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United Community Financial Corporation
(NASDAQ: UCFC)
AdChoices
4.67
+0.07
+1.52%
After Hours :
-
-
-

Open

4.63

Previous Close

4.60

Volume (Avg)

41.05k (142.08k)

Day's Range

4.62-4.69

52Wk Range

3.17-4.99

Market Cap.

231.10M

Dividend Rate (Yield )

0.04 (0.22%)

Beta

0.42

Shares Outstanding

50.24M

P/E Ratio (EPS)

4.82 (0.95)

AdChoices
Fundamentals
  • Key statistics
  • Growth
  • Profitability
  • Financial health
  • Price ratios
  • Trading statistics
  • Management effectiveness
Industry Savings & Co-operative Banks
Highlights
Analyst Recommendation: Buy
    • Revenue

    • 71.08M

    • Net Income

    • 10.03M

    • Market Cap.

    • 231.10M

    • Enterprise Value

    • -

    • Net Profit Margin %

    • 73.70

    • PEG (Price/Earnings Growth) Ratio

    • -

    • Beta

    • 0.42

    • Forward P/E

    • 22.99

    • Price/Sales

    • 3.55

    • Price/Book Value

    • 0.98

    • Price/Cash flow

    • 23.47

      • EBITDA

      • 12.10M

      • Return on Capital %

      • 2.70

      • Return on Equity %

      • 23.04

      • Return on Assets %

      • 2.70

      • Book Value/Share

      • 4.68

      • Shares Outstanding

      • 50.24M

      • Last Split Factor (Date)

      • -

      • Last Dividend (Ex-Date)

      • 0.01 (7/30/2014)

      • Dividend Declaration Date

      • 7/22/2014

      Analyst Recommendation
      10/21/2014
      Buy
        • 1 Year Price Target

        • 6.00

        • Credit Rating

        • -

        • Analysts

        • 1

        • EPS Estimate

        • 0.20

        • Cashflow Estimate

        • -

        Morningstar Consensus estimate data
        • Growth Rate (%)

        • Company

        • Industry

          • Sales (Revenue)

            Q/Q (last year)

          • -14.90

          • -1.03

          • Net Income

            YTD/YTD (last year)

          • -

          • -2.93

          • Net Income

            Q/Q (last year)

          • 1,151.20

          • -5.18

          • Sales (Revenue)

            5-Year Annual Average

          • -3.54

          • -4.74

          • Net Income

            5-Year Annual Average

          • -

          • 7.24

          • Dividends

            5-Year Annual Average

          • -

          • 16.00

          • Profit Margins (%)

          • Company

          • Industry

            • Gross Margin

            • -

            • 62.26

            • Pre-Tax Margin

            • 15.01

            • 41.32

            • Net Profit Margin

            • 73.70

            • 27.50

            • Average Gross Margin

              5-Year Annual Average

            • -

            • 34.30

            • Average Pre-Tax Margin

              5-Year Annual Average

            • -15.30

            • 37.19

            • Average Net Profit Margin

              5-Year Annual Average

            • -15.70

            • 16.78B

            • Financial Ratios

            • Company

            • Industry

              • Debt/Equity Ratio

              • 0.28

              • 1.36

              • Current Ratio

              • -

              • 3.68

              • Quick Ratio

              • -

              • 3.35

              • Interest Coverage

              • -

              • -6.72

              • Leverage Ratio

              • 7.62

              • 7.66

              • Book Value/Share

              • 4.68

              • 11.77

              • Price Ratios

              • Company

              • Industry

                • Current P/E Ratio

                • 4.89

                • 19.01

                • P/E Ratio 5-Year High

                • 5.24

                • 469.59

                • P/E Ratio 5-Year Low

                • 0.91

                • 180.92

                • Price/Sales Ratio

                • 3.61

                • 4.15

                • Price/Book Value

                • 1.00

                • 1.08

                • Price/Cash Flow Ratio

                • 23.47

                • -22.68

                • Key Metrics

                • Company

                  • Shares Short

                    as of -

                  • -

                  • Short Ratio

                    as of -

                  • -

                  • Short % of Float

                    as of -

                  • -

                  • Shares Short

                    prior month

                  • -

                  • Trailing Annual Dividend Yield

                  • -

                  • 5 Year Average Dividend Yield

                  • -

                  • Key Metrics

                  • Company

                    • Payout Ratio

                    • 0.00

                    • Dividend Date

                    • 7/22/2014

                    • Ex-Dividend Date

                    • 7/30/2014

                    • Last Split Factor

                      new per old

                    • -

                    • Last Split Date

                    • -

                    • Key Metrics

                    • Company

                    • Industry

                      • Return on Equity %

                        (5-Year Average)

                      • 23.04

                        (-7.10)

                      • 6.09

                        (5.83)

                      • Return on Assets %

                        (5-Year Average)

                      • 2.70

                        (-0.60)

                      • 0.78

                        (0.73)

                      • Return on Capital %

                        (5-Year Average)

                      • 21.17

                        (4.60)

                      • 2.50

                        (2.25)

                      • Income/Employee

                      • 94.27k

                      • 50.76k

                      • Inventory Turnover

                      • -

                      • 34.05

                      • Asset Turnover

                      • 0.04

                      • 0.03

                      Current Historical
                      Financials
                      • Income Statement
                      • Balance Sheet
                      • Cash Flow
                      Operating Income
                      10.23M
                      Operating Margin
                      14.39
                      Total Equity
                      -
                      Retained Earnings
                      -
                      Free Cashflow
                      -
                      Price/Cashflow
                      23.47
                      Ownership

                      Institutional Ownership

                      58.85%

                      Top 10 Institutions

                      42.58%

                      Mutual Fund Ownership

                      16.65%

                      Float

                      97.23%

                      5% / Insider Ownership

                      4.03%

                      Corporate insiders or major stockholders reporting trading activity in the stock.

                      Top Mutual Fund Owners

                      Top Institutional Owners

                      Mutual Fund Name

                      Institution Name

                      • Mutual Fund Name

                      • Shares Held

                      • % Change

                      • % Outstanding

                      • JHancock Regional Bank Fund

                      •  

                        1,058,239

                      • 0.00

                      • 2.11

                      • Vanguard Total Stock Mkt Idx

                      •  

                        802,278

                      • 37.78

                      • 1.60

                      • iShares Russell 2000 (AU)

                      •  

                        791,103

                      • -0.89

                      • 1.57

                      • JHancock Financial Opportunities

                      •  

                        634,588

                      • 0.00

                      • 1.26

                      • JHancock Financial Industries Fund

                      •  

                        506,530

                      • 0.00

                      • 1.01

                      • DFA U.S. Small Cap Portfolio

                      •  

                        503,382

                      • 0.00

                      • 1.00

                      • DFA US Small Cap Value II Portfolio

                      •  

                        490,444

                      • 1.97

                      • 0.98

                      • Vanguard Extended Market Index Fund

                      •  

                        472,235

                      • 0.75

                      • 0.94

                      • iShares Russell 2000 Value

                      •  

                        337,731

                      • -1.21

                      • 0.67

                      • DFA U.S. Micro Cap Portfolio

                      •  

                        290,072

                      • 0.85

                      • 0.58

                      • Institution Name

                      • Shares Held

                      • % Change

                      • % Outstanding

                      • Sandler O'Neill Asset Management Llc

                      •  

                        4,365,000

                      • +33.70%

                      • 8.65

                      • FJ Capital Management LLC

                      •  

                        2,649,030

                      • +0.57%

                      • 5.25

                      • FJ Capital Long/Short Equity Fund

                      •  

                        2,616,357

                      • +6.03%

                      • 5.20

                      • Dimensional Fund Advisors, Inc.

                      •  

                        2,402,101

                      • +2.48%

                      • 4.76

                      • UNITED COMMUNITY FINANCIAL CORP ESOP

                      •  

                        2,269,112

                      • -17.22%

                      • 4.51

                      • John Hancock Advisers, LLC

                      •  

                        2,208,343

                      • 0.00%

                      • 4.40

                      • EJF Capital LLC

                      •  

                        1,322,854

                      • -45.22%

                      • 2.62

                      • BlackRock Fund Advisors

                      •  

                        1,290,611

                      • +5.53%

                      • 2.56

                      • Vanguard Group, Inc.

                      •  

                        1,222,417

                      • +0.97%

                      • 2.42

                      • Wellington Management Company, LLP

                      •  

                        1,116,154

                      • +28.06%

                      • 2.21

                      Company Profile

                      Sector

                      Financial Services

                      Industry

                      Savings & Co-operative Banks

                      Type

                      Cyclical

                      Style

                      Small Value

                      United Community Financial Corporation was incorporated in the State of Ohio in February 1998. The Company operates as the holding company for The Home Savings and Loan Company of Youngstown, Ohio. The Bank provides an array of consu...moremer banking, business banking and investment services in Ohio and western Pennsylvania. It offers various deposit products, including passbook savings accounts, demand deposits, individual retirement accounts, checking accounts, money market accounts, and certificates of deposit. The Bank’s loan portfolio is segmented into four areas - permanent real estate loans, construction loans, consumer loans and commercial loans. The majority of the Bank’s loan portfolio is permanent real estate loans made to customers in Home Savings’ market area. These loans are secured by the ...moreunderlying real estate as collateral. The loan portfolio comprises of single-family residences, multifamily residences, and nonresidential real estate; construction loans; and commercial loans consisting of lines of credit, revolving lines of credit, and term loans. In addition, its loan portfolio comprises various types of consumer loans, such as home equity loans, vehicle loans, overdraft protection loans, and loans to individuals secured by demand accounts, deposits, and other consumer assets. Home Savings faces competition for deposits and loans from other savings and loan associations, credit unions, banks and mortgage originators in Home Savings’ market area. United Community is a unitary thrift holding company, and subject to regulation, examination and oversight by the FRB.lessless

                      Key People

                      Gary M. Small

                      CEO/CEO, Subsidiary/Director/President/President, Subsidiary

                      Richard J. Schiraldi

                      Chairman of the Board/Chairman of the Board, Subsidiary/Director

                      Matthew T. Garrity

                      Executive VP, Subsidiary

                      Jude J. Nohra

                      Executive VP, Subsidiary/General Counsel/Secretary/Secretary, Subsidiary

                      Colleen Scott

                      Vice President, Subsidiary

                      • United Community Financial Corporation

                      • 275 West Federal Street

                      • Youngstown, OH 44503

                      • USA.Map

                      • Phone: +1 330 742-0500

                      • Fax: -

                      • ucfconline.com

                      Incorporated

                      1998

                      Employees

                      514

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