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10 smart financial steps that lead to a comfortable retirement

The Street Logo By Brian O'Connell of The Street | Slide 1 of 11: With so many Americans lagging behind on retirement savings, it's high time workers had a blueprint for retirement that, if followed, will lead to a golden time in one's golden years. There's a good reason why. According to a recent study by the Employee Benefit Research Institute, only 18% of Americans are very confident they'll have the income needed for a comfortable retirement. Let's stop that negative sentiment with this blueprint, including ten specific financial steps to take to guarantee a great retirement - as long as you stick to the plan.

A blueprint for retirement

With so many Americans lagging behind on retirement savings, it's high time workers had a blueprint for retirement that, if followed, will lead to a golden time in one's golden years. There's a good reason why. According to a recent study by the Employee Benefit Research Institute, only 18% of Americans are very confident they'll have the income needed for a comfortable retirement.

Let's stop that negative sentiment with this blueprint, including 10 specific financial steps to take to guarantee a great retirement - as long as you stick to the plan. Click ahead for more.

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