Trade

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Consumer Portfolio Services Inc
(NASDAQ: CPSS)
AdChoices
7.15
+0.15
+2.14%
After Hours :
7.15
0.00
0.00%

Open

7.01

Previous Close

7.00

Volume (Avg)

122.58k (130.36k)

Day's Range

6.95-7.26

52Wk Range

6.22-9.64

Market Cap.

180.80M

Dividend Rate ( Yield )

-

Beta

0.75

Shares Outstanding

25.29M

P/E Ratio (EPS)

8.68 (0.82)

AdChoices
Fundamentals
  • Key statistics
  • Growth
  • Profitability
  • Financial health
  • Price ratios
  • Trading statistics
  • Management effectiveness
Industry Credit Services
Highlights
Analyst Recommendation: Buy
    • Revenue

    • 197.60M

    • Net Income

    • 21.00M

    • Market Cap.

    • 180.80M

    • Enterprise Value

    • -

    • Net Profit Margin %

    • 11.99

    • PEG (Price/Earnings Growth) Ratio

    • -

    • Beta

    • 0.75

    • Forward P/E

    • 7.08

    • Price/Sales

    • 1.04

    • Price/Book Value

    • 1.62

    • Price/Cash flow

    • 1.73

      • EBITDA

      • 37.61M

      • Return on Capital %

      • 1.89

      • Return on Equity %

      • 28.29

      • Return on Assets %

      • 1.89

      • Book Value/Share

      • 4.42

      • Shares Outstanding

      • 25.29M

      • Last Split Factor (Date)

      • -

      • Last Dividend (Ex-Date)

      • -

      • Dividend Declaration Date

      • -

      Analyst Recommendation
      10/21/2014
      Buy
        • 1 Year Price Target

        • 10.00

        • Credit Rating

        • -

        • Analysts

        • 1

        • EPS Estimate

        • 1.00

        • Cashflow Estimate

        • -

        Morningstar Consensus estimate data
        • Growth Rate (%)

        • Company

        • Industry

          • Sales (Revenue)

            Q/Q (last year)

          • 6.70

          • 5.91

          • Net Income

            YTD/YTD (last year)

          • -69.70

          • 40.16

          • Net Income

            Q/Q (last year)

          • 45.60

          • 8.58

          • Sales (Revenue)

            5-Year Annual Average

          • -1.41

          • 15.87

          • Net Income

            5-Year Annual Average

          • -

          • 7.00

          • Dividends

            5-Year Annual Average

          • -

          • 33.93

          • Profit Margins (%)

          • Company

          • Industry

            • Gross Margin

            • -

            • 85.68

            • Pre-Tax Margin

            • 21.20

            • 38.31

            • Net Profit Margin

            • 11.99

            • 25.97

            • Average Gross Margin

              5-Year Annual Average

            • -

            • 76.19

            • Average Pre-Tax Margin

              5-Year Annual Average

            • -12.80

            • 29.71

            • Average Net Profit Margin

              5-Year Annual Average

            • -9.30

            • 280.63B

            • Financial Ratios

            • Company

            • Industry

              • Debt/Equity Ratio

              • 12.16

              • 1.82

              • Current Ratio

              • -

              • 1.73

              • Quick Ratio

              • -

              • 1.28

              • Interest Coverage

              • -

              • 97.68

              • Leverage Ratio

              • 13.80

              • 4.55

              • Book Value/Share

              • 4.42

              • 20.64

              • Price Ratios

              • Company

              • Industry

                • Current P/E Ratio

                • 8.35

                • 17.86

                • P/E Ratio 5-Year High

                • 15.53

                • 147.19

                • P/E Ratio 5-Year Low

                • 0.68

                • 89.34

                • Price/Sales Ratio

                • 1.00

                • 3.44

                • Price/Book Value

                • 1.56

                • 3.03

                • Price/Cash Flow Ratio

                • 1.73

                • 10.00

                • Key Metrics

                • Company

                  • Shares Short

                    as of -

                  • -

                  • Short Ratio

                    as of -

                  • -

                  • Short % of Float

                    as of -

                  • -

                  • Shares Short

                    prior month

                  • -

                  • Trailing Annual Dividend Yield

                  • -

                  • 5 Year Average Dividend Yield

                  • -

                  • Key Metrics

                  • Company

                    • Payout Ratio

                    • -

                    • Dividend Date

                    • -

                    • Ex-Dividend Date

                    • -

                    • Last Split Factor

                      new per old

                    • -

                    • Last Split Date

                    • -

                    • Key Metrics

                    • Company

                    • Industry

                      • Return on Equity %

                        (5-Year Average)

                      • 28.29

                        (-)

                      • 21.43

                        (16.79)

                      • Return on Assets %

                        (5-Year Average)

                      • 1.89

                        (-0.20)

                      • 4.90

                        (3.71)

                      • Return on Capital %

                        (5-Year Average)

                      • 4.62

                        (-)

                      • 10.45

                        (6.98)

                      • Income/Employee

                      • 35.84k

                      • 106.70k

                      • Inventory Turnover

                      • -

                      • 4.46

                      • Asset Turnover

                      • 0.16

                      • 0.19

                      Current Historical
                      Financials
                      • Income Statement
                      • Balance Sheet
                      • Cash Flow
                      Operating Income
                      37.17M
                      Operating Margin
                      18.81
                      Total Equity
                      -
                      Retained Earnings
                      -
                      Free Cashflow
                      -
                      Price/Cashflow
                      1.73
                      Ownership

                      Institutional Ownership

                      57.18%

                      Top 10 Institutions

                      37.47%

                      Mutual Fund Ownership

                      14.29%

                      Float

                      67.36%

                      5% / Insider Ownership

                      48.67%

                      Corporate insiders or major stockholders reporting trading activity in the stock.

                      Top Mutual Fund Owners

                      Top Institutional Owners

                      Mutual Fund Name

                      Institution Name

                      • Mutual Fund Name

                      • Shares Held

                      • % Change

                      • % Outstanding

                      • Oberweis Micro Cap Fund

                      •  

                        344,232

                      • 171.69

                      • 1.37

                      • iShares Russell 2000 (AU)

                      •  

                        321,892

                      • -1.45

                      • 1.39

                      • DFA US Small Cap Value II Portfolio

                      •  

                        314,416

                      • 0.00

                      • 1.24

                      • Vanguard Total Stock Mkt Idx

                      •  

                        311,638

                      • 0.00

                      • 1.23

                      • TFS Market Neutral Fund

                      •  

                        150,139

                      • 352.63

                      • 0.59

                      • Vanguard Extended Market Index Fund

                      •  

                        145,525

                      • 4.14

                      • 0.58

                      • iShares Russell 2000 Value

                      •  

                        140,856

                      • 0.26

                      • 0.61

                      • Auer Growth Fund

                      •  

                        110,000

                      • 0.00

                      • 0.44

                      • RBC Microcap Value Fund

                      •  

                        101,200

                      • 0.00

                      • 0.40

                      • Bridgeway Ultra Small Company Market

                      •  

                        97,650

                      • 0.00

                      • 0.39

                      • Institution Name

                      • Shares Held

                      • % Change

                      • % Outstanding

                      • EJF Capital LLC

                      •  

                        2,238,600

                      • +4.68%

                      • 8.90

                      • Second Curve Capital LLC

                      •  

                        1,618,538

                      • +50.77%

                      • 6.44

                      • Levine Leichtman Capital Partners, Inc.

                      •  

                        1,207,520

                      • -25.43%

                      • 4.86

                      • Fortress Investment Group LLC

                      •  

                        983,939

                      • 0.00%

                      • 3.91

                      • Dimensional Fund Advisors, Inc.

                      •  

                        945,190

                      • +4.92%

                      • 3.76

                      • Arrowpoint Asset Management, LLC

                      •  

                        515,677

                      • -3.79%

                      • 2.05

                      • BlackRock Fund Advisors

                      •  

                        498,040

                      • -5.01%

                      • 1.98

                      • Vanguard Group, Inc.

                      •  

                        481,225

                      • +4.38%

                      • 1.91

                      • Millennium Management LLC

                      •  

                        432,593

                      • -41.84%

                      • 1.72

                      Company Profile

                      Sector

                      Financial Services

                      Industry

                      Credit Services

                      Type

                      Cyclical

                      Style

                      Small Core

                      Consumer Portfolio Services, Inc. was incorporated in California on March 8, 1991. The company is engaged in purchasing and servicing retail automobile installment sale contracts originated by franchised automobile dealers and by sel...moreect independent dealers in the United States in the sale of new and used automobiles, light trucks and passenger vans. It provides indirect financing to the customers of dealers who have limited credit histories, low incomes or past credit problems, who we refer to as sub-prime customers. In addition to purchasing installment purchase contracts directly from dealers the company also acquired installment purchase contracts in four merger and acquisition transactions, purchased immaterial amounts of vehicle purchase money loans from non-affiliated lenders, directly origina...moreted an immaterial amount of vehicle purchase money loans by lending money directly to consumers & directly originated an immaterial amount of loans secured by automobiles owned by consumers. It service all automobile contracts that we own as well as those automobile contracts that are included in portfolios that we have sold in securitizations or service for third parties. The company’s programs cover a band of the credit spectrum and are labeled as follows: First Time Buyer - This program accommodates an applicant who has limited significant past credit history, such as a previous auto loan; Mercury / Delta - this program accommodates an applicant who might have had significant past non-performing credit including recent derogatory credit; Standard - this program accommodates an applicant who may have significant past non-performing credit, but who has also exhibited some performing credit in their history; Alpha - this program accommodates applicants who may have a discharged bankruptcy, but who have also exhibited performing credit; Alpha Plus - this program accommodates applicants with past non-performing credit, but with a stronger history of recent performing credit, including auto related credit, and higher incomes than the Alpha program; Super Alpha - this program accommodates applicants with past non-performing credit, but with a somewhat stronger history of recent performing credit, including auto related credit, and higher incomes than the Alpha Plus program; Preferred - this program accommodates applicants with past non-performing credit, but who meet a certain minimum FICO score threshold. The Company competes with a number of national, regional and local finance companies with operations similar to its. The Company’s business is subject to numerous federal and state consumer protection laws and regulations.lessless

                      Key People

                      Charles E. Bradley,Jr

                      CEO/Chairman of the Board/Director/President

                      Jeffrey P. Fritz

                      CFO/Chief Accounting Officer/Senior VP

                      Brian J. Rayhill

                      Director

                      Daniel S. Wood

                      Director

                      William B. Roberts

                      Director

                      • Consumer Portfolio Services Inc

                      • 19500 Jamboree Road

                      • Irvine, CA 92618

                      • USA.Map

                      • Phone: +1 949 753-6800

                      • Fax: -

                      • consumerportfolio.com

                      Incorporated

                      1991

                      Employees

                      729

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