Trade

with

Arrow Financial Corporation
(NASDAQ: AROW)
AdChoices
26.13
+0.08
+0.31%
After Hours :
26.13
0.00
0.00%

Open

26.07

Previous Close

26.05

Volume (Avg)

14.96k (22.79k)

Day's Range

25.96-26.18

52Wk Range

24.02-27.45

Market Cap.

329.20M

Dividend Rate (Yield )

0.98 (3.75%)

Beta

0.68

Shares Outstanding

12.60M

P/E Ratio (EPS)

14.81 (1.76)

AdChoices
Fundamentals
  • Key statistics
  • Growth
  • Profitability
  • Financial health
  • Price ratios
  • Trading statistics
Industry Banks – Regional – US
Highlights
Analyst Recommendation: Not Available
    • Revenue

    • 84.28M

    • Net Income

    • 21.80M

    • Market Cap.

    • 329.20M

    • Enterprise Value

    • -

    • Net Profit Margin %

    • 25.75

    • PEG (Price/Earnings Growth) Ratio

    • -

    • Beta

    • 0.68

    • Forward P/E

    • -

    • Price/Sales

    • 3.82

    • Price/Book Value

    • 1.67

    • Price/Cash flow

    • 10.13

      • EBITDA

      • 39.74M

      • Return on Capital %

      • 1.05

      • Return on Equity %

      • 11.86

      • Return on Assets %

      • 1.05

      • Book Value/Share

      • 15.69

      • Shares Outstanding

      • 12.60M

      • Last Split Factor (Date)

      • -

      • Last Dividend (Ex-Date)

      • 0.25 (12/1/2014)

      • Dividend Declaration Date

      • 10/22/2014

      Analyst Recommendation
      -
      Not Available
        • 1 Year Price Target

        • -

        • Credit Rating

        • -

        • Analysts

        • 0

        • EPS Estimate

        • -

        • Cashflow Estimate

        • -

        Morningstar Consensus estimate data
        • Growth Rate (%)

        • Company

        • Industry

          • Sales (Revenue)

            Q/Q (last year)

          • 7.30

          • -0.66

          • Net Income

            YTD/YTD (last year)

          • -1.70

          • 7.93

          • Net Income

            Q/Q (last year)

          • 6.10

          • -2.61

          • Sales (Revenue)

            5-Year Annual Average

          • 2.77

          • -11.83

          • Net Income

            5-Year Annual Average

          • 1.30

          • 6.49

          • Dividends

            5-Year Annual Average

          • 2.71

          • 33.22

          • Profit Margins (%)

          • Company

          • Industry

            • Gross Margin

            • -

            • -

            • Pre-Tax Margin

            • 36.71

            • 36.31

            • Net Profit Margin

            • 25.75

            • 25.32

            • Average Gross Margin

              5-Year Annual Average

            • -

            • -

            • Average Pre-Tax Margin

              5-Year Annual Average

            • 38.20

            • 25.85

            • Average Net Profit Margin

              5-Year Annual Average

            • 26.50

            • 127.78B

            • Financial Ratios

            • Company

            • Industry

              • Debt/Equity Ratio

              • 0.15

              • 0.74

              • Current Ratio

              • -

              • -

              • Quick Ratio

              • -

              • -

              • Interest Coverage

              • -

              • -

              • Leverage Ratio

              • 10.90

              • 8.88

              • Book Value/Share

              • 15.69

              • 19.98

              • Price Ratios

              • Company

              • Industry

                • Current P/E Ratio

                • 14.62

                • 15.22

                • P/E Ratio 5-Year High

                • 15.57

                • 1,590.26

                • P/E Ratio 5-Year Low

                • 11.05

                • 247.77

                • Price/Sales Ratio

                • 3.77

                • 3.20

                • Price/Book Value

                • 1.64

                • 1.24

                • Price/Cash Flow Ratio

                • 10.13

                • 7.95

                • Key Metrics

                • Company

                • Industry

                  • Return on Equity %

                    (5-Year Average)

                  • 11.86

                    (14.00)

                  • 11.32

                    (9.64)

                  • Return on Assets %

                    (5-Year Average)

                  • 1.05

                    (1.10)

                  • 1.26

                    (0.99)

                  • Return on Capital %

                    (5-Year Average)

                  • 10.36

                    (11.80)

                  • 5.43

                    (3.93)

                  • Income/Employee

                  • 43.12k

                  • 57.85k

                  • Inventory Turnover

                  • -

                  • -

                  • Asset Turnover

                  • 0.04

                  • 0.05

                  Current Historical
                  Financials
                  • Income Statement
                  • Balance Sheet
                  • Cash Flow
                  Operating Income
                  30.87M
                  Operating Margin
                  36.63
                  Total Equity
                  -
                  Retained Earnings
                  -
                  Free Cashflow
                  -
                  Price/Cashflow
                  10.13
                  Ownership

                  Institutional Ownership

                  34.43%

                  Top 10 Institutions

                  26.40%

                  Mutual Fund Ownership

                  11.63%

                  Float

                  83.51%

                  5% / Insider Ownership

                  4.48%

                  Corporate insiders or major stockholders reporting trading activity in the stock.

                  Top Mutual Fund Owners

                  Top Institutional Owners

                  Mutual Fund Name

                  Institution Name

                  • Mutual Fund Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Vanguard Total Stock Mkt Idx

                  •  

                    187,247

                  • 0.00

                  • 1.49

                  • iShares Russell 2000 (AU)

                  •  

                    163,428

                  • -1.45

                  • 1.35

                  • Vanguard Extended Market Index Fund

                  •  

                    139,385

                  • 0.28

                  • 1.11

                  • DFA U.S. Micro Cap Portfolio

                  •  

                    120,836

                  • 0.00

                  • 0.98

                  • iShares Russell 2000 Value

                  •  

                    73,387

                  • 0.26

                  • 0.61

                  • DFA U.S. Small Cap Portfolio

                  •  

                    45,359

                  • 0.00

                  • 0.37

                  • CREF Stock

                  •  

                    44,804

                  • -2.82

                  • 0.36

                  • Vanguard Instl Total Stock Market Index

                  •  

                    42,837

                  • 0.00

                  • 0.34

                  • Fidelity Spartan® Extended Mkt Indx Fd

                  •  

                    40,467

                  • 0.00

                  • 0.33

                  • iShares Micro-Cap

                  •  

                    29,656

                  • 0.00

                  • 0.24

                  • Institution Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Glens Falls National Bank & Trust Co

                  •  

                    1,336,857

                  • -0.94%

                  • 10.76

                  • BlackRock Fund Advisors

                  •  

                    496,952

                  • +0.09%

                  • 4.00

                  • Vanguard Group, Inc.

                  •  

                    400,047

                  • +0.30%

                  • 3.22

                  • Dimensional Fund Advisors, Inc.

                  •  

                    337,424

                  • +0.18%

                  • 2.72

                  • State Street Corp

                  •  

                    182,659

                  • -0.44%

                  • 1.47

                  • Northern Trust Investments, N.A.

                  •  

                    158,931

                  • -9.21%

                  • 1.28

                  • Wilmington Trust Invt Advisors, Inc

                  •  

                    103,441

                  • 0.00%

                  • 0.83

                  • Government Pension Fund of Norway - Global

                  •  

                    101,693

                  • +80.91%

                  • 0.86

                  • Renaissance Technologies Corp

                  •  

                    88,921

                  • +3.96%

                  • 0.72

                  • Geode Capital Management, LLC

                  •  

                    67,342

                  • +0.64%

                  • 0.54

                  Company Profile

                  Sector

                  Financial Services

                  Industry

                  Banks – Regional – US

                  Type

                  Cyclical

                  Style

                  Small Value

                  Arrow Financial Corporation was incorporated on March 21, 1983 in the state of New York. The Company’s business consists primarily of the ownership, supervision and control of its two banks. It owns two nationally chartered banks are...more Glens Falls National and Saratoga National in New York. It provides various advisory and administrative services and coordinates the general policies and operation of the banks. It offers a full range of commercial and consumer banking and financial products. Its deposits base consists of deposits derived from the communities it serves. Through its banks' trust operations, the Company provides retirement planning, trust and estate administration services for individuals, and pension, profit-sharing and employee benefit plan administration for corporations. It is engaged...more in a range of lending activities, including commercial and industrial lending to small and mid-sized companies; mortgage lending for residential and commercial properties; and consumer installment and home equity financing. It also maintains an active indirect lending program through its sponsorship of automobile dealer programs under which it purchase dealer paper from dealers that meet pre-established specifications. It sells a portion of its residential real estate loan originations into the secondary market to the Federal Home Loan Mortgage Corporation and state housing agencies. The Company competes with commercial banks, savings banks, savings and loan institutions and credit unions, as well as local offices of regional and money center banks.lessless

                  Key People

                  Mr. Thomas J. Murphy

                  CEO/CEO, Subsidiary/Director/President/President, Subsidiary

                  Mr. David S. Demarco

                  CEO, Subsidiary/President, Subsidiary/Senior VP

                  Thomas L. Hoy

                  Chairman of the Board/Chairman of the Board, Subsidiary/Director

                  Terry R. Goodemote,C.P.A.

                  CFO/CFO, Subsidiary/Chief Accounting Officer/Executive VP/Senior Executive VP, Subsidiary/Treasurer/Treasurer, Subsidiary

                  Mr. Mark E. Bulmer, C.P.A.

                  Secretary/Secretary, Subsidiary/Vice President/Vice President, Subsidiary

                  • Arrow Financial Corporation

                  • 250 Glen Street

                  • Glens Falls, NY 12801

                  • USA.Map

                  • Phone: +1 518 745-1000

                  • Fax: -

                  • arrowfinancial.com

                  Incorporated

                  1983

                  Employees

                  516

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