Trade

with

Atlantic Coast Financial Corp
(NASDAQ: ACFC)
AdChoices
=
3.94
0.00
0.00%
After Hours :
3.94
0.00
0.00%

Open

3.86

Previous Close

3.94

Volume (Avg)

8.42k (16.49k)

Day's Range

3.86-4.04

52Wk Range

3.00-4.69

Market Cap.

61.11M

Dividend Rate ( Yield )

-

Beta

0.64

Shares Outstanding

15.51M

P/E Ratio (EPS)

-

AdChoices
Fundamentals
  • Key statistics
  • Growth
  • Profitability
  • Financial health
  • Price ratios
  • Trading statistics
Industry Banks – Regional – US
Highlights
Analyst Recommendation: Not Available
    • Revenue

    • 22.47M

    • Net Income

    • -11.41M

    • Market Cap.

    • 61.11M

    • Enterprise Value

    • -

    • Net Profit Margin %

    • -33.51

    • PEG (Price/Earnings Growth) Ratio

    • -

    • Beta

    • 0.64

    • Forward P/E

    • -

    • Price/Sales

    • 1.78

    • Price/Book Value

    • 0.87

    • Price/Cash flow

    • -500.00

      • EBITDA

      • -10.77M

      • Return on Capital %

      • -1.02

      • Return on Equity %

      • -14.54

      • Return on Assets %

      • -1.02

      • Book Value/Share

      • 4.54

      • Shares Outstanding

      • 15.51M

      • Last Split Factor (Date)

      • -

      • Last Dividend (Ex-Date)

      • 0.05 (4/7/2009)

      • Dividend Declaration Date

      • 3/30/2009

      Analyst Recommendation
      -
      Not Available
        • 1 Year Price Target

        • -

        • Credit Rating

        • -

        • Analysts

        • 0

        • EPS Estimate

        • -

        • Cashflow Estimate

        • -

        Morningstar Consensus estimate data
        • Growth Rate (%)

        • Company

        • Industry

          • Sales (Revenue)

            Q/Q (last year)

          • -0.10

          • -0.66

          • Net Income

            YTD/YTD (last year)

          • -

          • 7.93

          • Net Income

            Q/Q (last year)

          • -

          • -2.61

          • Sales (Revenue)

            5-Year Annual Average

          • -7.61

          • -11.83

          • Net Income

            5-Year Annual Average

          • -

          • 6.49

          • Dividends

            5-Year Annual Average

          • -

          • 33.22

          • Profit Margins (%)

          • Company

          • Industry

            • Gross Margin

            • -

            • -

            • Pre-Tax Margin

            • -33.09

            • 36.31

            • Net Profit Margin

            • -33.51

            • 25.32

            • Average Gross Margin

              5-Year Annual Average

            • -

            • -

            • Average Pre-Tax Margin

              5-Year Annual Average

            • -47.90

            • 25.85

            • Average Net Profit Margin

              5-Year Annual Average

            • -52.50

            • 127.78B

            • Financial Ratios

            • Company

            • Industry

              • Debt/Equity Ratio

              • 1.78

              • 0.74

              • Current Ratio

              • -

              • -

              • Quick Ratio

              • -

              • -

              • Interest Coverage

              • -

              • -

              • Leverage Ratio

              • 10.09

              • 8.88

              • Book Value/Share

              • 4.54

              • 19.98

              • Price Ratios

              • Company

              • Industry

                • Current P/E Ratio

                • -5.24

                • 14.75

                • P/E Ratio 5-Year High

                • -29.29

                • 1,590.26

                • P/E Ratio 5-Year Low

                • -1.18

                • 247.77

                • Price/Sales Ratio

                • 1.76

                • 3.10

                • Price/Book Value

                • 0.86

                • 1.21

                • Price/Cash Flow Ratio

                • -500.00

                • 7.71

                • Key Metrics

                • Company

                • Industry

                  • Return on Equity %

                    (5-Year Average)

                  • -14.54

                    (-25.90)

                  • 11.32

                    (9.64)

                  • Return on Assets %

                    (5-Year Average)

                  • -1.02

                    (-1.70)

                  • 1.26

                    (0.99)

                  • Return on Capital %

                    (5-Year Average)

                  • 2.46

                    (-14.70)

                  • 5.43

                    (3.93)

                  • Income/Employee

                  • -

                  • 57.85k

                  • Inventory Turnover

                  • -

                  • -

                  • Asset Turnover

                  • 0.03

                  • 0.05

                  Current Historical
                  Financials
                  • Income Statement
                  • Balance Sheet
                  • Cash Flow
                  Operating Income
                  -11.41M
                  Operating Margin
                  -50.76
                  Total Equity
                  -
                  Retained Earnings
                  -
                  Free Cashflow
                  -
                  Price/Cashflow
                  -500.00
                  Ownership

                  Institutional Ownership

                  67.73%

                  Top 10 Institutions

                  100.08%

                  Mutual Fund Ownership

                  11.92%

                  Float

                  89.51%

                  5% / Insider Ownership

                  3.56%

                  Corporate insiders or major stockholders reporting trading activity in the stock.

                  Top Mutual Fund Owners

                  Top Institutional Owners

                  Mutual Fund Name

                  Institution Name

                  • Mutual Fund Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Burnham Financial Services Fund

                  •  

                    528,881

                  • 0.00

                  • 3.41

                  • Satuit Capital US Emerging Companies Fd

                  •  

                    493,400

                  • 0.00

                  • 3.18

                  • Emerald Banking and Finance Fund

                  •  

                    225,594

                  • 0.00

                  • 1.45

                  • Vanguard Total Stock Mkt Idx

                  •  

                    171,014

                  • 0.00

                  • 1.10

                  • Dreyfus Select Managers Small Cap Val Fd

                  •  

                    164,440

                  • -25.98

                  • 1.06

                  • Vanguard Extended Market Index Fund

                  •  

                    132,263

                  • 0.00

                  • 0.85

                  • Alpine Financial Services

                  •  

                    100,000

                  • 0.00

                  • 0.64

                  • DFA US Small Cap Value II Portfolio

                  •  

                    17,186

                  • 0.00

                  • 0.11

                  • DFA US Targeted Value Portfolio

                  •  

                    4,033

                  • 0.00

                  • 0.03

                  • Institution Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Basswood Capital Management LLC

                  •  

                    1,532,404

                  • -0.04%

                  • 9.88

                  • Wellington Management Company, LLP

                  •  

                    1,368,820

                  • 0.00%

                  • 8.83

                  • FJ Capital Management LLC

                  •  

                    1,275,600

                  • 0.00%

                  • 8.22

                  • Fort Hoosac Management, LLC

                  •  

                    750,000

                  • 0.00%

                  • 4.84

                  • Mendon Capital Advisors Corp

                  •  

                    716,713

                  • -44.03%

                  • 4.62

                  • Satuit Capital Management, LLC

                  •  

                    493,400

                  • 0.00%

                  • 3.18

                  • Emerald Mutual Fund Advisers Trust

                  •  

                    225,594

                  • 0.00%

                  • 1.45

                  Company Profile

                  Sector

                  Financial Services

                  Industry

                  Banks – Regional – US

                  Type

                  Distressed

                  Style

                  Small Value

                  Atlantic Coast Financial Corp was incorporated in Maryland. It operates as a holding company for Atlantic Coast Bank. The Bank provides standard banking services to individual and corporate customers in Georgia and Florida. The Bank...more’s main business consists of attracting retail deposits from the general public and investing those funds primarily in held-for-sale and loans secured by first mortgages on owner-occupied, one- to four-family residences originated through its warehouse lending customers, and, to a lesser extent, first mortgages on owner occupied, one- to four-family residences, home equity loans and automobile and other consumer loans originated for retention in its loan portfolio. The Bank also originates multi-family residential loans, commercial construction and residential constructi...moreon loans. Loans are obtained principally through retail staff and brokers. It also invests in investment securities, mainly those issued by U.S. government-sponsored agencies and entities, including Fannie Mae, Freddie Mac and Ginnie Mae. The Bank offers a variety of deposit accounts having a wide range of interest rates and terms, which generally include savings accounts, money market accounts, demand deposit accounts and time deposit accounts with varied terms ranging from 90 days to five years. The Bank has branches located in Jacksonville Beach, Orange Park, Neptune Beach, Westside, Southside and Julington Creek in the Jacksonville metropolitan area as well as in Waycross, Douglas and Garden City, Georgia The Bank’s primary lending area is in the Jacksonville metropolitan area with its deposit customers residing in both the Jacksonville metropolitan and southeastern Georgia markets. The Bank faces strong competition in attracting deposits and originating real estate and other loans. The Company is subject to regulation and examination by the OTS.lessless

                  Key People

                  Mr. John K. Stephens, Jr

                  CEO/CEO, Subsidiary/Director/President/President, Subsidiary

                  John J. Dolan

                  Director/Vice Chairman of the Board

                  Mr. Kevin G. Champagne

                  Chairman of the Board/Director

                  Mr. John C. Lent

                  CFO/CFO, Subsidiary/Executive VP/Executive VP, Subsidiary

                  Phillip S. Buddenbohm

                  Executive VP, Subsidiary/Other Executive Officer

                  • Atlantic Coast Financial Corp

                  • 10151 Deerwood Park Boulevard

                  • Jacksonville, FL 32256

                  • USA.Map

                  • Phone: +1 800 342-2824

                  • Fax: -

                  • atlanticcoastbank.net

                  Incorporated

                  0

                  Employees

                  135

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