Trade

with

C&F Financial Corp
(NASDAQ: CFFI)
AdChoices
33.35
+0.03
+0.09%
After Hours :
-
-
-

Open

33.38

Previous Close

33.32

Volume (Avg)

1.68k (11.20k)

Day's Range

33.35-33.38

52Wk Range

30.33-56.68

Market Cap.

113.49M

Dividend Rate (Yield )

1.20 (3.54%)

Beta

0.23

Shares Outstanding

3.41M

P/E Ratio (EPS)

9.03 (3.69)

AdChoices
Fundamentals
  • Key statistics
  • Growth
  • Profitability
  • Financial health
  • Price ratios
  • Trading statistics
Industry Banks – Regional – US
Highlights
Analyst Recommendation: Not Available
    • Revenue

    • 93.81M

    • Net Income

    • 14.40M

    • Market Cap.

    • 113.49M

    • Enterprise Value

    • -

    • Net Profit Margin %

    • 13.34

    • PEG (Price/Earnings Growth) Ratio

    • -

    • Beta

    • 0.23

    • Forward P/E

    • -

    • Price/Sales

    • 1.20

    • Price/Book Value

    • 0.95

    • Price/Cash flow

    • 2.56

      • EBITDA

      • 23.46M

      • Return on Capital %

      • 1.10

      • Return on Equity %

      • 11.42

      • Return on Assets %

      • 1.10

      • Book Value/Share

      • 35.00

      • Shares Outstanding

      • 3.41M

      • Last Split Factor (Date)

      • -

      • Last Dividend (Ex-Date)

      • 0.30 (9/11/2014)

      • Dividend Declaration Date

      • 8/20/2014

      Analyst Recommendation
      -
      Not Available
        • 1 Year Price Target

        • -

        • Credit Rating

        • -

        • Analysts

        • 0

        • EPS Estimate

        • -

        • Cashflow Estimate

        • -

        Morningstar Consensus estimate data
        • Growth Rate (%)

        • Company

        • Industry

          • Sales (Revenue)

            Q/Q (last year)

          • 3.00

          • -0.66

          • Net Income

            YTD/YTD (last year)

          • -12.10

          • 7.93

          • Net Income

            Q/Q (last year)

          • -10.40

          • -2.61

          • Sales (Revenue)

            5-Year Annual Average

          • 6.68

          • -11.83

          • Net Income

            5-Year Annual Average

          • 28.10

          • 6.49

          • Dividends

            5-Year Annual Average

          • -1.33

          • 33.22

          • Profit Margins (%)

          • Company

          • Industry

            • Gross Margin

            • -

            • -

            • Pre-Tax Margin

            • 18.83

            • 36.31

            • Net Profit Margin

            • 13.34

            • 25.32

            • Average Gross Margin

              5-Year Annual Average

            • -

            • -

            • Average Pre-Tax Margin

              5-Year Annual Average

            • 17.80

            • 25.85

            • Average Net Profit Margin

              5-Year Annual Average

            • 11.60

            • 127.78B

            • Financial Ratios

            • Company

            • Industry

              • Debt/Equity Ratio

              • 1.33

              • 0.74

              • Current Ratio

              • -

              • -

              • Quick Ratio

              • -

              • -

              • Interest Coverage

              • -

              • -

              • Leverage Ratio

              • 11.30

              • 8.88

              • Book Value/Share

              • 35.00

              • 19.98

              • Price Ratios

              • Company

              • Industry

                • Current P/E Ratio

                • 9.07

                • 15.17

                • P/E Ratio 5-Year High

                • 16.14

                • 1,590.26

                • P/E Ratio 5-Year Low

                • 4.33

                • 247.77

                • Price/Sales Ratio

                • 1.21

                • 3.19

                • Price/Book Value

                • 0.96

                • 1.24

                • Price/Cash Flow Ratio

                • 2.56

                • 7.93

                • Key Metrics

                • Company

                • Industry

                  • Return on Equity %

                    (5-Year Average)

                  • 11.42

                    (11.10)

                  • 11.32

                    (9.64)

                  • Return on Assets %

                    (5-Year Average)

                  • 1.10

                    (1.10)

                  • 1.26

                    (0.99)

                  • Return on Capital %

                    (5-Year Average)

                  • 6.78

                    (7.60)

                  • 5.43

                    (3.93)

                  • Income/Employee

                  • 19.99k

                  • 57.85k

                  • Inventory Turnover

                  • -

                  • -

                  • Asset Turnover

                  • 0.08

                  • 0.05

                  Current Historical
                  Financials
                  • Income Statement
                  • Balance Sheet
                  • Cash Flow
                  Operating Income
                  21.11M
                  Operating Margin
                  22.51
                  Total Equity
                  -
                  Retained Earnings
                  -
                  Free Cashflow
                  -
                  Price/Cashflow
                  2.56
                  Ownership

                  Institutional Ownership

                  19.59%

                  Top 10 Institutions

                  11.71%

                  Mutual Fund Ownership

                  6.01%

                  Float

                  93.23%

                  5% / Insider Ownership

                  5.75%

                  Corporate insiders or major stockholders reporting trading activity in the stock.

                  Top Mutual Fund Owners

                  Top Institutional Owners

                  Mutual Fund Name

                  Institution Name

                  • Mutual Fund Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Vanguard Total Stock Mkt Idx

                  •  

                    48,211

                  • 0.00

                  • 1.42

                  • Vanguard Extended Market Index Fund

                  •  

                    16,875

                  • 3.06

                  • 0.50

                  • DFA US Small Cap Value II Portfolio

                  •  

                    14,360

                  • 0.00

                  • 0.42

                  • DFA U.S. Micro Cap Portfolio

                  •  

                    14,164

                  • 0.00

                  • 0.42

                  • PNC Multi Factor Small Cap Value

                  •  

                    13,944

                  • 0.00

                  • 0.41

                  • Fidelity Spartan® Extended Mkt Indx Fd

                  •  

                    11,407

                  • 0.00

                  • 0.33

                  • iShares Micro-Cap

                  •  

                    11,117

                  • 0.00

                  • 0.33

                  • Bridgeway Ultra Small Company Market

                  •  

                    6,300

                  • -56.81

                  • 0.19

                  • PowerShares FTSE RAFI US 1500 Sm-Md Port

                  •  

                    5,364

                  • 0.00

                  • 0.16

                  • AXA Rosenberg Glbl Sm Cp Alpha

                  •  

                    4,877

                  • 0.00

                  • 0.14

                  • Institution Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Renaissance Technologies Corp

                  •  

                    74,639

                  • -2.89%

                  • 2.19

                  • Vanguard Group, Inc.

                  •  

                    63,912

                  • -0.96%

                  • 1.88

                  • Dimensional Fund Advisors, Inc.

                  •  

                    57,553

                  • 0.00%

                  • 1.69

                  • Northern Trust Investments, N.A.

                  •  

                    31,117

                  • -18.32%

                  • 0.91

                  • GenSpring Family Offices LLC

                  •  

                    30,093

                  • 0.00%

                  • 0.88

                  • Deutsche Bank AG

                  •  

                    19,330

                  • +18.17%

                  • 0.57

                  • Wells Fargo Advisors, LLC

                  •  

                    17,451

                  • 0.00%

                  • 0.51

                  Company Profile

                  Sector

                  Financial Services

                  Industry

                  Banks – Regional – US

                  Type

                  Cyclical

                  Style

                  Small Value

                  C&F Financial Corp is a bank holding company that was incorporated in March 1994 under the laws of the Commonwealth of Virginia. The Corporation operates in three principal business activities: retail banking, mortgage banking, and c...moreonsumer finance. In addition, the Corporation conducts brokerage activities through C&F Investment Services, Inc., insurance activities through C&F Insurance Services, Inc. and title insurance services through C&F Title Agency, Inc. and CVB Title Services, Inc. The Corporation provides retail banking services through C&F Bank and CVB. C&F Bank provides retail banking services at its main office in West Point, Virginia, and 17 Virginia branches located one each in Chester, Hampton, Mechanicsville, Midlothian, Newport News, Norge, Providence Forge, Quinton, Saluda, Sandsto...moren, Varina, West Point and Yorktown, and two each in Williamsburg and Richmond. CVB provides retail banking services at its main office in Powhatan, Virginia, and six Virginia branches located one each in Cartersville, Cumberland and Richmond, and three in Midlothian. The services include checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity and installment loans. The Banks also offer ATMs, internet banking and debit and credit cards, as well as travelers’ checks, safe deposit box rentals, collection, notary public, wire service and other customary bank services to its customers. The Corporation provides mortgage banking services through C&F Mortgage. C&F Mortgage provides mortgage loan origination services through 13 locations in Virginia, two in Maryland and one in Gastonia, North Carolina. The Maryland offices are located in Annapolis and Waldorf. C&F Mortgage offers residential mortgage loans, which are originated for sale to investors such as Wells Fargo Home Mortgage; Franklin American Mortgage Company; Penny Mac Corporation; and the Virginia Housing Development Authority. The Corporation provides consumer finance services through C&F Finance. C&F Finance is a regional finance company providing automobile loans throughout Virginia and in portions of Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Missouri, North Carolina, Ohio, Tennessee, Texas and West Virginia through its offices in Richmond and Hampton, Virginia, in Nashville, Tennessee and in Hunt Valley, Maryland. C&F Finance purchases automobile retail installment sales contracts from manufacturer-franchised dealerships with used-car operations and through selected independent dealerships. C&F Finance serves customers who do not meet the credit standards imposed by traditional automobile financing sources. The Company competes with large national and regional financial institutions, savings associations and other independent community banks, as well as credit unions, mutual funds, brokerage firms and insurance companies. Bank holding companies and banks are extensively regulated under both federal and state law.lessless

                  Key People

                  Bryan E. Mckernon

                  CEO, Subsidiary/President, Subsidiary

                  Larry G. Dillon

                  CEO/CEO, Subsidiary/Chairman of the Board/Chairman of the Board, Subsidiary/Director/President/President, Subsidiary

                  Thomas F. Cherry

                  CFO/CFO, Subsidiary/Chief Accounting Officer/Executive VP/Executive VP, Subsidiary/Secretary

                  Barry R. Chernack

                  Director

                  J. P. Causey,Jr

                  Director

                  • C&F Financial Corp

                  • 802 Main Street

                  • West Point, VA 23181

                  • USA.Map

                  • Phone: +1 804 843-2360

                  • Fax: -

                  • cffc.com

                  Incorporated

                  1994

                  Employees

                  643

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