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6 Ways Smart Spenders Save More Cash

U.S. News & World Report Logo By Karen Cordaway of U.S. News & World Report | Slide 1 of 7: Woman in bank filling out savings deposit slip   Bruce Ayres/Getty Images

To build your savings account, you have to put money into it over time

Getting a steep discount on clothing or paying less for groceries is impressive, but the savviest spenders also figure out a way to put that money in the bank. It’s not easy: According to a recent survey conducted by Bankrate.com, 55 percent of women and 45 percent of men have less than three months’ worth of emergency savings. So how can a frugal shopper turn their shopping savings into real savings?

Click ahead for tips from experts to save more.

© Bruce Ayres/Getty Images

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