Trade

with

Credit Acceptance Corp
(NASDAQ: CACC)
AdChoices
136.00
-1.39
-1.01%
After Hours :
136.00
0.00
0.00%

Open

136.72

Previous Close

137.39

Volume (Avg)

57.79k (43.17k)

Day's Range

135.46-139.27

52Wk Range

110.98-150.89

Market Cap.

2.97B

Dividend Rate ( Yield )

-

Beta

0.47

Shares Outstanding

21.59M

P/E Ratio (EPS)

12.89 (10.66)

AdChoices
Fundamentals
  • Key statistics
  • Growth
  • Profitability
  • Financial health
  • Price ratios
  • Trading statistics
Industry Credit Services
Highlights
Analyst Recommendation: Sell
    • Revenue

    • 682.10M

    • Net Income

    • 253.10M

    • Market Cap.

    • 2.97B

    • Enterprise Value

    • -

    • Net Profit Margin %

    • 35.50

    • PEG (Price/Earnings Growth) Ratio

    • 0.65

    • Beta

    • 0.47

    • Forward P/E

    • 10.48

    • Price/Sales

    • 4.58

    • Price/Book Value

    • 4.41

    • Price/Cash flow

    • 8.20

      • EBITDA

      • 476.40M

      • Return on Capital %

      • 10.12

      • Return on Equity %

      • 37.72

      • Return on Assets %

      • 10.12

      • Book Value/Share

      • 31.16

      • Shares Outstanding

      • 21.59M

      • Last Split Factor (Date)

      • -

      • Last Dividend (Ex-Date)

      • -

      • Dividend Declaration Date

      • -

      Analyst Recommendation
      10/21/2014
      Sell
        • 1 Year Price Target

        • 104.00

        • Credit Rating

        • -

        • Analysts

        • 1

        • EPS Estimate

        • 13.10

        • Cashflow Estimate

        • -

        Morningstar Consensus estimate data
        • Growth Rate (%)

        • Company

        • Industry

          • Sales (Revenue)

            Q/Q (last year)

          • 6.10

          • 5.91

          • Net Income

            YTD/YTD (last year)

          • 15.20

          • 40.16

          • Net Income

            Q/Q (last year)

          • 12.80

          • 8.58

          • Sales (Revenue)

            5-Year Annual Average

          • 16.92

          • 15.87

          • Net Income

            5-Year Annual Average

          • 30.40

          • 7.00

          • Dividends

            5-Year Annual Average

          • -

          • 33.93

          • Profit Margins (%)

          • Company

          • Industry

            • Gross Margin

            • 100.00

            • 85.68

            • Pre-Tax Margin

            • 56.04

            • 38.31

            • Net Profit Margin

            • 35.50

            • 25.97

            • Average Gross Margin

              5-Year Annual Average

            • 100.00

            • 76.19

            • Average Pre-Tax Margin

              5-Year Annual Average

            • 57.70

            • 29.71

            • Average Net Profit Margin

              5-Year Annual Average

            • 37.20

            • 280.63B

            • Financial Ratios

            • Company

            • Industry

              • Debt/Equity Ratio

              • 0.45

              • 1.82

              • Current Ratio

              • 1.01

              • 1.73

              • Quick Ratio

              • 0.28

              • 1.28

              • Interest Coverage

              • -

              • 97.68

              • Leverage Ratio

              • 3.91

              • 4.55

              • Book Value/Share

              • 31.16

              • 20.63

              • Price Ratios

              • Company

              • Industry

                • Current P/E Ratio

                • 11.76

                • 17.54

                • P/E Ratio 5-Year High

                • 14.16

                • 147.19

                • P/E Ratio 5-Year Low

                • 3.10

                • 89.34

                • Price/Sales Ratio

                • 4.18

                • 3.40

                • Price/Book Value

                • 4.03

                • 2.99

                • Price/Cash Flow Ratio

                • 8.20

                • 9.83

                • Key Metrics

                • Company

                • Industry

                  • Return on Equity %

                    (5-Year Average)

                  • 37.72

                    (36.30)

                  • 21.43

                    (16.79)

                  • Return on Assets %

                    (5-Year Average)

                  • 10.12

                    (12.10)

                  • 4.90

                    (3.71)

                  • Return on Capital %

                    (5-Year Average)

                  • 18.44

                    (11.50)

                  • 10.45

                    (6.98)

                  • Income/Employee

                  • 189.98k

                  • 106.70k

                  • Inventory Turnover

                  • -

                  • 4.46

                  • Asset Turnover

                  • 0.29

                  • 0.19

                  Current Historical
                  Financials
                  • Income Statement
                  • Balance Sheet
                  • Cash Flow
                  Operating Income
                  398.20M
                  Operating Margin
                  58.38
                  Total Equity
                  -
                  Retained Earnings
                  -
                  Free Cashflow
                  -
                  Price/Cashflow
                  8.20
                  Ownership

                  Institutional Ownership

                  35.89%

                  Top 10 Institutions

                  25.72%

                  Mutual Fund Ownership

                  8.85%

                  Float

                  32.79%

                  5% / Insider Ownership

                  30.26%

                  Corporate insiders or major stockholders reporting trading activity in the stock.

                  Top Mutual Fund Owners

                  Top Institutional Owners

                  Mutual Fund Name

                  Institution Name

                  • Mutual Fund Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Wasatch Core Growth Fund

                  •  

                    164,316

                  • 0.00

                  • 0.76

                  • iShares Russell 2000 (AU)

                  •  

                    109,591

                  • -1.02

                  • 0.52

                  • American Beacon Small Cap Value Fund

                  •  

                    86,668

                  • 17.01

                  • 0.40

                  • PNC Small Cap

                  •  

                    85,676

                  • -0.62

                  • 0.40

                  • Vanguard Extended Market Index Fund

                  •  

                    82,748

                  • 0.13

                  • 0.38

                  • Vanguard Total Stock Mkt Idx

                  •  

                    79,056

                  • 0.00

                  • 0.37

                  • Vanguard Small Cap Index

                  •  

                    75,145

                  • -4.19

                  • 0.35

                  • DFA U.S. Small Cap Portfolio

                  •  

                    66,220

                  • 4.43

                  • 0.31

                  • Vanguard Strategic Equity Fund

                  •  

                    55,422

                  • 0.00

                  • 0.26

                  • Vanguard Small Cap Growth Index Fund

                  •  

                    50,908

                  • -5.70

                  • 0.24

                  • Institution Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Prescott Investors Inc

                  •  

                    2,411,874

                  • 0.00%

                  • 11.17

                  • BloombergSan Investment Partners

                  •  

                    777,246

                  • +21.35%

                  • 3.60

                  • Vanguard Group, Inc.

                  •  

                    464,966

                  • -10.38%

                  • 2.15

                  • Cantillon Capital Management LLC

                  •  

                    457,920

                  • +0.11%

                  • 2.12

                  • Renaissance Technologies Corp

                  •  

                    331,600

                  • +1.22%

                  • 1.54

                  • Wasatch Advisors Inc.

                  •  

                    301,364

                  • -2.96%

                  • 1.40

                  • BlackRock Fund Advisors

                  •  

                    300,185

                  • -19.72%

                  • 1.39

                  • Dimensional Fund Advisors, Inc.

                  •  

                    199,970

                  • +4.99%

                  • 0.93

                  • Goodnow Investment Group LLC

                  •  

                    155,662

                  • -0.23%

                  • 0.72

                  • Pnc Bank, National Association

                  •  

                    150,490

                  • +12.98%

                  • 0.70

                  Company Profile

                  Sector

                  Financial Services

                  Industry

                  Credit Services

                  Type

                  Cyclical

                  Style

                  Small Core

                  Credit Acceptance Corp is a financing company. The Company offers automobile dealers financing programs that enable them to sell vehicles to consumers regardless of their credit history. The company’s product is offered through a nat...moreionwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales generated by these same customers; and from sales to customers responding to advertisements for its product, but who actually end up qualifying for traditional financing. The company refers to dealers who participate in its programs, and upon enrollment in its programs, the dealer-partner enters into a dealer servicing agreement with the company that defines their legal relationship. The dealer servicing agreement ...moreassigns the responsibilities for administering, servicing, and collecting the amounts due on retail installment contracts from the dealer-partners to the company. A consumer who does not qualify for conventional automobile financing could purchase a used vehicle from a Credit Acceptance dealer-partner and finance the purchase through the Company. It is an indirect lender from a legal perspective, meaning the consumer loan is originated by the dealer-partner and immediately assigned to it. The company has two main programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, it advances money to dealer-partners in exchange for the right to service the underlying Consumer Loan. Under the Purchase Program, it buys the Consumer Loan from the dealer-partner and keeps all amounts collected from the consumer. Dealer Loans and Purchased Loans are collectively referred to as ‘Loans’. The Company mainly competes with dealerships, banks, captive finance affiliates of automobile manufacturers, credit unions and independent finance companies both publicly and privately owned. The Company’s business is subject to laws and regulations, including the Truth in Lending Act, the Equal Credit Opportunity Act, the Fair Credit Reporting Act and other various state and federal laws and regulations.lessless

                  Key People

                  Brett A. Roberts

                  CEO/Director

                  Donald A. Foss

                  Chairman of the Board/Director/Founder

                  Kenneth S. Booth

                  CFO/Chief Accounting Officer

                  Glenda Flanagan

                  Director

                  Scott J. Vassalluzzo

                  Director

                  • Credit Acceptance Corp

                  • 25505 West Twelve Mile Road

                  • Southfield, MI 48034-8339

                  • USA.Map

                  • Phone: +1 248 353-2700

                  • Fax: +1 248 353-9776

                  • creditacceptance.com

                  Incorporated

                  1972

                  Employees

                  1,317

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