Trade

with

Summit State Bank
(NASDAQ: SSBI)
AdChoices
12.72
-0.10
-0.78%
After Hours :
-
-
-

Open

12.65

Previous Close

12.82

Volume (Avg)

1.55k (7.12k)

Day's Range

12.65-12.85

52Wk Range

9.51-13.65

Market Cap.

60.78M

Dividend Rate (Yield )

0.44 (3.46%)

Beta

0.51

Shares Outstanding

4.78M

P/E Ratio (EPS)

16.50 (0.77)

AdChoices
Fundamentals
  • Key statistics
  • Growth
  • Profitability
  • Financial health
  • Price ratios
  • Trading statistics
Industry Banks – Regional – US
Highlights
Analyst Recommendation: Not Available
    • Revenue

    • 19.75M

    • Net Income

    • 3.45M

    • Market Cap.

    • 60.78M

    • Enterprise Value

    • -

    • Net Profit Margin %

    • -

    • PEG (Price/Earnings Growth) Ratio

    • -

    • Beta

    • 0.51

    • Forward P/E

    • -

    • Price/Sales

    • 3.17

    • Price/Book Value

    • 1.18

    • Price/Cash flow

    • 8.98

      • EBITDA

      • 6.58M

      • Return on Capital %

      • -

      • Return on Equity %

      • -

      • Return on Assets %

      • -

      • Book Value/Share

      • 10.74

      • Shares Outstanding

      • 4.78M

      • Last Split Factor (Date)

      • -

      • Last Dividend (Ex-Date)

      • 0.11 (8/13/2014)

      • Dividend Declaration Date

      • 7/29/2014

      Analyst Recommendation
      -
      Not Available
        • 1 Year Price Target

        • -

        • Credit Rating

        • -

        • Analysts

        • 0

        • EPS Estimate

        • -

        • Cashflow Estimate

        • -

        Morningstar Consensus estimate data
        • Growth Rate (%)

        • Company

        • Industry

          • Sales (Revenue)

            Q/Q (last year)

          • 1.70

          • -0.66

          • Net Income

            YTD/YTD (last year)

          • 54.80

          • 7.93

          • Net Income

            Q/Q (last year)

          • 24.20

          • -2.61

          • Sales (Revenue)

            5-Year Annual Average

          • 10.39

          • -11.83

          • Net Income

            5-Year Annual Average

          • 12.20

          • 6.49

          • Dividends

            5-Year Annual Average

          • 0.00

          • 33.22

          • Profit Margins (%)

          • Company

          • Industry

            • Gross Margin

            • -

            • -

            • Pre-Tax Margin

            • -

            • 36.31

            • Net Profit Margin

            • -

            • 25.32

            • Average Gross Margin

              5-Year Annual Average

            • -

            • -

            • Average Pre-Tax Margin

              5-Year Annual Average

            • 21.60

            • 25.85

            • Average Net Profit Margin

              5-Year Annual Average

            • 10.00

            • 127.78B

            • Financial Ratios

            • Company

            • Industry

              • Debt/Equity Ratio

              • 0.74

              • 0.74

              • Current Ratio

              • -

              • -

              • Quick Ratio

              • -

              • -

              • Interest Coverage

              • -

              • -

              • Leverage Ratio

              • 9.03

              • 8.88

              • Book Value/Share

              • 10.74

              • 19.98

              • Price Ratios

              • Company

              • Industry

                • Current P/E Ratio

                • 16.86

                • 15.17

                • P/E Ratio 5-Year High

                • 17.71

                • 1,590.26

                • P/E Ratio 5-Year Low

                • 5.41

                • 247.77

                • Price/Sales Ratio

                • 3.23

                • 3.19

                • Price/Book Value

                • 1.21

                • 1.24

                • Price/Cash Flow Ratio

                • 8.98

                • 7.93

                • Key Metrics

                • Company

                • Industry

                  • Return on Equity %

                    (5-Year Average)

                  • -

                    (3.50)

                  • 11.32

                    (9.64)

                  • Return on Assets %

                    (5-Year Average)

                  • -

                    (0.40)

                  • 1.26

                    (0.99)

                  • Return on Capital %

                    (5-Year Average)

                  • -

                    (-1.30)

                  • 5.43

                    (3.93)

                  • Income/Employee

                  • -

                  • 57.85k

                  • Inventory Turnover

                  • -

                  • -

                  • Asset Turnover

                  • -

                  • 0.05

                  Current Historical
                  Financials
                  • Income Statement
                  • Balance Sheet
                  • Cash Flow
                  Operating Income
                  5.87M
                  Operating Margin
                  29.71
                  Total Equity
                  -
                  Retained Earnings
                  -
                  Free Cashflow
                  -
                  Price/Cashflow
                  8.98
                  Ownership

                  Institutional Ownership

                  9.67%

                  Top 10 Institutions

                  9.28%

                  Mutual Fund Ownership

                  4.77%

                  Float

                  -

                  5% / Insider Ownership

                  21.69%

                  Corporate insiders or major stockholders reporting trading activity in the stock.

                  Top Mutual Fund Owners

                  Top Institutional Owners

                  Mutual Fund Name

                  Institution Name

                  • Mutual Fund Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Goldman Sachs Small Cap Value

                  •  

                    148,441

                  • 0.00

                  • 3.11

                  • Vanguard Total Stock Mkt Idx

                  •  

                    13,101

                  • 0.00

                  • 0.27

                  • DFA US Small Cap Value II Portfolio

                  •  

                    8,558

                  • 0.00

                  • 0.18

                  • Alpine Financial Services

                  •  

                    8,000

                  • 0.00

                  • 0.17

                  • Penn Series Fund Small Cap Value

                  •  

                    7,743

                  • -0.83

                  • 0.16

                  • Vanguard Balanced Index Fund

                  •  

                    6,266

                  • 0.00

                  • 0.13

                  • AST Goldman Sachs Small-Cap Value

                  •  

                    6,101

                  • -0.89

                  • 0.13

                  • Bridgeway Omni Small-Cap Value

                  •  

                    6,000

                  • 0.00

                  • 0.13

                  • Bridgeway Omni Tax-Managed Sm-Cp Val Fd

                  •  

                    5,000

                  • 0.00

                  • 0.10

                  • DFA U.S. Core Equity II Fund

                  •  

                    4,397

                  • 0.00

                  • 0.09

                  • Institution Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Goldman Sachs Asset Management, L.P.

                  •  

                    208,055

                  • -0.17%

                  • 4.35

                  • Banc Funds Co LLC

                  •  

                    43,000

                  • 0.00%

                  • 0.90

                  • Alpine Woods Capital Investors, LLC

                  •  

                    37,000

                  • 0.00%

                  • 0.77

                  • Eidelman Virant Capital

                  •  

                    33,803

                  • +0.01%

                  • 0.71

                  • Wedbush Morgan Securities Inc.

                  •  

                    32,855

                  • 0.00%

                  • 0.69

                  • McAdams Wright Ragen, Inc.

                  •  

                    26,884

                  • -0.06%

                  • 0.56

                  • Dimensional Fund Advisors, Inc.

                  •  

                    26,159

                  • +3.70%

                  • 0.55

                  • Vanguard Group, Inc.

                  •  

                    18,767

                  • +1.43%

                  • 0.39

                  • Bridgeway Capital Management, Inc

                  •  

                    11,000

                  • 0.00%

                  • 0.23

                  • Prudential Investments LLC

                  •  

                    6,101

                  • -0.89%

                  • 0.13

                  Company Profile

                  Sector

                  Financial Services

                  Industry

                  Banks – Regional – US

                  Type

                  Cyclical

                  Style

                  Small Value

                  Summit State Bank was incorporated on December 20, 1982. It is a state-chartered commercial bank which provides banking services to individuals and businesses in the area of Sonoma County in California. It operates through five offic...morees located in Santa Rosa, Petaluma, Rohnert Park and Healdsburg. It offers depository and lending services to meet the needs of its business and individual clientele. These services include a variety of transaction, money market, savings and time deposit account alternatives. The Bank's lending activities are directed towards commercial real estate, construction and business loans. It provides a comprehensive set of loan products, such as commercial loans and leases, lines of credit, commercial real estate loans, Small Business Administration, or SBA, loans, residential ...moremortgage loans, home equity lines of credit and construction loans. It also provides financial services to small-to medium-sized businesses, and their owners and employees, professionals and professional associations, entrepreneurs, net worth families, foundations, estates and to individual consumer. The Bank offers a range of deposit accounts designed to attract commercial businesses, professionals, and residents in its primary service area. These accounts include personal and business checking accounts, money market accounts, time certificates of deposit, sweep accounts and specialized deposit accounts, including professional accounts, small business accounts, and tiered accounts designed to attract larger deposits, and Keogh and IRA accounts. It also offers a complement of lending products designed to meet the specialized needs of its customers, including commercial and industrial lines of credit and term loans, credit lines to individuals, equipment loans, real estate and construction loans, small business loans of which a portion may be guaranteed by the SBA, and business lines of credit. It also offers consumer loans, including auto loans, mortgage loans, home improvement loans, and home equity lines of credit. The services which the Bank offers include banking by appointment, online banking services, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier services, safe deposit boxes, night depository facilities, notary services, travelers checks, lockbox, and banking by mail. The Bank competes for customers' funds with governmental and private entities issuing debt or equity securities or other forms of investments which may offer different or higher yields than those available through bank deposits. The Bank is subject to extensive state and federal regulation, supervision and legislation, and the laws that govern the Bank and its operations are subject to change from time to time.lessless

                  Key People

                  Thomas M. Duryea

                  CEO/President/Director

                  Allan J. Hemphill

                  Chairman of the Board/Director

                  Dennis E. Kelley

                  CFO/Chief Accounting Officer/Senior VP

                  Mr. Marshall T. Reynolds

                  Director

                  Todd R. Fry

                  Director

                  • Summit State Bank

                  • 500 Bicentennial Way

                  • Santa Rosa, CA 95403

                  • USA.Map

                  • Phone: +1 707 568-6000

                  • Fax: +1 707 568-7090

                  • summitstatebank.com

                  Incorporated

                  1982

                  Employees

                  61

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