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with

Old Second Bancorp Inc
(NASDAQ: OSBC)
AdChoices
4.70
-0.04
-0.84%
After Hours :
4.70
0.00
0.00%

Open

4.91

Previous Close

4.74

Volume (Avg)

151.83k (34.29k)

Day's Range

4.47-4.92

52Wk Range

4.16-5.94

Market Cap.

138.38M

Dividend Rate ( Yield )

-

Beta

2.20

Shares Outstanding

29.44M

P/E Ratio (EPS)

1.06 (4.44)

AdChoices
Fundamentals
  • Key statistics
  • Growth
  • Profitability
  • Financial health
  • Price ratios
  • Trading statistics
  • Management effectiveness
Industry Banks – Regional – US
Highlights
Analyst Recommendation: Hold
    • Revenue

    • 86.44M

    • Net Income

    • 82.08M

    • Market Cap.

    • 138.38M

    • Enterprise Value

    • -

    • Net Profit Margin %

    • 97.77

    • PEG (Price/Earnings Growth) Ratio

    • -

    • Beta

    • 2.20

    • Forward P/E

    • 19.57

    • Price/Sales

    • 1.03

    • Price/Book Value

    • 0.95

    • Price/Cash flow

    • -312.50

      • EBITDA

      • 16.74M

      • Return on Capital %

      • 3.95

      • Return on Equity %

      • 109.11

      • Return on Assets %

      • 3.95

      • Book Value/Share

      • 4.93

      • Shares Outstanding

      • 29.44M

      • Last Split Factor (Date)

      • -

      • Last Dividend (Ex-Date)

      • 0.01 (6/23/2010)

      • Dividend Declaration Date

      • 6/17/2010

      Analyst Recommendation
      10/21/2014
      Hold
        • 1 Year Price Target

        • 5.15

        • Credit Rating

        • -

        • Analysts

        • 1

        • EPS Estimate

        • 0.24

        • Cashflow Estimate

        • -

        Morningstar Consensus estimate data
        • Growth Rate (%)

        • Company

        • Industry

          • Sales (Revenue)

            Q/Q (last year)

          • -9.00

          • -0.66

          • Net Income

            YTD/YTD (last year)

          • -

          • 7.93

          • Net Income

            Q/Q (last year)

          • -41.90

          • -2.61

          • Sales (Revenue)

            5-Year Annual Average

          • -7.08

          • -11.83

          • Net Income

            5-Year Annual Average

          • 47.30

          • 6.49

          • Dividends

            5-Year Annual Average

          • -

          • 33.22

          • Profit Margins (%)

          • Company

          • Industry

            • Gross Margin

            • -

            • -

            • Pre-Tax Margin

            • 11.67

            • 36.31

            • Net Profit Margin

            • 97.77

            • 25.32

            • Average Gross Margin

              5-Year Annual Average

            • -

            • -

            • Average Pre-Tax Margin

              5-Year Annual Average

            • -26.50

            • 25.85

            • Average Net Profit Margin

              5-Year Annual Average

            • -14.50

            • 127.78B

            • Financial Ratios

            • Company

            • Industry

              • Debt/Equity Ratio

              • 0.71

              • 0.74

              • Current Ratio

              • -

              • -

              • Quick Ratio

              • -

              • -

              • Interest Coverage

              • -

              • -

              • Leverage Ratio

              • 14.09

              • 8.88

              • Book Value/Share

              • 4.93

              • 19.98

              • Price Ratios

              • Company

              • Industry

                • Current P/E Ratio

                • 1.12

                • 15.08

                • P/E Ratio 5-Year High

                • 1.64

                • 1,590.26

                • P/E Ratio 5-Year Low

                • 0.16

                • 247.77

                • Price/Sales Ratio

                • 1.09

                • 3.17

                • Price/Book Value

                • 1.01

                • 1.23

                • Price/Cash Flow Ratio

                • -312.50

                • 7.89

                • Key Metrics

                • Company

                  • Shares Short

                    as of -

                  • -

                  • Short Ratio

                    as of -

                  • -

                  • Short % of Float

                    as of -

                  • -

                  • Shares Short

                    prior month

                  • -

                  • Trailing Annual Dividend Yield

                  • -

                  • 5 Year Average Dividend Yield

                  • -

                  • Key Metrics

                  • Company

                    • Payout Ratio

                    • 0.00

                    • Dividend Date

                    • 6/17/2010

                    • Ex-Dividend Date

                    • 6/23/2010

                    • Last Split Factor

                      new per old

                    • -

                    • Last Split Date

                    • -

                    • Key Metrics

                    • Company

                    • Industry

                      • Return on Equity %

                        (5-Year Average)

                      • 109.11

                        (-78.90)

                      • 11.32

                        (9.64)

                      • Return on Assets %

                        (5-Year Average)

                      • 3.95

                        (-0.90)

                      • 1.26

                        (0.99)

                      • Return on Capital %

                        (5-Year Average)

                      • 49.38

                        (0.60)

                      • 5.43

                        (3.93)

                      • Income/Employee

                      • 157.24k

                      • 57.85k

                      • Inventory Turnover

                      • -

                      • -

                      • Asset Turnover

                      • 0.04

                      • 0.05

                      Current Historical
                      Financials
                      • Income Statement
                      • Balance Sheet
                      • Cash Flow
                      Operating Income
                      11.84M
                      Operating Margin
                      13.70
                      Total Equity
                      -
                      Retained Earnings
                      -
                      Free Cashflow
                      -
                      Price/Cashflow
                      -312.50
                      Ownership

                      Institutional Ownership

                      56.29%

                      Top 10 Institutions

                      40.71%

                      Mutual Fund Ownership

                      9.36%

                      Float

                      83.63%

                      5% / Insider Ownership

                      2.12%

                      Corporate insiders or major stockholders reporting trading activity in the stock.

                      Top Mutual Fund Owners

                      Top Institutional Owners

                      Mutual Fund Name

                      Institution Name

                      • Mutual Fund Name

                      • Shares Held

                      • % Change

                      • % Outstanding

                      • Emerald Banking and Finance Fund

                      •  

                        532,555

                      • 0.00

                      • 1.81

                      • Vanguard Total Stock Mkt Idx

                      •  

                        407,281

                      • 0.00

                      • 1.38

                      • DFA US Small Cap Value II Portfolio

                      •  

                        317,787

                      • 0.00

                      • 1.08

                      • JHancock Regional Bank Fund

                      •  

                        307,637

                      • 0.00

                      • 1.04

                      • JHancock Financial Opportunities

                      •  

                        202,363

                      • 0.00

                      • 0.69

                      • DFA U.S. Micro Cap Portfolio

                      •  

                        120,505

                      • 0.00

                      • 0.41

                      • Vanguard Extended Market Index Fund

                      •  

                        114,695

                      • 0.00

                      • 0.39

                      • Fidelity Spartan® Extended Mkt Indx Fd

                      •  

                        74,777

                      • 0.00

                      • 0.25

                      • iShares Micro-Cap

                      •  

                        73,610

                      • 0.00

                      • 0.25

                      • Institution Name

                      • Shares Held

                      • % Change

                      • % Outstanding

                      • Banc Funds Co LLC

                      •  

                        2,329,484

                      • +420.29%

                      • 7.91

                      • Basswood Capital Management LLC

                      •  

                        1,428,604

                      • +36,483.97%

                      • 4.85

                      • Dimensional Fund Advisors, Inc.

                      •  

                        924,264

                      • -1.20%

                      • 3.14

                      • Vanguard Group, Inc.

                      •  

                        547,918

                      • +94.56%

                      • 1.86

                      Company Profile

                      Sector

                      Financial Services

                      Industry

                      Banks – Regional – US

                      Type

                      Cyclical

                      Style

                      Small Value

                      Old Second Bancorp Inc was incorporated on 8th September, 1981 in Delaware. The Bank’s businesses include the customary consumer and commercial products and services that banks provide including demand, NOW, money market, savings, ti...moreme deposit, individual retirement and Keogh deposit accounts; commercial, industrial, consumer and real estate lending, including installment loans, student loans, farm loans, lines of credit and overdraft checking; safe deposit operations; trust services; wealth management services, and a number of additional services tailored to the needs of individual customers, such as the acquisition of U.S. Treasury notes and bonds, the sale of traveler’s checks, money orders, cashier’s checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and ...moreother special services. The Bank offers a electronic banking services such as Internet banking and corporate cash management products including remote deposit capture, investment sweep accounts, zero balance accounts, automated tax payments, ATM access, telephone banking, lockbox, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, wire transfers, vault services for currency and coin, and checking accounts. Commercial and consumer loans are made to corporations, partnerships and individuals, on a secured basis. Commercial lending focuses on business, capital, construction, inventory and real estate lending. Installment lending includes direct and indirect loans to consumers and commercial customers. Additionally, the Bank provides wealth management, investment, agency, and custodial services for individual, corporate, and not-for-profit clients. These services include the administration of estates and personal trusts, as well as the management of investment accounts for individuals, employee benefit plans, and charitable foundations. The Company provides financial services through its 27 banking locations located in Aurora, Illinois, and its surrounding communities and in the Chicago metropolitan area. These locations includes retail offices in Kane, Kendall, DeKalb, DuPage, LaSalle, Will and southwestern Cook counties in Illinois as of December 31, 2013. The Bank originates residential mortgages, products including conventional, government, and jumbo loans. Secondary marketing of those mortgages is handled at the bank. The Bank faces competition from finance companies, insurance companies, credit unions, mortgage companies, securities brokerage firms, United States Government securities, money market funds, loan production offices and other providers of financial services.lessless

                      Key People

                      James L. Eccher

                      CEO, Subsidiary/COO/Director/Executive VP/President, Subsidiary

                      William B. Skoglund

                      CEO/Chairman of the Board/Chairman of the Board, Subsidiary/Director/President

                      J. Douglas Cheatham

                      CFO/Chief Accounting Officer/Director/Executive VP/Secretary

                      Barry Finn

                      Director

                      James Carl Schmitz

                      Director

                      • Old Second Bancorp Inc

                      • 37 South River Street

                      • Aurora, IL 60507

                      • USA.Map

                      • Phone: +1 630 892-0202

                      • Fax: +1 630 892-9630

                      • oldsecond.com

                      Incorporated

                      1981

                      Employees

                      492

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