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Valley Financial Corp
(NASDAQ: VYFC)
AdChoices
12.50
+0.03
+0.20%
After Hours :
-
-
-

Open

12.48

Previous Close

12.48

Volume (Avg)

600 (2.81k)

Day's Range

12.48-12.50

52Wk Range

10.51-13.50

Market Cap.

60.23M

Dividend Rate (Yield )

0.16 (1.24%)

Beta

1.37

Shares Outstanding

4.82M

P/E Ratio (EPS)

9.77 (1.28)

AdChoices
Fundamentals
  • Key statistics
  • Growth
  • Profitability
  • Financial health
  • Price ratios
  • Trading statistics
  • Management effectiveness
Industry Banks – Regional – US
Highlights
Analyst Recommendation: Hold
    • Revenue

    • 31.81M

    • Net Income

    • 6.84M

    • Market Cap.

    • 60.23M

    • Enterprise Value

    • -

    • Net Profit Margin %

    • 18.95

    • PEG (Price/Earnings Growth) Ratio

    • -

    • Beta

    • 1.37

    • Forward P/E

    • 9.92

    • Price/Sales

    • 1.85

    • Price/Book Value

    • 1.08

    • Price/Cash flow

    • 3.13

      • EBITDA

      • 10.53M

      • Return on Capital %

      • 0.74

      • Return on Equity %

      • 11.95

      • Return on Assets %

      • 0.74

      • Book Value/Share

      • 11.54

      • Shares Outstanding

      • 4.82M

      • Last Split Factor (Date)

      • -

      • Last Dividend (Ex-Date)

      • 0.04 (8/13/2014)

      • Dividend Declaration Date

      • 8/1/2014

      Analyst Recommendation
      10/21/2014
      Hold
        • 1 Year Price Target

        • 13.00

        • Credit Rating

        • -

        • Analysts

        • 1

        • EPS Estimate

        • 1.27

        • Cashflow Estimate

        • -

        Morningstar Consensus estimate data
        • Growth Rate (%)

        • Company

        • Industry

          • Sales (Revenue)

            Q/Q (last year)

          • 12.50

          • -0.66

          • Net Income

            YTD/YTD (last year)

          • 5.30

          • 7.93

          • Net Income

            Q/Q (last year)

          • -9.50

          • -2.61

          • Sales (Revenue)

            5-Year Annual Average

          • 10.16

          • -11.83

          • Net Income

            5-Year Annual Average

          • 32.50

          • 6.49

          • Dividends

            5-Year Annual Average

          • 0.00

          • 33.22

          • Profit Margins (%)

          • Company

          • Industry

            • Gross Margin

            • -

            • -

            • Pre-Tax Margin

            • 27.63

            • 36.31

            • Net Profit Margin

            • 18.95

            • 25.32

            • Average Gross Margin

              5-Year Annual Average

            • -

            • -

            • Average Pre-Tax Margin

              5-Year Annual Average

            • 13.60

            • 25.85

            • Average Net Profit Margin

              5-Year Annual Average

            • 7.00

            • 127.78B

            • Financial Ratios

            • Company

            • Industry

              • Debt/Equity Ratio

              • 1.54

              • 0.74

              • Current Ratio

              • -

              • -

              • Quick Ratio

              • -

              • -

              • Interest Coverage

              • -

              • -

              • Leverage Ratio

              • 15.96

              • 8.88

              • Book Value/Share

              • 11.54

              • 19.98

              • Price Ratios

              • Company

              • Industry

                • Current P/E Ratio

                • 9.75

                • 15.22

                • P/E Ratio 5-Year High

                • 10.54

                • 1,590.26

                • P/E Ratio 5-Year Low

                • 2.23

                • 247.77

                • Price/Sales Ratio

                • 1.85

                • 3.20

                • Price/Book Value

                • 1.08

                • 1.24

                • Price/Cash Flow Ratio

                • 3.13

                • 7.95

                • Key Metrics

                • Company

                  • Shares Short

                    as of -

                  • -

                  • Short Ratio

                    as of -

                  • -

                  • Short % of Float

                    as of -

                  • -

                  • Shares Short

                    prior month

                  • -

                  • Trailing Annual Dividend Yield

                  • -

                  • 5 Year Average Dividend Yield

                  • -

                  • Key Metrics

                  • Company

                    • Payout Ratio

                    • 11.72

                    • Dividend Date

                    • 8/1/2014

                    • Ex-Dividend Date

                    • 8/13/2014

                    • Last Split Factor

                      new per old

                    • -

                    • Last Split Date

                    • -

                    • Key Metrics

                    • Company

                    • Industry

                      • Return on Equity %

                        (5-Year Average)

                      • 11.95

                        (5.10)

                      • 11.32

                        (9.64)

                      • Return on Assets %

                        (5-Year Average)

                      • 0.74

                        (0.30)

                      • 1.26

                        (0.99)

                      • Return on Capital %

                        (5-Year Average)

                      • 9.03

                        (8.30)

                      • 5.43

                        (3.93)

                      • Income/Employee

                      • 45.27k

                      • 57.85k

                      • Inventory Turnover

                      • -

                      • -

                      • Asset Turnover

                      • 0.04

                      • 0.05

                      Current Historical
                      Financials
                      • Income Statement
                      • Balance Sheet
                      • Cash Flow
                      Operating Income
                      9.72M
                      Operating Margin
                      30.55
                      Total Equity
                      -
                      Retained Earnings
                      -
                      Free Cashflow
                      -
                      Price/Cashflow
                      3.13
                      Ownership

                      Institutional Ownership

                      16.49%

                      Top 10 Institutions

                      16.46%

                      Mutual Fund Ownership

                      0.30%

                      Float

                      71.15%

                      5% / Insider Ownership

                      40.14%

                      Corporate insiders or major stockholders reporting trading activity in the stock.

                      Top Mutual Fund Owners

                      Top Institutional Owners

                      Mutual Fund Name

                      Institution Name

                      • Mutual Fund Name

                      • Shares Held

                      • % Change

                      • % Outstanding

                      • Vanguard Extended Market Index Fund

                      •  

                        13,798

                      • 0.00

                      • 0.29

                      • AXA/Lord Abbett Micro Cap Portfolio

                      •  

                        433

                      • 0.00

                      • 0.01

                      • Institution Name

                      • Shares Held

                      • % Change

                      • % Outstanding

                      • Wellington Management Company, LLP

                      •  

                        338,700

                      • 0.00%

                      • 7.00

                      • Banc Funds Co LLC

                      •  

                        311,653

                      • -0.40%

                      • 6.47

                      • Dixon Hubard & Feinour Inc

                      •  

                        98,607

                      • 0.00%

                      • 2.05

                      • Parkside Financial Bank & Trust

                      •  

                        14,631

                      • 0.00%

                      • 0.30

                      • Vanguard Group, Inc.

                      •  

                        13,798

                      • 0.00%

                      • 0.28

                      • Davenport & Company LLC

                      •  

                        13,600

                      • 0.00%

                      • 0.28

                      • Wells Fargo Advisors, LLC

                      •  

                        1,260

                      • 0.00%

                      • 0.03

                      • Tower Research Capital LLC

                      •  

                        1,163

                      • +9.41%

                      • 0.02

                      • UBS Securities LLC

                      •  

                        1,160

                      • +935.71%

                      • 0.02

                      Company Profile

                      Sector

                      Financial Services

                      Industry

                      Banks – Regional – US

                      Type

                      Cyclical

                      Style

                      Small Value

                      Valley Financial Corp was incorporated as a Virginia stock corporation on March 15, 1994. It is a bank holding company that conducts a general commercial banking business while emphasizing the needs of small-to-medium sized businesse...mores, professional concerns, and individuals. It offers deposit services that including checking accounts, NOW accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. The Company’s main service area is the Roanoke Metropolitan Statistical Area (the Roanoke MSA). It offers lending services including commercial loans, residential real estate loans, construction and development loans, and consumer loans. Commercial loans include both secured and unsecured loans for working capital (in...morecluding inventory and receivables), business expansion (including acquisition of real estate and improvements) and purchase of equipment and machinery. Residential real estate loans are secured by deeds of trust on 1-4 family residential properties. The Bank also serves as a broker for residential real estate loans placed in the secondary market. The Bank makes loans for the purpose of financing the construction of business and residential structures to financially responsible business entities and individuals. Additionally, the Bank makes loans for the purpose of financing the acquisition and development of commercial and residential projects. The Bank routinely makes consumer loans, both secured and unsecured, for financing automobiles, home improvements, education, and personal investments. Other Bank services include safe deposit boxes, certain cash management services including overnight repurchase agreements, merchant purchase and management programs, traveler’s checks, direct deposit of payroll and social security checks and automatic drafts for various accounts. It operates seven proprietary ATMs associated with the Star, Cirrus and The Exchange shared networks of automated teller machines. It also offers VISA and MasterCard credit card services as well as a debit-check card. The Company’s lockbox service provides a way to collect accounts receivable payments locally for businesses and non-profit organizations. The Company and the Bank are subject to state and federal banking laws and regulations which impose specific requirements or restrictions on and provide for general regulatory oversight with respect to virtually all aspects of operations.lessless

                      Key People

                      Ellis L. Gutshall

                      CEO/CEO, Subsidiary/Director/President/President, Subsidiary

                      Abney S. Boxley,III

                      Chairman of the Board/Chairman of the Board, Subsidiary/Director

                      Kimberly Burch Snyder

                      CFO/CFO, Subsidiary/Chief Accounting Officer/Executive VP/Executive VP, Subsidiary/Secretary

                      Joann Lloyd

                      Chief Information Officer/Other Executive Officer/Senior VP/Senior VP, Subsidiary

                      Andrew B. Agee

                      Executive VP, Subsidiary/Other Executive Officer

                      • Valley Financial Corp

                      • 36 Church Avenue South West

                      • Roanoke, VA 24011

                      • USA.Map

                      • Phone: +1 540 342-2265

                      • Fax: +1 540 342-4514

                      • myvalleybank.com

                      Incorporated

                      1994

                      Employees

                      143

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