Trade

with

First United Corp
(NASDAQ: FUNC)
AdChoices
8.42
+0.06
+0.72%
After Hours :
8.27
-0.15
-1.78%

Open

8.41

Previous Close

8.36

Volume (Avg)

5.15k (5.16k)

Day's Range

8.28-8.42

52Wk Range

7.30-9.15

Market Cap.

52.07M

Dividend Rate ( Yield )

-

Beta

0.75

Shares Outstanding

6.23M

P/E Ratio (EPS)

16.58 (0.50)

AdChoices
Fundamentals
  • Key statistics
  • Growth
  • Profitability
  • Financial health
  • Price ratios
  • Trading statistics
Industry Banks – Regional – US
Highlights
Analyst Recommendation: Not Available
    • Revenue

    • 51.45M

    • Net Income

    • 6.45M

    • Market Cap.

    • 52.07M

    • Enterprise Value

    • -

    • Net Profit Margin %

    • 6.09

    • PEG (Price/Earnings Growth) Ratio

    • -

    • Beta

    • 0.75

    • Forward P/E

    • -

    • Price/Sales

    • 1.02

    • Price/Book Value

    • 0.64

    • Price/Cash flow

    • 5.70

      • EBITDA

      • 10.71M

      • Return on Capital %

      • 0.24

      • Return on Equity %

      • 4.18

      • Return on Assets %

      • 0.24

      • Book Value/Share

      • 13.15

      • Shares Outstanding

      • 6.23M

      • Last Split Factor (Date)

      • -

      • Last Dividend (Ex-Date)

      • 0.01 (10/8/2010)

      • Dividend Declaration Date

      • 9/28/2010

      Analyst Recommendation
      -
      Not Available
        • 1 Year Price Target

        • -

        • Credit Rating

        • -

        • Analysts

        • 0

        • EPS Estimate

        • -

        • Cashflow Estimate

        • -

        Morningstar Consensus estimate data
        • Growth Rate (%)

        • Company

        • Industry

          • Sales (Revenue)

            Q/Q (last year)

          • 7.40

          • -0.66

          • Net Income

            YTD/YTD (last year)

          • 38.20

          • 7.93

          • Net Income

            Q/Q (last year)

          • -32.70

          • -2.61

          • Sales (Revenue)

            5-Year Annual Average

          • -4.84

          • -11.83

          • Net Income

            5-Year Annual Average

          • -6.20

          • 6.49

          • Dividends

            5-Year Annual Average

          • -

          • 33.22

          • Profit Margins (%)

          • Company

          • Industry

            • Gross Margin

            • -

            • -

            • Pre-Tax Margin

            • 13.78

            • 36.31

            • Net Profit Margin

            • 6.09

            • 25.32

            • Average Gross Margin

              5-Year Annual Average

            • -

            • -

            • Average Pre-Tax Margin

              5-Year Annual Average

            • -11.50

            • 25.85

            • Average Net Profit Margin

              5-Year Annual Average

            • -7.90

            • 127.78B

            • Financial Ratios

            • Company

            • Industry

              • Debt/Equity Ratio

              • 2.23

              • 0.74

              • Current Ratio

              • -

              • -

              • Quick Ratio

              • -

              • -

              • Interest Coverage

              • -

              • -

              • Leverage Ratio

              • 16.21

              • 8.88

              • Book Value/Share

              • 13.15

              • 19.98

              • Price Ratios

              • Company

              • Industry

                • Current P/E Ratio

                • 16.50

                • 15.22

                • P/E Ratio 5-Year High

                • 22.43

                • 1,590.26

                • P/E Ratio 5-Year Low

                • 5.48

                • 247.77

                • Price/Sales Ratio

                • 1.01

                • 3.20

                • Price/Book Value

                • 0.63

                • 1.24

                • Price/Cash Flow Ratio

                • 5.70

                • 7.95

                • Key Metrics

                • Company

                • Industry

                  • Return on Equity %

                    (5-Year Average)

                  • 4.18

                    (-3.00)

                  • 11.32

                    (9.64)

                  • Return on Assets %

                    (5-Year Average)

                  • 0.24

                    (-0.10)

                  • 1.26

                    (0.99)

                  • Return on Capital %

                    (5-Year Average)

                  • 3.85

                    (3.90)

                  • 5.43

                    (3.93)

                  • Income/Employee

                  • 14.08k

                  • 57.85k

                  • Inventory Turnover

                  • -

                  • -

                  • Asset Turnover

                  • 0.04

                  • 0.05

                  Current Historical
                  Financials
                  • Income Statement
                  • Balance Sheet
                  • Cash Flow
                  Operating Income
                  8.67M
                  Operating Margin
                  16.85
                  Total Equity
                  -
                  Retained Earnings
                  -
                  Free Cashflow
                  -
                  Price/Cashflow
                  5.70
                  Ownership

                  Institutional Ownership

                  19.97%

                  Top 10 Institutions

                  18.99%

                  Mutual Fund Ownership

                  6.65%

                  Float

                  88.50%

                  5% / Insider Ownership

                  5.79%

                  Corporate insiders or major stockholders reporting trading activity in the stock.

                  Top Mutual Fund Owners

                  Top Institutional Owners

                  Mutual Fund Name

                  Institution Name

                  • Mutual Fund Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Vanguard Extended Market Index Fund

                  •  

                    132,833

                  • 0.00

                  • 2.14

                  • DFA US Small Cap Value II Portfolio

                  •  

                    70,785

                  • 0.00

                  • 1.14

                  • Vanguard Total Stock Mkt Idx

                  •  

                    66,186

                  • 0.00

                  • 1.07

                  • DFA U.S. Micro Cap Portfolio

                  •  

                    31,308

                  • 0.00

                  • 0.50

                  • iShares Micro-Cap

                  •  

                    18,443

                  • 0.00

                  • 0.31

                  • Fidelity Spartan® Extended Mkt Indx Fd

                  •  

                    14,602

                  • 0.00

                  • 0.23

                  • The Vanguard - Total Stk Mkt Idx Trust. CF

                  •  

                    10,226

                  • 0.00

                  • 0.17

                  • DFA U.S. Small Cap Portfolio

                  •  

                    9,289

                  • 0.00

                  • 0.15

                  • Bridgeway Ultra Small Company Market

                  •  

                    9,200

                  • 0.00

                  • 0.15

                  • DFA Tax-Managed U.S. Targeted Value

                  •  

                    6,083

                  • 0.00

                  • 0.10

                  • Institution Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Second Curve Capital LLC

                  •  

                    281,086

                  • 0.00%

                  • 4.51

                  • First United Bank Trust

                  •  

                    255,205

                  • -4.95%

                  • 4.10

                  • Vanguard Group, Inc.

                  •  

                    210,345

                  • +0.86%

                  • 3.38

                  • Dimensional Fund Advisors, Inc.

                  •  

                    206,013

                  • +5.36%

                  • 3.31

                  • Schneider Capital Management Corp.

                  •  

                    71,406

                  • 0.00%

                  • 1.15

                  • Northern Trust Investments, N.A.

                  •  

                    56,778

                  • -0.12%

                  • 0.91

                  • LSV Asset Management

                  •  

                    32,636

                  • 0.00%

                  • 0.52

                  • California Public Employees Retrmnt Sys

                  •  

                    31,632

                  • 0.00%

                  • 0.51

                  • BlackRock Fund Advisors

                  •  

                    19,367

                  • +2.93%

                  • 0.31

                  • Geode Capital Management, LLC

                  •  

                    18,113

                  • 0.00%

                  • 0.29

                  Company Profile

                  Sector

                  Financial Services

                  Industry

                  Banks – Regional – US

                  Type

                  Cyclical

                  Style

                  Small Value

                  First United Corp is a Maryland corporation chartered in 1985 and a financial holding company. The Company provides complete range of retail and commercial banking services to businesses and individuals in its market areas. Services ...moreoffered are essentially the same as those offered by the regional institutions includes checking, savings, money market deposit accounts, and certificates of deposit, business loans, personal loans, mortgage loans, lines of credit, and consumer-oriented retirement accounts including individual retirement accounts (IRAs) and employee benefit accounts. In addition, the Company provides full brokerage services through a networking arrangement with Cetera Investment Services, LLC., a full service broker-dealer. The Company also provides safe deposit and night depository faci...morelities, and insurance products and trust services. It operates 25 banking offices, one call center and 28 Automated Teller Machines (ATMs) in Allegany County, Frederick County, Garrett County, and Washington County in Maryland, and in Berkeley County, Mineral County, and Monongalia County in West Virginia. The Compnay’s commercial loans are primarily secured by real estate, commercial equipment, vehicles or other assets of the borrower. Its residential mortgage portfolio is distributed between variable and fixed rate loans. The Company also provides residential real estate construction loans to builders and individuals for single family dwellings. The Company competes with commercial banks, savings and loan associations and credit unions for loans and deposits, with consumer finance companies for loans, and with other financial institutions for various types of products and services. The Company is subject to the banking laws of Maryland and to regulation by the Commissioner of Financial Regulation of Maryland.lessless

                  Key People

                  William B. Grant

                  CEO/CEO, Subsidiary/Chairman of the Board/Chairman of the Board, Subsidiary/Director

                  Carissa L. Rodeheaver

                  CFO/Chief Accounting Officer/Director/President/President, Subsidiary/Secretary/Treasurer

                  Keith Sanders

                  Other Corporate Officer/Vice President

                  Donald E. Moran

                  Director

                  Elaine L. Mcdonald

                  Director

                  • First United Corp

                  • 19 South Second Street

                  • Oakland, MD 21550

                  • USA.Map

                  • Phone: +1 800 470-4356

                  • Fax: -

                  • mybank4.com

                  Incorporated

                  1985

                  Employees

                  375

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