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NBT Bancorp Inc
(NASDAQ: NBTB)
AdChoices
23.53
+0.09
+0.38%
After Hours :
23.53
0.00
0.00%

Open

23.28

Previous Close

23.44

Volume (Avg)

106.94k (90.60k)

Day's Range

23.17-23.64

52Wk Range

21.67-26.59

Market Cap.

1.03B

Dividend Rate (Yield )

0.84 (3.57%)

Beta

0.98

Shares Outstanding

43.70M

P/E Ratio (EPS)

12.03 (1.95)

AdChoices
Fundamentals
  • Key statistics
  • Growth
  • Profitability
  • Financial health
  • Price ratios
  • Trading statistics
  • Management effectiveness
Industry Banks – Regional – US
Highlights
Analyst Recommendation: Hold
    • Revenue

    • 341.29M

    • Net Income

    • 61.75M

    • Market Cap.

    • 1.03B

    • Enterprise Value

    • -

    • Net Profit Margin %

    • 22.20

    • PEG (Price/Earnings Growth) Ratio

    • 2.63

    • Beta

    • 0.98

    • Forward P/E

    • 13.25

    • Price/Sales

    • 2.67

    • Price/Book Value

    • 1.20

    • Price/Cash flow

    • 8.18

      • EBITDA

      • 102.76M

      • Return on Capital %

      • 1.08

      • Return on Equity %

      • 10.05

      • Return on Assets %

      • 1.08

      • Book Value/Share

      • 19.61

      • Shares Outstanding

      • 43.70M

      • Last Split Factor (Date)

      • -

      • Last Dividend (Ex-Date)

      • 0.21 (8/27/2014)

      • Dividend Declaration Date

      • 7/28/2014

      Analyst Recommendation
      10/17/2014
      Hold
        • 1 Year Price Target

        • -

        • Credit Rating

        • -

        • Analysts

        • 1

        • EPS Estimate

        • 1.77

        • Cashflow Estimate

        • -

        Morningstar Consensus estimate data
        • Growth Rate (%)

        • Company

        • Industry

          • Sales (Revenue)

            Q/Q (last year)

          • 24.60

          • -0.66

          • Net Income

            YTD/YTD (last year)

          • 13.20

          • 7.93

          • Net Income

            Q/Q (last year)

          • 63.40

          • -2.61

          • Sales (Revenue)

            5-Year Annual Average

          • 5.78

          • -11.83

          • Net Income

            5-Year Annual Average

          • 1.10

          • 6.49

          • Dividends

            5-Year Annual Average

          • 0.25

          • 33.22

          • Profit Margins (%)

          • Company

          • Industry

            • Gross Margin

            • -

            • -

            • Pre-Tax Margin

            • 32.96

            • 36.31

            • Net Profit Margin

            • 22.20

            • 25.32

            • Average Gross Margin

              5-Year Annual Average

            • -

            • -

            • Average Pre-Tax Margin

              5-Year Annual Average

            • 26.90

            • 25.85

            • Average Net Profit Margin

              5-Year Annual Average

            • 19.30

            • 127.78B

            • Financial Ratios

            • Company

            • Industry

              • Debt/Equity Ratio

              • 0.41

              • 0.74

              • Current Ratio

              • -

              • -

              • Quick Ratio

              • -

              • -

              • Interest Coverage

              • -

              • -

              • Leverage Ratio

              • 9.18

              • 8.88

              • Book Value/Share

              • 19.61

              • 19.98

              • Price Ratios

              • Company

              • Industry

                • Current P/E Ratio

                • 11.89

                • 14.81

                • P/E Ratio 5-Year High

                • 13.60

                • 1,590.26

                • P/E Ratio 5-Year Low

                • 8.72

                • 247.77

                • Price/Sales Ratio

                • 2.64

                • 3.11

                • Price/Book Value

                • 1.18

                • 1.21

                • Price/Cash Flow Ratio

                • 8.18

                • 7.74

                • Key Metrics

                • Company

                  • Shares Short

                    as of -

                  • -

                  • Short Ratio

                    as of -

                  • -

                  • Short % of Float

                    as of -

                  • -

                  • Shares Short

                    prior month

                  • -

                  • Trailing Annual Dividend Yield

                  • -

                  • 5 Year Average Dividend Yield

                  • -

                  • Key Metrics

                  • Company

                    • Payout Ratio

                    • 42.46

                    • Dividend Date

                    • 7/28/2014

                    • Ex-Dividend Date

                    • 8/27/2014

                    • Last Split Factor

                      new per old

                    • -

                    • Last Split Date

                    • -

                    • Key Metrics

                    • Company

                    • Industry

                      • Return on Equity %

                        (5-Year Average)

                      • 10.05

                        (10.30)

                      • 11.32

                        (9.64)

                      • Return on Assets %

                        (5-Year Average)

                      • 1.08

                        (1.00)

                      • 1.26

                        (0.99)

                      • Return on Capital %

                        (5-Year Average)

                      • 6.06

                        (7.70)

                      • 5.43

                        (3.93)

                      • Income/Employee

                      • 47.55k

                      • 57.85k

                      • Inventory Turnover

                      • -

                      • -

                      • Asset Turnover

                      • 0.05

                      • 0.05

                      Current Historical
                      Financials
                      • Income Statement
                      • Balance Sheet
                      • Cash Flow
                      Operating Income
                      89.94M
                      Operating Margin
                      26.35
                      Total Equity
                      -
                      Retained Earnings
                      -
                      Free Cashflow
                      -
                      Price/Cashflow
                      8.18
                      Ownership

                      Institutional Ownership

                      43.71%

                      Top 10 Institutions

                      27.87%

                      Mutual Fund Ownership

                      29.67%

                      Float

                      96.76%

                      5% / Insider Ownership

                      3.43%

                      Corporate insiders or major stockholders reporting trading activity in the stock.

                      Top Mutual Fund Owners

                      Top Institutional Owners

                      Mutual Fund Name

                      Institution Name

                      • Mutual Fund Name

                      • Shares Held

                      • % Change

                      • % Outstanding

                      • Delaware Small Cap Value Fund

                      •  

                        1,084,300

                      • 0.75

                      • 2.48

                      • iShares Core S&P Small-Cap (AU)

                      •  

                        870,177

                      • 0.37

                      • 2.07

                      • Vanguard Small Cap Index

                      •  

                        721,563

                      • -0.26

                      • 1.65

                      • Champlain - Small Cap Equity

                      •  

                        707,875

                      • 10.72

                      • 1.62

                      • Vanguard Total Stock Mkt Idx

                      •  

                        707,676

                      • 1.51

                      • 1.62

                      • iShares Russell 2000 (AU)

                      •  

                        686,072

                      • -1.00

                      • 1.63

                      • Delaware VIP Small Cap Value Series

                      •  

                        450,600

                      • 0.00

                      • 1.03

                      • Vanguard Extended Market Index Fund

                      •  

                        397,926

                      • -4.34

                      • 0.91

                      • Vanguard Small Cap Value Index Fund

                      •  

                        387,403

                      • 1.37

                      • 0.89

                      • iShares S&P Small-Cap 600 Value

                      •  

                        371,092

                      • 0.00

                      • 0.88

                      • Institution Name

                      • Shares Held

                      • % Change

                      • % Outstanding

                      • Vanguard Group, Inc.

                      •  

                        2,741,330

                      • +1.78%

                      • 6.27

                      • BlackRock Fund Advisors

                      •  

                        2,232,339

                      • -6.83%

                      • 5.11

                      • Delaware Management Business Trust

                      •  

                        1,660,211

                      • +1.44%

                      • 3.80

                      • State Street Corp

                      •  

                        1,371,469

                      • -3.50%

                      • 3.14

                      • Dimensional Fund Advisors, Inc.

                      •  

                        1,203,212

                      • +2.81%

                      • 2.75

                      • Northern Trust Investments, N.A.

                      •  

                        921,156

                      • -4.90%

                      • 2.11

                      • Champlain Investment Partners, LLC

                      •  

                        761,430

                      • +10.64%

                      • 1.74

                      • New York Central Mutual Fire Ins Co

                      •  

                        637,558

                      • 0.00%

                      • 1.47

                      • NBT Bank National Association

                      •  

                        361,097

                      • +0.11%

                      • 0.83

                      • Geode Capital Management, LLC

                      •  

                        285,621

                      • +1.67%

                      • 0.65

                      Company Profile

                      Sector

                      Financial Services

                      Industry

                      Banks – Regional – US

                      Type

                      Cyclical

                      Style

                      Small Value

                      NBT Bancorp Inc is a registered financial holding company incorporated in the state of Delaware in 1986. The Company’s business, mainly conducted through the Bank and its other subsidiaries. It is engaged in providing commercial bank...moreing and financial services to customers in its market area, which includes central and upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts and the greater Burlington, Vermont area. Through its network of branch locations, the Bank offers products and services tailored to individuals, businesses, and municipalities. Deposit products offered by the Bank include demand deposit accounts, savings accounts, negotiable order of withdrawal (‘NOW’) accounts, money market deposit accounts (‘MMDA’), and certificate of deposit (‘CD’) accounts. ...moreThe Bank offers various types of each deposit account to accommodate the needs of its customers with varying rates, terms, and features. Loan products offered by the Bank include consumer loans, home equity loans, mortgages, small business loans and commercial loans, with varying rates, terms and features to accommodate the needs of its customers. The Bank also offers various other products and services through its branch network such as trust and investment services and financial planning and life insurance services. In addition to its branch network, the Bank also offers access to certain products and services online enabling customers to check balances, transfer funds, pay bills, view statements, apply for loans and access various other product and service information. The Bank provides 24-hour access to an automated telephone line whereby customers can check balances, obtain interest information, transfer funds, request statements, and perform various other activities. Through NBT Financial Services, the Company operates EPIC Advisors, Inc. (‘EPIC’), a retirement plan administrator. Through EPIC, the Company offers services including retirement plan consulting and recordkeeping services. Through NBT Holdings, the Company operates Mang Insurance Agency, LLC (‘Mang’), an insurance agency. Through Mang, the Company offers insurance products, including personal property and casualty, business liability and commercial insurance, tailored to serve the specific insurance needs of individuals as well as businesses in a range of industries operating in the markets served by the Company. The Company competes for loans, deposits, and customers with other commercial banks, savings and loan associations, securities and brokerage companies, mortgage companies, insurance companies, finance companies, money market funds, credit unions, and other nonbank financial service providers. As a bank holding company, the Company is subject to regulation, supervision and examination by the Board of Governors of the Federal Reserve System as its primary federal regulator.lessless

                      Key People

                      Martin A. Dietrich

                      CEO/CEO, Subsidiary/Director/President/President, Subsidiary

                      Daryl R. Forsythe

                      Chairman of the Board/Director

                      Michael J. Chewens

                      CFO/CFO, Subsidiary/Chief Accounting Officer/Senior Executive VP/Senior Executive VP, Subsidiary

                      Jeffrey M. Levy

                      Executive VP/Executive VP, Subsidiary/President, Divisional/President, Subsidiary

                      David E. Raven

                      Executive VP/Executive VP, Subsidiary/President, Divisional/President, Subsidiary

                      • NBT Bancorp Inc

                      • 52 South Broad Street

                      • Norwich, NY 13815

                      • USA.Map

                      • Phone: +1 607 337-2265

                      • Fax: -

                      • nbtbancorp.com

                      Incorporated

                      1986

                      Employees

                      1,742

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