersburg-Waynesboro, PA7649.08
360Binghamton, NY11648.29
361Portland-South Portland, ME25547.63
362Utica-Rome, NY13747.01
363Weirton-Steubenville, WV-OH5446.13
364Lewiston-Auburn, ME4945.51
365Ocean City, NJ4245.38
366Kingston, NY8044.79
367Altoona, PA5343.27
368Williamsport, PA4842.23
369Sheboygan, WI4740.71
370Logan, UT-ID5539.06
371Midland, MI3238.46
372Lebanon, PA5337.51
373Blacksburg-Christiansburg-Radford, VA6836.95
374Barnstable Town, MA7334.21
375Harrisonburg, VA4432.53
376Elmira, NY2630.86
377Ithaca, NY2928.21
378Watertown-Fort Drum, NY3127.74
379Glens Falls, NY3124.71
380Gettysburg, PA2423.34
381Salisbury, MD-DE8420.49
382State College, PA3018.43

The NICB offers a four-pronged approach to preventing thefts:

  • The first is simple, common-sense steps such as removing your keys, rolling up the windows, locking the doors and parking in a well-lighted area.
  • The second is some sort of visible or audible device warning that your car is protected. That could include a steering-wheel lock, VIN etching or an audible alarm that you set when you leave the vehicle.
  • Third is an immobilizing device that keeps thieves from starting the car. Those could include smart keys with a chip embedded, kill switches, fuse cut-offs and fuel-pump disablers.
  • Lastly, the NICB recommends devices that help track and recover a stolen car, which may include LoJack or onboard telematics systems such as OnStar.

Shopping your car insurance policy

A comprehensive claim for over $2,000 will raise your rate, on average, by just 3%, Insurance.com data show. Still, you can save on car insurance by comparing quotes from at least companies to see which has the lowest rate. Use our form below to compare car insurance options.

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