Trade

with

Lake Shore Bancorp Inc
(NASDAQ: LSBK)
AdChoices
12.61
+0.01
+0.08%
After Hours :
12.89
+0.28
+2.22%

Open

12.58

Previous Close

12.60

Volume (Avg)

3.87k (5.77k)

Day's Range

12.52-12.90

52Wk Range

11.48-13.09

Market Cap.

74.58M

Dividend Rate (Yield )

0.28 (2.22%)

Beta

0.40

Shares Outstanding

5.91M

P/E Ratio (EPS)

19.46 (0.65)

AdChoices
Fundamentals
  • Key statistics
  • Growth
  • Profitability
  • Financial health
  • Price ratios
  • Trading statistics
Industry Savings & Co-operative Banks
Highlights
Analyst Recommendation: Not Available
    • Revenue

    • 17.15M

    • Net Income

    • 3.74M

    • Market Cap.

    • 74.58M

    • Enterprise Value

    • -

    • Net Profit Margin %

    • 21.57

    • PEG (Price/Earnings Growth) Ratio

    • -

    • Beta

    • 0.40

    • Forward P/E

    • -

    • Price/Sales

    • 4.20

    • Price/Book Value

    • 1.08

    • Price/Cash flow

    • 13.18

      • EBITDA

      • 5.41M

      • Return on Capital %

      • 0.76

      • Return on Equity %

      • 5.55

      • Return on Assets %

      • 0.76

      • Book Value/Share

      • 11.67

      • Shares Outstanding

      • 5.91M

      • Last Split Factor (Date)

      • -

      • Last Dividend (Ex-Date)

      • 0.07 (8/4/2014)

      • Dividend Declaration Date

      • 7/23/2014

      Analyst Recommendation
      -
      Not Available
        • 1 Year Price Target

        • -

        • Credit Rating

        • -

        • Analysts

        • 0

        • EPS Estimate

        • -

        • Cashflow Estimate

        • -

        Morningstar Consensus estimate data
        • Growth Rate (%)

        • Company

        • Industry

          • Sales (Revenue)

            Q/Q (last year)

          • 3.00

          • -1.03

          • Net Income

            YTD/YTD (last year)

          • 3.20

          • -2.93

          • Net Income

            Q/Q (last year)

          • 12.40

          • -5.18

          • Sales (Revenue)

            5-Year Annual Average

          • 7.76

          • -4.74

          • Net Income

            5-Year Annual Average

          • 20.60

          • 7.24

          • Dividends

            5-Year Annual Average

          • 13.30

          • 16.00

          • Profit Margins (%)

          • Company

          • Industry

            • Gross Margin

            • -

            • 62.26

            • Pre-Tax Margin

            • 27.12

            • 41.32

            • Net Profit Margin

            • 21.57

            • 27.50

            • Average Gross Margin

              5-Year Annual Average

            • -

            • 34.30

            • Average Pre-Tax Margin

              5-Year Annual Average

            • 25.00

            • 37.19

            • Average Net Profit Margin

              5-Year Annual Average

            • 19.60

            • 16.78B

            • Financial Ratios

            • Company

            • Industry

              • Debt/Equity Ratio

              • 0.27

              • 1.36

              • Current Ratio

              • -

              • 3.68

              • Quick Ratio

              • -

              • 3.35

              • Interest Coverage

              • -

              • -6.72

              • Leverage Ratio

              • 7.11

              • 7.66

              • Book Value/Share

              • 11.67

              • 11.77

              • Price Ratios

              • Company

              • Industry

                • Current P/E Ratio

                • 19.84

                • 18.59

                • P/E Ratio 5-Year High

                • 22.68

                • 469.59

                • P/E Ratio 5-Year Low

                • 11.52

                • 180.92

                • Price/Sales Ratio

                • 4.28

                • 4.05

                • Price/Book Value

                • 1.10

                • 1.06

                • Price/Cash Flow Ratio

                • 13.18

                • -18.35

                • Key Metrics

                • Company

                • Industry

                  • Return on Equity %

                    (5-Year Average)

                  • 5.55

                    (5.40)

                  • 6.09

                    (5.83)

                  • Return on Assets %

                    (5-Year Average)

                  • 0.76

                    (0.70)

                  • 0.78

                    (0.73)

                  • Return on Capital %

                    (5-Year Average)

                  • 7.31

                    (8.00)

                  • 2.50

                    (2.25)

                  • Income/Employee

                  • 31.18k

                  • 50.76k

                  • Inventory Turnover

                  • -

                  • 34.05

                  • Asset Turnover

                  • 0.04

                  • 0.03

                  Current Historical
                  Financials
                  • Income Statement
                  • Balance Sheet
                  • Cash Flow
                  Operating Income
                  4.71M
                  Operating Margin
                  27.47
                  Total Equity
                  -
                  Retained Earnings
                  -
                  Free Cashflow
                  -
                  Price/Cashflow
                  13.18
                  Ownership

                  Institutional Ownership

                  73.36%

                  Top 10 Institutions

                  73.36%

                  Mutual Fund Ownership

                  0.69%

                  Float

                  33.22%

                  5% / Insider Ownership

                  2.50%

                  Corporate insiders or major stockholders reporting trading activity in the stock.

                  Top Mutual Fund Owners

                  Top Institutional Owners

                  Mutual Fund Name

                  Institution Name

                  • Mutual Fund Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Bridgeway Ultra Small Company Market

                  •  

                    22,150

                  • 0.00

                  • 0.37

                  • VALIC Company I Small Cap

                  •  

                    10,000

                  • 0.00

                  • 0.17

                  • DFA U.S. Micro Cap Portfolio

                  •  

                    3,521

                  • 0.00

                  • 0.06

                  • DFA Tax-Managed U.S. Targeted Value

                  •  

                    1,066

                  • 0.00

                  • 0.02

                  • DFA US Small Cap Value II Portfolio

                  •  

                    697

                  • 0.00

                  • 0.01

                  • DFA U.S. Small Cap Portfolio

                  •  

                    537

                  • 0.00

                  • 0.01

                  • DFA U.S. Core Equity II Fund

                  •  

                    449

                  • 0.00

                  • 0.01

                  • DFA U.S. Vector Equity Fund

                  •  

                    339

                  • 0.00

                  • 0.01

                  • DFA Tax Managed U.S. Small Cap Portfolio

                  •  

                    338

                  • 0.00

                  • 0.01

                  • Institution Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Jacobs Asset Management, LLC

                  •  

                    211,992

                  • -0.80%

                  • 3.58

                  • Fort Hoosac Management, LLC

                  •  

                    196,377

                  • +2.34%

                  • 3.32

                  • Banc Funds Co LLC

                  •  

                    123,154

                  • 0.00%

                  • 2.08

                  • Stilwell Value LLC

                  •  

                    75,584

                  • +2.26%

                  • 1.28

                  • Bridgeway Capital Management, Inc

                  •  

                    33,850

                  • 0.00%

                  • 0.57

                  • Minerva Advisors LLC

                  •  

                    29,669

                  • +2.69%

                  • 0.49

                  • First Manhattan Company

                  •  

                    20,000

                  • 0.00%

                  • 0.34

                  • Dimensional Fund Advisors, Inc.

                  •  

                    9,354

                  • 0.00%

                  • 0.16

                  • Tower Research Capital LLC

                  •  

                    853

                  • +270.87%

                  • 0.01

                  Company Profile

                  Sector

                  Financial Services

                  Industry

                  Savings & Co-operative Banks

                  Type

                  Cyclical

                  Style

                  Small Value

                  Lake Shore Bancorp Inc., was formed on April 3, 2006 to serve as the stock holding Company for Lake Shore Savings Bank. The Company operates as a mid-tier, federally chartered savings and loan holding company of Lake Shore Savings Ba...morenk. The Bank is engaged in the business of retail banking in Erie and Chautauqua Counties of New York State. Its deposit products are savings and term certificate accounts and its primary lending products are residential mortgages and commercial real estate loans. Its branches in Chautauqua County, New York are located in Dunkirk, Fredonia, Jamestown, Lakewood and Westfield. In Erie County, New York its branch offices are located in Depew, East Amherst, Hamburg, Kenmore, Orchard Park and Snyder. The Company's geographic market area for loans and deposits is located withi...moren Chautauqua and Erie Counties, New York. The Company faces competition both in generating loans and deposits. Its competition for loans comes from commercial banks, savings banks, mortgage banking companies, credit unions, and other financial service companies. It faces competition for deposits from credit unions, commercial banks and savings banks. It competes with local financial institutions such as Cattaraugus County Bank and Evans Bank; regional financial institutions such as M&T Bank, Community Bank, NA; First Niagara Bank; and national financial institutions such as Key Bank and Bank of America.lessless

                  Key People

                  Daniel P. Reininga

                  CEO/CEO, Subsidiary/Director/President/President, Subsidiary

                  Gary W. Winger

                  Chairman of the Board/Chairman of the Board, Subsidiary/Director

                  Nancy L. Yocum

                  Director/Vice Chairman of the Board

                  Rachel A. Foley

                  CFO/CFO, Subsidiary/Chief Accounting Officer/Treasurer/Treasurer, Subsidiary

                  Ms. Nancy L. LaTulip

                  Vice President, Subsidiary

                  • Lake Shore Bancorp Inc

                  • 31 East Fourth Street

                  • Dunkirk, NY 14048

                  • USA.Map

                  • Phone: +1 716 366-4070

                  • Fax: +1 716 366-2965

                  • lakeshoresavings.com

                  Incorporated

                  2006

                  Employees

                  119

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