Trade

with

Atlantic Coast Financial Corp
(NASDAQ: ACFC)
AdChoices
=
3.94
0.00
0.00%
After Hours :
3.94
0.00
0.00%

Open

3.86

Previous Close

3.94

Volume (Avg)

8.42k (16.49k)

Day's Range

3.86-4.04

52Wk Range

3.00-4.69

Market Cap.

61.11M

Dividend Rate ( Yield )

-

Beta

0.64

Shares Outstanding

15.51M

P/E Ratio (EPS)

-

AdChoices
Fundamentals
  • Key statistics
  • Growth
  • Profitability
  • Financial health
  • Price ratios
  • Trading statistics
  • Management effectiveness
Industry Banks – Regional – US
Highlights
Analyst Recommendation: Not Available
    • Revenue

    • 22.47M

    • Net Income

    • -11.41M

    • Market Cap.

    • 61.11M

    • Enterprise Value

    • -

    • Net Profit Margin %

    • -33.51

    • PEG (Price/Earnings Growth) Ratio

    • -

    • Beta

    • 0.64

    • Forward P/E

    • -

    • Price/Sales

    • 1.78

    • Price/Book Value

    • 0.87

    • Price/Cash flow

    • -500.00

      • EBITDA

      • -10.77M

      • Return on Capital %

      • -1.02

      • Return on Equity %

      • -14.54

      • Return on Assets %

      • -1.02

      • Book Value/Share

      • 4.54

      • Shares Outstanding

      • 15.51M

      • Last Split Factor (Date)

      • -

      • Last Dividend (Ex-Date)

      • 0.05 (4/7/2009)

      • Dividend Declaration Date

      • 3/30/2009

      Analyst Recommendation
      -
      Not Available
        • 1 Year Price Target

        • -

        • Credit Rating

        • -

        • Analysts

        • 0

        • EPS Estimate

        • -

        • Cashflow Estimate

        • -

        Morningstar Consensus estimate data
        • Growth Rate (%)

        • Company

        • Industry

          • Sales (Revenue)

            Q/Q (last year)

          • -0.10

          • -0.66

          • Net Income

            YTD/YTD (last year)

          • -

          • 7.93

          • Net Income

            Q/Q (last year)

          • -

          • -2.61

          • Sales (Revenue)

            5-Year Annual Average

          • -7.61

          • -11.83

          • Net Income

            5-Year Annual Average

          • -

          • 6.49

          • Dividends

            5-Year Annual Average

          • -

          • 33.22

          • Profit Margins (%)

          • Company

          • Industry

            • Gross Margin

            • -

            • -

            • Pre-Tax Margin

            • -33.09

            • 36.31

            • Net Profit Margin

            • -33.51

            • 25.32

            • Average Gross Margin

              5-Year Annual Average

            • -

            • -

            • Average Pre-Tax Margin

              5-Year Annual Average

            • -47.90

            • 25.85

            • Average Net Profit Margin

              5-Year Annual Average

            • -52.50

            • 127.78B

            • Financial Ratios

            • Company

            • Industry

              • Debt/Equity Ratio

              • 1.78

              • 0.74

              • Current Ratio

              • -

              • -

              • Quick Ratio

              • -

              • -

              • Interest Coverage

              • -

              • -

              • Leverage Ratio

              • 10.09

              • 8.88

              • Book Value/Share

              • 4.54

              • 19.98

              • Price Ratios

              • Company

              • Industry

                • Current P/E Ratio

                • -5.24

                • 14.81

                • P/E Ratio 5-Year High

                • -29.29

                • 1,590.26

                • P/E Ratio 5-Year Low

                • -1.18

                • 247.77

                • Price/Sales Ratio

                • 1.76

                • 3.11

                • Price/Book Value

                • 0.86

                • 1.21

                • Price/Cash Flow Ratio

                • -500.00

                • 7.74

                • Key Metrics

                • Company

                  • Shares Short

                    as of -

                  • -

                  • Short Ratio

                    as of -

                  • -

                  • Short % of Float

                    as of -

                  • -

                  • Shares Short

                    prior month

                  • -

                  • Trailing Annual Dividend Yield

                  • -

                  • 5 Year Average Dividend Yield

                  • -

                  • Key Metrics

                  • Company

                    • Payout Ratio

                    • 0.00

                    • Dividend Date

                    • 3/30/2009

                    • Ex-Dividend Date

                    • 4/7/2009

                    • Last Split Factor

                      new per old

                    • -

                    • Last Split Date

                    • -

                    • Key Metrics

                    • Company

                    • Industry

                      • Return on Equity %

                        (5-Year Average)

                      • -14.54

                        (-25.90)

                      • 11.32

                        (9.64)

                      • Return on Assets %

                        (5-Year Average)

                      • -1.02

                        (-1.70)

                      • 1.26

                        (0.99)

                      • Return on Capital %

                        (5-Year Average)

                      • 2.46

                        (-14.70)

                      • 5.43

                        (3.93)

                      • Income/Employee

                      • -

                      • 57.85k

                      • Inventory Turnover

                      • -

                      • -

                      • Asset Turnover

                      • 0.03

                      • 0.05

                      Current Historical
                      Financials
                      • Income Statement
                      • Balance Sheet
                      • Cash Flow
                      Operating Income
                      -11.41M
                      Operating Margin
                      -50.76
                      Total Equity
                      -
                      Retained Earnings
                      -
                      Free Cashflow
                      -
                      Price/Cashflow
                      -500.00
                      Ownership

                      Institutional Ownership

                      67.73%

                      Top 10 Institutions

                      100.08%

                      Mutual Fund Ownership

                      11.92%

                      Float

                      89.51%

                      5% / Insider Ownership

                      3.56%

                      Corporate insiders or major stockholders reporting trading activity in the stock.

                      Top Mutual Fund Owners

                      Top Institutional Owners

                      Mutual Fund Name

                      Institution Name

                      • Mutual Fund Name

                      • Shares Held

                      • % Change

                      • % Outstanding

                      • Burnham Financial Services Fund

                      •  

                        528,881

                      • 0.00

                      • 3.41

                      • Satuit Capital US Emerging Companies Fd

                      •  

                        493,400

                      • 0.00

                      • 3.18

                      • Emerald Banking and Finance Fund

                      •  

                        225,594

                      • 0.00

                      • 1.45

                      • Vanguard Total Stock Mkt Idx

                      •  

                        171,014

                      • 0.00

                      • 1.10

                      • Dreyfus Select Managers Small Cap Val Fd

                      •  

                        164,440

                      • -25.98

                      • 1.06

                      • Vanguard Extended Market Index Fund

                      •  

                        132,263

                      • 0.00

                      • 0.85

                      • Alpine Financial Services

                      •  

                        100,000

                      • 0.00

                      • 0.64

                      • DFA US Small Cap Value II Portfolio

                      •  

                        17,186

                      • 0.00

                      • 0.11

                      • DFA US Targeted Value Portfolio

                      •  

                        4,033

                      • 0.00

                      • 0.03

                      • Institution Name

                      • Shares Held

                      • % Change

                      • % Outstanding

                      • Basswood Capital Management LLC

                      •  

                        1,532,404

                      • -0.04%

                      • 9.88

                      • Wellington Management Company, LLP

                      •  

                        1,368,820

                      • 0.00%

                      • 8.83

                      • FJ Capital Management LLC

                      •  

                        1,275,600

                      • 0.00%

                      • 8.22

                      • Fort Hoosac Management, LLC

                      •  

                        750,000

                      • 0.00%

                      • 4.84

                      • Mendon Capital Advisors Corp

                      •  

                        716,713

                      • -44.03%

                      • 4.62

                      • Satuit Capital Management, LLC

                      •  

                        493,400

                      • 0.00%

                      • 3.18

                      • Emerald Mutual Fund Advisers Trust

                      •  

                        225,594

                      • 0.00%

                      • 1.45

                      Company Profile

                      Sector

                      Financial Services

                      Industry

                      Banks – Regional – US

                      Type

                      Distressed

                      Style

                      Small Value

                      Atlantic Coast Financial Corp was incorporated in Maryland. It operates as a holding company for Atlantic Coast Bank. The Bank provides standard banking services to individual and corporate customers in Georgia and Florida. The Bank...more’s main business consists of attracting retail deposits from the general public and investing those funds primarily in held-for-sale and loans secured by first mortgages on owner-occupied, one- to four-family residences originated through its warehouse lending customers, and, to a lesser extent, first mortgages on owner occupied, one- to four-family residences, home equity loans and automobile and other consumer loans originated for retention in its loan portfolio. The Bank also originates multi-family residential loans, commercial construction and residential constructi...moreon loans. Loans are obtained principally through retail staff and brokers. It also invests in investment securities, mainly those issued by U.S. government-sponsored agencies and entities, including Fannie Mae, Freddie Mac and Ginnie Mae. The Bank offers a variety of deposit accounts having a wide range of interest rates and terms, which generally include savings accounts, money market accounts, demand deposit accounts and time deposit accounts with varied terms ranging from 90 days to five years. The Bank has branches located in Jacksonville Beach, Orange Park, Neptune Beach, Westside, Southside and Julington Creek in the Jacksonville metropolitan area as well as in Waycross, Douglas and Garden City, Georgia The Bank’s primary lending area is in the Jacksonville metropolitan area with its deposit customers residing in both the Jacksonville metropolitan and southeastern Georgia markets. The Bank faces strong competition in attracting deposits and originating real estate and other loans. The Company is subject to regulation and examination by the OTS.lessless

                      Key People

                      Mr. John K. Stephens, Jr

                      CEO/CEO, Subsidiary/Director/President/President, Subsidiary

                      John J. Dolan

                      Director/Vice Chairman of the Board

                      Mr. Kevin G. Champagne

                      Chairman of the Board/Director

                      Mr. John C. Lent

                      CFO/CFO, Subsidiary/Executive VP/Executive VP, Subsidiary

                      Phillip S. Buddenbohm

                      Executive VP, Subsidiary/Other Executive Officer

                      • Atlantic Coast Financial Corp

                      • 10151 Deerwood Park Boulevard

                      • Jacksonville, FL 32256

                      • USA.Map

                      • Phone: +1 800 342-2824

                      • Fax: -

                      • atlanticcoastbank.net

                      Incorporated

                      0

                      Employees

                      135

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