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6 reasons your Social Security benefits may be less than you expect

Kiplinger Logo By Jane Bennett Clark, Senior Editor, Kiplinger's Personal Finance of Kiplinger | Slide 1 of 7: <p>You follow the rules as best you can and figure you’ll get what you’re entitled to when you finally claim <a href="http://portal.kiplinger.com/fronts/special-report/social-security/">Social Security</a>. But with this program, timing is everything. At best, you’ll have to wait at least a month after you file to get any benefit, and you may have to wait almost a year to get the full monthly amount. At worst, you could lose thousands of dollars in foregone benefits, even if the mistake is a timing error on Social Security’s part.</p><p>Here are six reasons your Social Security benefits may not live up to your expectations—and how to claim the highest benefits possible.</p><p>SEE ALSO: <a href="http://portal.kiplinger.com/slideshow/retirement/T051-S001-what-you-must-know-about-social-security/index.html">10 Things You Must Know About Social Security</a></p>

6 reasons your Social Security benefits may be less than you expect

You follow the rules as best you can and figure you’ll get what you’re entitled to when you finally claim Social Security. But with this program, timing is everything. At best, you’ll have to wait at least a month after you file to get any benefit, and you may have to wait almost a year to get the full monthly amount. At worst, you could lose thousands of dollars in foregone benefits, even if the mistake is a timing error on Social Security’s part.

Here are six reasons your Social Security benefits may not live up to your expectations—and how to claim the highest benefits possible.

SEE ALSO: 10 Things You Must Know About Social Security

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