Trade

with

Provident Financial Holdings Inc
(NASDAQ: PROV)
AdChoices
14.26
-0.22
-1.52%
After Hours :
14.30
+0.04
+0.26%

Open

14.27

Previous Close

14.48

Volume (Avg)

3.52k (18.26k)

Day's Range

14.26-14.42

52Wk Range

13.75-17.30

Market Cap.

131.07M

Dividend Rate (Yield )

0.44 (2.88%)

Beta

0.29

Shares Outstanding

9.19M

P/E Ratio (EPS)

21.83 (0.65)

AdChoices
Fundamentals
  • Key statistics
  • Growth
  • Profitability
  • Financial health
  • Price ratios
  • Trading statistics
Industry Savings & Co-operative Banks
Highlights
Analyst Recommendation: Outperform
    • Revenue

    • 62.40M

    • Net Income

    • 6.61M

    • Market Cap.

    • 131.07M

    • Enterprise Value

    • -

    • Net Profit Margin %

    • 10.59

    • PEG (Price/Earnings Growth) Ratio

    • -

    • Beta

    • 0.29

    • Forward P/E

    • 16.84

    • Price/Sales

    • 2.35

    • Price/Book Value

    • 0.91

    • Price/Cash flow

    • 2.99

      • EBITDA

      • 13.27M

      • Return on Capital %

      • 0.57

      • Return on Equity %

      • 4.32

      • Return on Assets %

      • 0.57

      • Book Value/Share

      • 15.87

      • Shares Outstanding

      • 9.19M

      • Last Split Factor (Date)

      • -

      • Last Dividend (Ex-Date)

      • 0.11 (8/8/2014)

      • Dividend Declaration Date

      • 7/22/2014

      Analyst Recommendation
      10/21/2014
      Outperform
        • 1 Year Price Target

        • 16.00

        • Credit Rating

        • -

        • Analysts

        • 2

        • EPS Estimate

        • 0.86

        • Cashflow Estimate

        • -

        Morningstar Consensus estimate data
        • Growth Rate (%)

        • Company

        • Industry

          • Sales (Revenue)

            Q/Q (last year)

          • -15.60

          • -1.03

          • Net Income

            YTD/YTD (last year)

          • -74.40

          • -2.93

          • Net Income

            Q/Q (last year)

          • -60.20

          • -5.18

          • Sales (Revenue)

            5-Year Annual Average

          • -0.50

          • -4.74

          • Net Income

            5-Year Annual Average

          • -

          • 7.24

          • Dividends

            5-Year Annual Average

          • 20.11

          • 16.00

          • Profit Margins (%)

          • Company

          • Industry

            • Gross Margin

            • -

            • 62.26

            • Pre-Tax Margin

            • 18.61

            • 41.32

            • Net Profit Margin

            • 10.59

            • 27.50

            • Average Gross Margin

              5-Year Annual Average

            • -

            • 34.30

            • Average Pre-Tax Margin

              5-Year Annual Average

            • 23.20

            • 37.19

            • Average Net Profit Margin

              5-Year Annual Average

            • 13.50

            • 16.78B

            • Financial Ratios

            • Company

            • Industry

              • Debt/Equity Ratio

              • 0.28

              • 1.36

              • Current Ratio

              • -

              • 3.68

              • Quick Ratio

              • -

              • 3.35

              • Interest Coverage

              • -

              • -6.72

              • Leverage Ratio

              • 7.58

              • 7.66

              • Book Value/Share

              • 15.87

              • 11.77

              • Price Ratios

              • Company

              • Industry

                • Current P/E Ratio

                • 21.93

                • 19.01

                • P/E Ratio 5-Year High

                • 30.14

                • 469.59

                • P/E Ratio 5-Year Low

                • 3.72

                • 180.92

                • Price/Sales Ratio

                • 2.32

                • 4.15

                • Price/Book Value

                • 0.90

                • 1.08

                • Price/Cash Flow Ratio

                • 2.99

                • -22.68

                • Key Metrics

                • Company

                • Industry

                  • Return on Equity %

                    (5-Year Average)

                  • 4.32

                    (7.90)

                  • 6.09

                    (5.83)

                  • Return on Assets %

                    (5-Year Average)

                  • 0.57

                    (0.90)

                  • 0.78

                    (0.73)

                  • Return on Capital %

                    (5-Year Average)

                  • 5.01

                    (6.90)

                  • 2.50

                    (2.25)

                  • Income/Employee

                  • 12.68k

                  • 50.76k

                  • Inventory Turnover

                  • -

                  • 34.05

                  • Asset Turnover

                  • 0.05

                  • 0.03

                  Current Historical
                  Financials
                  • Income Statement
                  • Balance Sheet
                  • Cash Flow
                  Operating Income
                  11.61M
                  Operating Margin
                  18.61
                  Total Equity
                  -
                  Retained Earnings
                  -
                  Free Cashflow
                  -
                  Price/Cashflow
                  2.99
                  Ownership

                  Institutional Ownership

                  80.11%

                  Top 10 Institutions

                  54.10%

                  Mutual Fund Ownership

                  15.96%

                  Float

                  71.25%

                  5% / Insider Ownership

                  12.84%

                  Corporate insiders or major stockholders reporting trading activity in the stock.

                  Top Mutual Fund Owners

                  Top Institutional Owners

                  Mutual Fund Name

                  Institution Name

                  • Mutual Fund Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • DFA US Small Cap Value II Portfolio

                  •  

                    190,969

                  • 0.00

                  • 2.05

                  • JHancock Regional Bank Fund

                  •  

                    141,141

                  • 0.00

                  • 1.52

                  • Vanguard Total Stock Mkt Idx

                  •  

                    140,982

                  • 0.00

                  • 1.53

                  • JHancock Financial Opportunities

                  •  

                    97,339

                  • 0.00

                  • 1.05

                  • T. Rowe Price Financial Services Fund

                  •  

                    91,100

                  • 0.00

                  • 0.98

                  • Vanguard Extended Market Index Fund

                  •  

                    88,141

                  • 0.80

                  • 0.96

                  • DFA U.S. Micro Cap Portfolio

                  •  

                    69,795

                  • 0.00

                  • 0.75

                  • Bridgeway Ultra Small Company Market

                  •  

                    63,617

                  • 0.00

                  • 0.68

                  • DFA U.S. Small Cap Portfolio

                  •  

                    45,283

                  • 1.55

                  • 0.49

                  • Institution Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Stilwell Value LLC

                  •  

                    681,417

                  • +1.70%

                  • 7.32

                  • BlackRock Fund Advisors

                  •  

                    618,364

                  • -22.98%

                  • 6.64

                  • Dimensional Fund Advisors, Inc.

                  •  

                    594,025

                  • +2.67%

                  • 6.38

                  • Raffles Associates LP

                  •  

                    483,500

                  • 0.00%

                  • 5.19

                  • LSV Asset Management

                  •  

                    377,150

                  • 0.00%

                  • 4.05

                  • Acadian Asset Management LLC

                  •  

                    292,812

                  • -19.80%

                  • 3.14

                  • Continental Advisors LLC

                  •  

                    270,953

                  • +1,490.57%

                  • 2.91

                  • Renaissance Technologies Corp

                  •  

                    244,397

                  • -2.63%

                  • 2.62

                  • Manufacturers Life Insurance Co

                  •  

                    239,091

                  • +78.04%

                  • 2.57

                  Company Profile

                  Sector

                  Financial Services

                  Industry

                  Savings & Co-operative Banks

                  Type

                  Cyclical

                  Style

                  Small Value

                  Provident Financial Holdings Inc a Delaware corporation, was organized in January 1996 for the purpose of becoming the holding company of Provident Savings Bank, F.S.B. The bank is a financial services company committed to serving co...morensumers and small to mid-sized businesses in the Inland Empire region of Southern California. The bank conducts its business operations as Provident Bank and, Provident Bank Mortgage, and through its subsidiary, Provident Financial Corp. The business activities of the bank consist of community banking, mortgage banking, investment services and real estate transactions. The Bank’s community banking operations consist of accepting deposits from customers within the communities surrounding its full service offices and investing those funds in single-family, multi-family, co...moremmercial real estate, construction, commercial business, consumer and other mortgage loans. Mortgage banking activities consist of the origination and sale of single-family mortgage loans. Through its subsidiary, Provident Financial Corp, the Bank conducts trustee services for the Bank’s real estate transactions and in the past has held real estate for investment. The Bank faces competition in its market area in originating real estate loans and attracting deposits. The Bank’s competitors are large regional and super-regional commercial banks as well as other community-oriented banks and savings institutions. The Bank also faces competition from credit unions and a large number of mortgage companies that operate within its market area. The Bank’s mortgage banking operations also face competition from mortgage bankers, brokers and other financial institutions. The Bank, as a federally chartered savings institution, is subject to extensive regulation, examination and supervision by the OCC, as its primary federal regulator, and the FDIC, as its insurer of deposits.lessless

                  Key People

                  Craig G. Blunden

                  CEO/CEO, Subsidiary/Chairman of the Board/Chairman of the Board, Subsidiary/Director

                  Donavon P. Ternes

                  CFO/CFO, Subsidiary/Chief Accounting Officer/COO/COO, Subsidiary/President/President, Subsidiary/Secretary/Secretary, Subsidiary

                  Roy Hugh Taylor

                  Director

                  Bruce W. Bennett

                  Director

                  Debbi H. Guthrie

                  Director

                  • Provident Financial Holdings Inc

                  • 3756 Central Avenue

                  • Riverside, CA 92506

                  • USA.Map

                  • Phone: +1 951 686-6060

                  • Fax: -

                  • myprovident.com

                  Incorporated

                  1996

                  Employees

                  521

                  Send Feedback

                  We appreciate your input!

                  • I'm having trouble signing into my Microsoft account

                  • I’m having problems with the services stripe (Mail, Facebook, etc.)

                  • There is an issue with my weather information

                  • I see an error in the content

                  • Other

                  Please give an overall site rating: