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Regional Management Corp
(NYSE: RM)
AdChoices
17.74
+0.03
+0.17%
After Hours :
-
-
-

Open

17.76

Previous Close

17.71

Volume (Avg)

3.52k (127.32k)

Day's Range

17.69-17.82

52Wk Range

13.93-36.23

Market Cap.

225.16M

Dividend Rate ( Yield )

-

Beta

1.57

Shares Outstanding

12.71M

P/E Ratio (EPS)

8.94 (1.98)

AdChoices
Fundamentals
  • Key statistics
  • Growth
  • Profitability
  • Financial health
  • Price ratios
  • Trading statistics
Industry Credit Services
Highlights
Analyst Recommendation: Not Available
    • Revenue

    • 156.49M

    • Net Income

    • 28.79M

    • Market Cap.

    • 225.16M

    • Enterprise Value

    • -

    • Net Profit Margin %

    • 14.68

    • PEG (Price/Earnings Growth) Ratio

    • -

    • Beta

    • 1.57

    • Forward P/E

    • -

    • Price/Sales

    • 1.31

    • Price/Book Value

    • 1.31

    • Price/Cash flow

    • 2.75

      • EBITDA

      • 49.71M

      • Return on Capital %

      • 5.32

      • Return on Equity %

      • 16.17

      • Return on Assets %

      • 5.32

      • Book Value/Share

      • 13.52

      • Shares Outstanding

      • 12.71M

      • Last Split Factor (Date)

      • -

      • Last Dividend (Ex-Date)

      • -

      • Dividend Declaration Date

      • -

      Analyst Recommendation
      -
      Not Available
        • 1 Year Price Target

        • 21.00

        • Credit Rating

        • -

        • Analysts

        • 0

        • EPS Estimate

        • -

        • Cashflow Estimate

        • -

        Morningstar Consensus estimate data
        • Growth Rate (%)

        • Company

        • Industry

          • Sales (Revenue)

            Q/Q (last year)

          • 22.10

          • 5.91

          • Net Income

            YTD/YTD (last year)

          • 13.50

          • 40.16

          • Net Income

            Q/Q (last year)

          • -31.10

          • 8.58

          • Sales (Revenue)

            5-Year Annual Average

          • -

          • 15.87

          • Net Income

            5-Year Annual Average

          • -

          • 7.00

          • Dividends

            5-Year Annual Average

          • -

          • 33.93

          • Profit Margins (%)

          • Company

          • Industry

            • Gross Margin

            • -

            • 85.68

            • Pre-Tax Margin

            • 23.66

            • 38.31

            • Net Profit Margin

            • 14.68

            • 25.97

            • Average Gross Margin

              5-Year Annual Average

            • -

            • 76.19

            • Average Pre-Tax Margin

              5-Year Annual Average

            • 31.30

            • 29.71

            • Average Net Profit Margin

              5-Year Annual Average

            • 20.10

            • 280.63B

            • Financial Ratios

            • Company

            • Industry

              • Debt/Equity Ratio

              • 1.89

              • 1.82

              • Current Ratio

              • -

              • 1.73

              • Quick Ratio

              • -

              • 1.28

              • Interest Coverage

              • -

              • 97.68

              • Leverage Ratio

              • 2.93

              • 4.55

              • Book Value/Share

              • 13.52

              • 20.64

              • Price Ratios

              • Company

              • Industry

                • Current P/E Ratio

                • 8.67

                • 17.67

                • P/E Ratio 5-Year High

                • 18.30

                • 147.19

                • P/E Ratio 5-Year Low

                • 6.49

                • 89.34

                • Price/Sales Ratio

                • 1.27

                • 3.42

                • Price/Book Value

                • 1.27

                • 3.02

                • Price/Cash Flow Ratio

                • 2.75

                • 9.92

                • Key Metrics

                • Company

                • Industry

                  • Return on Equity %

                    (5-Year Average)

                  • 16.17

                    (-)

                  • 21.43

                    (16.79)

                  • Return on Assets %

                    (5-Year Average)

                  • 5.32

                    (-)

                  • 4.90

                    (3.71)

                  • Return on Capital %

                    (5-Year Average)

                  • 7.42

                    (-)

                  • 10.45

                    (6.98)

                  • Income/Employee

                  • 22.96k

                  • 106.70k

                  • Inventory Turnover

                  • -

                  • 4.46

                  • Asset Turnover

                  • 0.36

                  • 0.19

                  Current Historical
                  Financials
                  • Income Statement
                  • Balance Sheet
                  • Cash Flow
                  Operating Income
                  46.25M
                  Operating Margin
                  29.56
                  Total Equity
                  -
                  Retained Earnings
                  -
                  Free Cashflow
                  -
                  Price/Cashflow
                  2.75
                  Ownership

                  Institutional Ownership

                  87.12%

                  Top 10 Institutions

                  54.05%

                  Mutual Fund Ownership

                  19.56%

                  Float

                  80.61%

                  5% / Insider Ownership

                  1.36%

                  Corporate insiders or major stockholders reporting trading activity in the stock.

                  Top Mutual Fund Owners

                  Top Institutional Owners

                  Mutual Fund Name

                  Institution Name

                  • Mutual Fund Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Pacific Advisors Small Cap Value Fund

                  •  

                    250,000

                  • 0.00

                  • 1.97

                  • MFS® New Discovery Value Fund

                  •  

                    194,866

                  • 1.58

                  • 1.53

                  • Vanguard Total Stock Mkt Idx

                  •  

                    182,733

                  • 0.00

                  • 1.44

                  • Russell US Small Cap Equity Fund

                  •  

                    169,469

                  • 9.71

                  • 1.33

                  • iShares Russell 2000 (AU)

                  •  

                    159,889

                  • -1.81

                  • 1.21

                  • Wasatch Micro Cap Fund

                  •  

                    127,105

                  • -19.54

                  • 1.00

                  • AXA/Pacific Global Small Cap Value Port

                  •  

                    121,133

                  • 0.00

                  • 0.95

                  • Burnham Financial Long/Short Fund

                  •  

                    86,834

                  • 0.00

                  • 0.68

                  • Vantagepoint Discovery Fund

                  •  

                    80,599

                  • 0.00

                  • 0.63

                  • Vanguard Extended Market Index Fund

                  •  

                    74,054

                  • 2.21

                  • 0.58

                  • Institution Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Second Curve Capital LLC

                  •  

                    1,273,960

                  • +32.30%

                  • 10.03

                  • Wellington Management Company, LLP

                  •  

                    1,257,480

                  • +7.88%

                  • 9.90

                  • Palladium Equity Partners III, LLC

                  •  

                    1,223,158

                  • -66.82%

                  • 9.67

                  • Cardinal Capital Management Llc

                  •  

                    773,871

                  • +1.37%

                  • 6.09

                  • Pacific Global Investment Mgmt Co

                  •  

                    412,715

                  • +5.51%

                  • 3.25

                  • Tieton Capital Management, LLC

                  •  

                    397,521

                  • +114.88%

                  • 3.13

                  • Cortina Asset Management LLC

                  •  

                    347,654

                  • +68.16%

                  • 2.74

                  • Basswood Capital Management LLC

                  •  

                    319,074

                  • +41.39%

                  • 2.51

                  Company Profile

                  Sector

                  Financial Services

                  Industry

                  Credit Services

                  Type

                  Cyclical

                  Style

                  Small Core

                  Regional Management Corp., was incorporated in South Carolina on March 25, 1987, and converted into a Delaware corporation on August 23, 2011. The Company, together with its subsidiaries, is a diversified specialty consumer finance c...moreompany providing a range of loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other traditional lenders. It has four branches in South Carolina and has expanded its branch network to 264 locations with approximately 335,000 active accounts across South Carolina, Texas, North Carolina, Georgia, Tennessee, Alabama, Oklahoma, and New Mexico. Its loans are sourced through its multiple channel platforms, including in its branches, through direct mail campaigns, independent and franchise automobile dealerships, on...moreline credit application networks, retailers, and its consumer website. The Company operates an integrated branch model in which nearly all loans, regardless of origination channel, are serviced and collected through its branch network, providing it with frequent in-person contact with its customers, which it believes improves its credit performance and customer loyalty. It offers products such as; Small Installment Loans, Large Installment Loans, Automobile Purchase Loans, Retail Purchase Loans, and insurance Products. It operates in the consumer finance industry serving the large and growing population of non-prime and underbanked consumers who have limited access to credit from banks, thrifts, credit card companies, and other traditional lenders. It uses a data processing software package developed and owned by ParaData Financial Systems and has invested in customizing the ParaData software to improve the management of its specific processes and product types. The Company competes with Security Finance Corporation for small installment loans industry, and competes with non-prime auto lenders, dealers that provide financing, captive finance companies owned by automobile manufacturers, banks, and to a limited extent, credit unions in automobile purchase loan industry.lessless

                  Key People

                  Mr. Thomas F. Fortin

                  CEO/Director

                  Alvaro G. De Molina

                  Director/Chairman of the Board

                  Mr. C. Glynn Quattlebaum

                  Founder/Vice Chairman of the Board/Director

                  Mr. Richard A. Godley

                  Director/Founder

                  Mr. Donald E. Thomas

                  CFO/Chief Accounting Officer/Executive VP

                  • Regional Management Corp

                  • 509 West Butler Road

                  • Greenville, SC 29607

                  • USA.Map

                  • Phone: +1 864 422-8011

                  • Fax: -

                  • regionalmanagement.com

                  Incorporated

                  1987

                  Employees

                  1,117

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