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8 credit cards that you should never open

Reader's Digest Logo By Moneytips.com of Reader's Digest | Slide 1 of 9: The best credit cards offer lucrative rewards programs, concierge services, and other extra perks, but those incentives are far from common.In fact, there are thousands of credit cards on the market, and some of them are downright awful. If you're looking for a new credit card, it's important to do your research to make sure you get the right one.To help you save time, here are eight credit cards that you should avoid altogether. And here are ten times you should never, ever use a credit card for payment.

What to look for in a credit card

The best credit cards offer lucrative rewards programs, concierge services, and other extra perks, but those incentives are far from common.In fact, there are thousands of credit cards on the market, and some of them are downright awful. If you're looking for a new credit card, it's important to do your research to make sure you get the right one.To help you save time, here are eight credit cards that you should avoid altogether. And here are ten times you should never, ever use a credit card for payment.
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