Trade

with

Citizens First Corp
(NASDAQ: CZFC)
AdChoices
12.20
-0.04
-0.33%
After Hours :
-
-
-

Open

12.20

Previous Close

12.24

Volume (Avg)

100 (6.11k)

Day's Range

12.20-12.20

52Wk Range

8.46-12.90

Market Cap.

24.02M

Dividend Rate ( Yield )

-

Beta

0.18

Shares Outstanding

1.97M

P/E Ratio (EPS)

14.64 (0.83)

AdChoices
Fundamentals
  • Key statistics
  • Growth
  • Profitability
  • Financial health
  • Price ratios
  • Trading statistics
Industry Banks – Regional – US
Highlights
Analyst Recommendation: Not Available
    • Revenue

    • 17.60M

    • Net Income

    • 1.84M

    • Market Cap.

    • 24.02M

    • Enterprise Value

    • -

    • Net Profit Margin %

    • 10.06

    • PEG (Price/Earnings Growth) Ratio

    • -

    • Beta

    • 0.18

    • Forward P/E

    • -

    • Price/Sales

    • 1.47

    • Price/Book Value

    • 0.82

    • Price/Cash flow

    • 5.18

      • EBITDA

      • 3.31M

      • Return on Capital %

      • 0.42

      • Return on Equity %

      • 6.21

      • Return on Assets %

      • 0.42

      • Book Value/Share

      • 14.80

      • Shares Outstanding

      • 1.97M

      • Last Split Factor (Date)

      • -

      • Last Dividend (Ex-Date)

      • 0.05 (12/11/2008)

      • Dividend Declaration Date

      • 12/10/2008

      Analyst Recommendation
      -
      Not Available
        • 1 Year Price Target

        • -

        • Credit Rating

        • -

        • Analysts

        • 0

        • EPS Estimate

        • -

        • Cashflow Estimate

        • -

        Morningstar Consensus estimate data
        • Growth Rate (%)

        • Company

        • Industry

          • Sales (Revenue)

            Q/Q (last year)

          • -1.40

          • -0.66

          • Net Income

            YTD/YTD (last year)

          • -42.10

          • 7.93

          • Net Income

            Q/Q (last year)

          • -7.00

          • -2.61

          • Sales (Revenue)

            5-Year Annual Average

          • 5.02

          • -11.83

          • Net Income

            5-Year Annual Average

          • -

          • 6.49

          • Dividends

            5-Year Annual Average

          • -

          • 33.22

          • Profit Margins (%)

          • Company

          • Industry

            • Gross Margin

            • -

            • -

            • Pre-Tax Margin

            • 18.07

            • 36.31

            • Net Profit Margin

            • 10.06

            • 25.32

            • Average Gross Margin

              5-Year Annual Average

            • -

            • -

            • Average Pre-Tax Margin

              5-Year Annual Average

            • 11.50

            • 25.85

            • Average Net Profit Margin

              5-Year Annual Average

            • 4.00

            • 127.78B

            • Financial Ratios

            • Company

            • Industry

              • Debt/Equity Ratio

              • 1.04

              • 0.74

              • Current Ratio

              • -

              • -

              • Quick Ratio

              • -

              • -

              • Interest Coverage

              • -

              • -

              • Leverage Ratio

              • 14.23

              • 8.88

              • Book Value/Share

              • 14.80

              • 19.98

              • Price Ratios

              • Company

              • Industry

                • Current P/E Ratio

                • 14.41

                • 14.81

                • P/E Ratio 5-Year High

                • 15.48

                • 1,590.26

                • P/E Ratio 5-Year Low

                • 5.59

                • 247.77

                • Price/Sales Ratio

                • 1.45

                • 3.11

                • Price/Book Value

                • 0.81

                • 1.21

                • Price/Cash Flow Ratio

                • 5.18

                • 7.74

                • Key Metrics

                • Company

                • Industry

                  • Return on Equity %

                    (5-Year Average)

                  • 6.21

                    (3.00)

                  • 11.32

                    (9.64)

                  • Return on Assets %

                    (5-Year Average)

                  • 0.42

                    (0.20)

                  • 1.26

                    (0.99)

                  • Return on Capital %

                    (5-Year Average)

                  • 6.46

                    (8.30)

                  • 5.43

                    (3.93)

                  • Income/Employee

                  • 23.59k

                  • 57.85k

                  • Inventory Turnover

                  • -

                  • -

                  • Asset Turnover

                  • 0.04

                  • 0.05

                  Current Historical
                  Financials
                  • Income Statement
                  • Balance Sheet
                  • Cash Flow
                  Operating Income
                  2.35M
                  Operating Margin
                  13.37
                  Total Equity
                  -
                  Retained Earnings
                  -
                  Free Cashflow
                  -
                  Price/Cashflow
                  5.18
                  Ownership

                  Institutional Ownership

                  5.87%

                  Top 10 Institutions

                  5.87%

                  Mutual Fund Ownership

                  2.50%

                  Float

                  93.65%

                  5% / Insider Ownership

                  26.30%

                  Corporate insiders or major stockholders reporting trading activity in the stock.

                  Top Mutual Fund Owners

                  Top Institutional Owners

                  Mutual Fund Name

                  Institution Name

                  • Mutual Fund Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Alpine Financial Services

                  •  

                    36,627

                  • 0.00

                  • 1.88

                  • DFA US Small Cap Value II Portfolio

                  •  

                    5,422

                  • 0.00

                  • 0.28

                  • Vanguard Total Stock Mkt Idx

                  •  

                    3,399

                  • 0.00

                  • 0.17

                  • DFA U.S. Micro Cap Portfolio

                  •  

                    1,442

                  • 0.00

                  • 0.07

                  • DFA U.S. Vector Equity Fund

                  •  

                    1,000

                  • 0.00

                  • 0.05

                  • Vanguard Balanced Index Fund

                  •  

                    400

                  • 0.00

                  • 0.02

                  • DFA U.S. Small Cap Portfolio

                  •  

                    400

                  • 0.00

                  • 0.02

                  • Principal SmallCap Value Fund II

                  •  

                    300

                  • 0.00

                  • 0.01

                  • Institution Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Alpine Woods Capital Investors, LLC

                  •  

                    36,627

                  • 0.00%

                  • 1.86

                  • Hutchin Hill Capital, LP

                  •  

                    25,000

                  • 0.00%

                  • 1.24

                  • Mendon Capital Advisors Corp

                  •  

                    16,578

                  • +1.47%

                  • 0.84

                  • Dimensional Fund Advisors, Inc.

                  •  

                    12,176

                  • 0.00%

                  • 0.62

                  • California Public Employees Retrmnt Sys

                  •  

                    11,600

                  • 0.00%

                  • 0.59

                  • FAF Advisors, Inc.

                  •  

                    9,000

                  • 0.00%

                  • 0.46

                  • Vanguard Group Inc.

                  •  

                    3,399

                  • 0.00%

                  • 0.17

                  • Wells Fargo Advisors, LLC

                  •  

                    718

                  • 0.00%

                  • 0.04

                  • Creative Planning, Inc.

                  •  

                    500

                  • 0.00%

                  • 0.03

                  • Vanguard Group, Inc.

                  •  

                    400

                  • 0.00%

                  • 0.02

                  Company Profile

                  Sector

                  Financial Services

                  Industry

                  Banks – Regional – US

                  Type

                  Cyclical

                  Style

                  Small Value

                  Citizens First Corp is a bank holding company for Citizens First Bank, Inc. It is engaged in the banking business, mainly serving customers in the Kentucky counties of Barren, Hart, Simpson and Warren.

                  Key People

                  M. Todd Kanipe

                  CEO/CEO, Subsidiary/President/President, Subsidiary

                  Jack Sheidler

                  Chairman of the Board/Chairman of the Board, Subsidiary/Director

                  J. Steven Marcum

                  CFO/CFO, Subsidiary/Director/Executive VP/Executive VP, Subsidiary

                  Kim M. Thomas

                  Executive VP/President, Subsidiary

                  Marc R. Lively

                  Chief Credit Officer/Executive VP/Executive VP, Subsidiary/Other Executive Officer

                  • Citizens First Corp

                  • 1065 Ashley Street

                  • Bowling Green, KY 42103

                  • USA.Map

                  • Phone: +1 270 393-0700

                  • Fax: -

                  • citizensfirstbank.com

                  Incorporated

                  1975

                  Employees

                  100

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