Trade

with

United Community Banks Inc
(NASDAQ: UCBI)
AdChoices
16.61
+0.54
+3.36%
After Hours :
-
-
-

Open

16.02

Previous Close

16.07

Volume (Avg)

83.53k (349.69k)

Day's Range

16.02-16.61

52Wk Range

14.86-20.28

Market Cap.

967.11M

Dividend Rate (Yield )

0.20 (0.37%)

Beta

0.66

Shares Outstanding

50.06M

P/E Ratio (EPS)

17.01 (0.95)

AdChoices
Fundamentals
  • Key statistics
  • Growth
  • Profitability
  • Financial health
  • Price ratios
  • Trading statistics
Industry Banks – Regional – US
Highlights
Analyst Recommendation: Hold
    • Revenue

    • 274.76M

    • Net Income

    • 273.14M

    • Market Cap.

    • 967.11M

    • Enterprise Value

    • -

    • Net Profit Margin %

    • 20.88

    • PEG (Price/Earnings Growth) Ratio

    • 1.79

    • Beta

    • 0.66

    • Forward P/E

    • 13.99

    • Price/Sales

    • 3.55

    • Price/Book Value

    • 1.34

    • Price/Cash flow

    • 7.82

      • EBITDA

      • 61.34M

      • Return on Capital %

      • 0.78

      • Return on Equity %

      • 8.38

      • Return on Assets %

      • 0.78

      • Book Value/Share

      • 12.00

      • Shares Outstanding

      • 50.06M

      • Last Split Factor (Date)

      • -

      • Last Dividend (Ex-Date)

      • 0.05 (12/12/2014)

      • Dividend Declaration Date

      • 10/16/2014

      Analyst Recommendation
      10/21/2014
      Hold
        • 1 Year Price Target

        • 19.25

        • Credit Rating

        • -

        • Analysts

        • 1

        • EPS Estimate

        • 1.15

        • Cashflow Estimate

        • -

        Morningstar Consensus estimate data
        • Growth Rate (%)

        • Company

        • Industry

          • Sales (Revenue)

            Q/Q (last year)

          • -2.50

          • -0.66

          • Net Income

            YTD/YTD (last year)

          • 706.80

          • 7.93

          • Net Income

            Q/Q (last year)

          • -92.90

          • -2.61

          • Sales (Revenue)

            5-Year Annual Average

          • -1.05

          • -11.83

          • Net Income

            5-Year Annual Average

          • -

          • 6.49

          • Dividends

            5-Year Annual Average

          • -

          • 33.22

          • Profit Margins (%)

          • Company

          • Industry

            • Gross Margin

            • -

            • -

            • Pre-Tax Margin

            • 36.73

            • 36.31

            • Net Profit Margin

            • 20.88

            • 25.32

            • Average Gross Margin

              5-Year Annual Average

            • -

            • -

            • Average Pre-Tax Margin

              5-Year Annual Average

            • -61.60

            • 25.85

            • Average Net Profit Margin

              5-Year Annual Average

            • -36.20

            • 127.78B

            • Financial Ratios

            • Company

            • Industry

              • Debt/Equity Ratio

              • 0.42

              • 0.74

              • Current Ratio

              • -

              • -

              • Quick Ratio

              • -

              • -

              • Interest Coverage

              • -

              • -

              • Leverage Ratio

              • 10.18

              • 8.88

              • Book Value/Share

              • 12.00

              • 19.98

              • Price Ratios

              • Company

              • Industry

                • Current P/E Ratio

                • 17.36

                • 15.17

                • P/E Ratio 5-Year High

                • 32.76

                • 1,590.26

                • P/E Ratio 5-Year Low

                • 5.81

                • 247.77

                • Price/Sales Ratio

                • 3.63

                • 3.19

                • Price/Book Value

                • 1.37

                • 1.24

                • Price/Cash Flow Ratio

                • 7.82

                • 7.93

                • Key Metrics

                • Company

                • Industry

                  • Return on Equity %

                    (5-Year Average)

                  • 8.38

                    (-15.70)

                  • 11.32

                    (9.64)

                  • Return on Assets %

                    (5-Year Average)

                  • 0.78

                    (-1.40)

                  • 1.26

                    (0.99)

                  • Return on Capital %

                    (5-Year Average)

                  • 7.38

                    (-3.90)

                  • 5.43

                    (3.93)

                  • Income/Employee

                  • 42.91k

                  • 57.85k

                  • Inventory Turnover

                  • -

                  • -

                  • Asset Turnover

                  • 0.04

                  • 0.05

                  Current Historical
                  Financials
                  • Income Statement
                  • Balance Sheet
                  • Cash Flow
                  Operating Income
                  34.95M
                  Operating Margin
                  12.72
                  Total Equity
                  -
                  Retained Earnings
                  -
                  Free Cashflow
                  -
                  Price/Cashflow
                  7.82
                  Ownership

                  Institutional Ownership

                  87.44%

                  Top 10 Institutions

                  49.66%

                  Mutual Fund Ownership

                  27.52%

                  Float

                  96.85%

                  5% / Insider Ownership

                  2.99%

                  Corporate insiders or major stockholders reporting trading activity in the stock.

                  Top Mutual Fund Owners

                  Top Institutional Owners

                  Mutual Fund Name

                  Institution Name

                  • Mutual Fund Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Fidelity® Small Cap Stock Fund

                  •  

                    1,193,000

                  • 21.36

                  • 1.98

                  • SPDR® S&P Regional Banking ETF

                  •  

                    954,378

                  • 2.21

                  • 1.58

                  • iShares Core S&P Small-Cap (AU)

                  •  

                    905,172

                  • 0.24

                  • 1.50

                  • Vanguard Total Stock Mkt Idx

                  •  

                    826,852

                  • 0.00

                  • 1.37

                  • American Beacon Small Cap Value Fund

                  •  

                    793,420

                  • 1.97

                  • 1.32

                  • iShares Russell 2000 (AU)

                  •  

                    770,556

                  • -0.90

                  • 1.28

                  • Vanguard Strategic Equity Fund

                  •  

                    571,200

                  • 0.00

                  • 0.95

                  • Hancock Horizon Burkenroad Small Cap

                  •  

                    520,000

                  • 0.00

                  • 0.86

                  • Munder Veracity Small-Cap Value

                  •  

                    482,425

                  • 14.06

                  • 0.80

                  • Vanguard Extended Market Index Fund

                  •  

                    388,019

                  • 0.34

                  • 0.65

                  • Institution Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • Corsair Capital LLC

                  •  

                    10,300,047

                  • 0.00%

                  • 17.13

                  • Wellington Management Company, LLP

                  •  

                    4,494,591

                  • +0.79%

                  • 7.47

                  • State Street Corp

                  •  

                    2,921,358

                  • +9.72%

                  • 4.86

                  • Vanguard Group, Inc.

                  •  

                    2,520,218

                  • +10.74%

                  • 4.19

                  • BlackRock Fund Advisors

                  •  

                    2,226,957

                  • -4.52%

                  • 3.70

                  • Dimensional Fund Advisors, Inc.

                  •  

                    1,579,142

                  • +8.66%

                  • 2.63

                  • Systematic Financial Management L.P.

                  •  

                    1,532,415

                  • +18.95%

                  • 2.55

                  • Acadian Asset Management LLC

                  •  

                    1,474,464

                  • -15.62%

                  • 2.45

                  • Munder Capital Management

                  •  

                    1,423,149

                  • +8.63%

                  • 2.37

                  • Fort Washington Investment Advisors Inc

                  •  

                    1,389,387

                  • +15.41%

                  • 2.31

                  Company Profile

                  Sector

                  Financial Services

                  Industry

                  Banks – Regional – US

                  Type

                  Cyclical

                  Style

                  Small Value

                  United Community Banks, Inc. was incorporated under the laws of Georgia in 1987. It’s a bank holding Company registered under the Bank Holding Company Act of 1956. The bank is a commercial bank that serves markets throughout north Ge...moreorgia, coastal Georgia, the Atlanta, Georgia MSA, the Gainesville, Georgia MSA, western North Carolina, the Greenville, South Carolina MSA and east and central Tennessee and provides range of banking services. The Company has actively expanded its market coverage through organic growth complemented by selective acquisitions, mainly of banks whose managements share it’s community banking and customer service philosophies. Although those acquisitions have directly contributed to United’s growth over the last ten years, their contribution has mainly been to provide them acc...moreess to new markets with attractive growth potential. Organic growth in assets includes growth through existing offices as well as growth at de novo locations and post-acquisition growth at acquired banking offices. It conducts all of its operations through a community-focused operating model of separate community banks. The community banks offer a range of retail and corporate banking services, including checking, savings, and time deposit accounts, secured and unsecured loans, wire transfers, brokerage services, and other financial services, and are led by local bank presidents and management with considerable experience in, and ties to, their communities. Each of the community bank presidents has authority to make most credit decisions. The bank, through its full-service retail mortgage lending division, United Community Mortgage Services, is approved as a seller/servicer for Federal National Mortgage Association and Federal Home Loan Mortgage Corporation and provides fixed and adjustable-rate home mortgages. The bank owns an insurance agency, United Community Insurance Services, Inc. The bank makes both secured and unsecured loans to individuals, firms, and corporations. It also makes direct installment loans to consumers on both a secured and unsecured basis. It provides retail brokerage services through an affiliation with a third party broker/dealer. Its competitors include other commercial banks, savings banks, savings and loan associations, credit unions, mortgage companies, and brokerage firms. United is a registered bank holding Company subject to regulation by the Federal Reserve under the Bank Holding Company Act of 1956, as amended (the “BHC Act”).lessless

                  Key People

                  Jimmy C. Tallent

                  CEO/Director/President

                  W. C. Nelson,Jr

                  Director/Chairman of the Board

                  Rex S. Schuette

                  Executive VP/CFO

                  David P. Shearrow

                  Chief Risk Officer/Executive VP

                  H. Lynn Harton

                  COO/Executive VP

                  • United Community Banks Inc

                  • 125 Highway 515 East

                  • Blairsville, GA 30512

                  • USA.Map

                  • Phone: +1 706 781-2265

                  • Fax: -

                  • ucbi.com

                  Incorporated

                  1987

                  Employees

                  1,472

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