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United Bankshares Inc
(NASDAQ: UBSI)
AdChoices
32.27
-0.15
-0.46%
After Hours :
32.27
0.00
0.00%

Open

32.55

Previous Close

32.42

Volume (Avg)

180.46k (197.86k)

Day's Range

32.23-32.71

52Wk Range

28.19-33.60

Market Cap.

2.23B

Dividend Rate (Yield )

1.28 (3.97%)

Beta

0.97

Shares Outstanding

69.17M

P/E Ratio (EPS)

17.86 (1.81)

AdChoices
Fundamentals
  • Key statistics
  • Growth
  • Profitability
  • Financial health
  • Price ratios
  • Trading statistics
Industry Banks – Regional – US
Highlights
Analyst Recommendation: Hold
    • Revenue

    • 337.67M

    • Net Income

    • 85.63M

    • Market Cap.

    • 2.23B

    • Enterprise Value

    • -

    • Net Profit Margin %

    • 26.83

    • PEG (Price/Earnings Growth) Ratio

    • 2.73

    • Beta

    • 0.97

    • Forward P/E

    • 15.82

    • Price/Sales

    • 4.81

    • Price/Book Value

    • 1.37

    • Price/Cash flow

    • 14.81

      • EBITDA

      • 136.72M

      • Return on Capital %

      • 1.02

      • Return on Equity %

      • 7.95

      • Return on Assets %

      • 1.02

      • Book Value/Share

      • 23.70

      • Shares Outstanding

      • 69.17M

      • Last Split Factor (Date)

      • -

      • Last Dividend (Ex-Date)

      • 0.32 (9/10/2014)

      • Dividend Declaration Date

      • 8/25/2014

      Analyst Recommendation
      10/21/2014
      Hold
        • 1 Year Price Target

        • 24.00

        • Credit Rating

        • -

        • Analysts

        • 1

        • EPS Estimate

        • 2.05

        • Cashflow Estimate

        • -

        Morningstar Consensus estimate data
        • Growth Rate (%)

        • Company

        • Industry

          • Sales (Revenue)

            Q/Q (last year)

          • 32.50

          • -0.66

          • Net Income

            YTD/YTD (last year)

          • 3.70

          • 7.93

          • Net Income

            Q/Q (last year)

          • 49.60

          • -2.61

          • Sales (Revenue)

            5-Year Annual Average

          • 1.07

          • -11.83

          • Net Income

            5-Year Annual Average

          • -0.30

          • 6.49

          • Dividends

            5-Year Annual Average

          • 1.51

          • 33.22

          • Profit Margins (%)

          • Company

          • Industry

            • Gross Margin

            • -

            • -

            • Pre-Tax Margin

            • 40.07

            • 36.31

            • Net Profit Margin

            • 26.83

            • 25.32

            • Average Gross Margin

              5-Year Annual Average

            • -

            • -

            • Average Pre-Tax Margin

              5-Year Annual Average

            • 33.70

            • 25.85

            • Average Net Profit Margin

              5-Year Annual Average

            • 24.00

            • 127.78B

            • Financial Ratios

            • Company

            • Industry

              • Debt/Equity Ratio

              • 0.68

              • 0.74

              • Current Ratio

              • -

              • -

              • Quick Ratio

              • -

              • -

              • Interest Coverage

              • -

              • -

              • Leverage Ratio

              • 7.35

              • 8.88

              • Book Value/Share

              • 23.70

              • 19.98

              • Price Ratios

              • Company

              • Industry

                • Current P/E Ratio

                • 17.95

                • 15.17

                • P/E Ratio 5-Year High

                • 18.59

                • 1,590.26

                • P/E Ratio 5-Year Low

                • 9.07

                • 247.77

                • Price/Sales Ratio

                • 4.81

                • 3.19

                • Price/Book Value

                • 1.37

                • 1.24

                • Price/Cash Flow Ratio

                • 14.81

                • 7.93

                • Key Metrics

                • Company

                • Industry

                  • Return on Equity %

                    (5-Year Average)

                  • 7.95

                    (8.70)

                  • 11.32

                    (9.64)

                  • Return on Assets %

                    (5-Year Average)

                  • 1.02

                    (1.00)

                  • 1.26

                    (0.99)

                  • Return on Capital %

                    (5-Year Average)

                  • 5.96

                    (8.90)

                  • 5.43

                    (3.93)

                  • Income/Employee

                  • 68.85k

                  • 57.85k

                  • Inventory Turnover

                  • -

                  • -

                  • Asset Turnover

                  • 0.04

                  • 0.05

                  Current Historical
                  Financials
                  • Income Statement
                  • Balance Sheet
                  • Cash Flow
                  Operating Income
                  125.04M
                  Operating Margin
                  37.03
                  Total Equity
                  -
                  Retained Earnings
                  -
                  Free Cashflow
                  -
                  Price/Cashflow
                  14.81
                  Ownership

                  Institutional Ownership

                  48.58%

                  Top 10 Institutions

                  30.15%

                  Mutual Fund Ownership

                  29.80%

                  Float

                  92.53%

                  5% / Insider Ownership

                  3.19%

                  Corporate insiders or major stockholders reporting trading activity in the stock.

                  Top Mutual Fund Owners

                  Top Institutional Owners

                  Mutual Fund Name

                  Institution Name

                  • Mutual Fund Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • iShares Select Dividend

                  •  

                    3,292,734

                  • 0.00

                  • 4.87

                  • iShares Core S&P Small-Cap (AU)

                  •  

                    1,272,106

                  • 0.55

                  • 1.88

                  • Vanguard Small Cap Index

                  •  

                    1,081,411

                  • -0.19

                  • 1.56

                  • iShares Russell 2000 (AU)

                  •  

                    1,071,633

                  • -1.02

                  • 1.58

                  • Vanguard Total Stock Mkt Idx

                  •  

                    1,034,110

                  • 0.17

                  • 1.49

                  • SPDR® S&P Regional Banking ETF

                  •  

                    904,470

                  • 2.68

                  • 1.34

                  • Vanguard Extended Market Index Fund

                  •  

                    588,182

                  • 0.39

                  • 0.85

                  • Vanguard Small Cap Value Index Fund

                  •  

                    579,965

                  • 1.46

                  • 0.84

                  • iShares S&P Small-Cap 600 Value

                  •  

                    541,177

                  • 0.23

                  • 0.80

                  • Stratton Small Cap Value Fund

                  •  

                    500,450

                  • 18.60

                  • 0.72

                  • Institution Name

                  • Shares Held

                  • % Change

                  • % Outstanding

                  • BlackRock Fund Advisors

                  •  

                    6,380,954

                  • +72.30%

                  • 9.23

                  • Vanguard Group, Inc.

                  •  

                    4,041,872

                  • +3.10%

                  • 5.84

                  • State Street Corp

                  •  

                    2,595,835

                  • -0.64%

                  • 3.75

                  • EARNEST Partners LLC.

                  •  

                    1,995,892

                  • -1.74%

                  • 2.89

                  • Northern Trust Investments, N.A.

                  •  

                    1,479,385

                  • -2.87%

                  • 2.14

                  • Dimensional Fund Advisors, Inc.

                  •  

                    1,407,927

                  • -1.72%

                  • 2.04

                  • United Bank Inc

                  •  

                    1,069,608

                  • -2.80%

                  • 1.55

                  • Lazard Asset Management LLC

                  •  

                    716,165

                  • +25.57%

                  • 1.04

                  • Invesco PowerShares Capital Mgmt LLC

                  •  

                    607,893

                  • +7.51%

                  • 0.88

                  • City National Bank

                  •  

                    547,482

                  • +94.13%

                  • 0.79

                  Company Profile

                  Sector

                  Financial Services

                  Industry

                  Banks – Regional – US

                  Type

                  Cyclical

                  Style

                  Small Value

                  United Bankshares, Inc., was incorporated on March 26, 1982, organized on September 9, 1982, and began conducting business on May 1, 1984 with the acquisition of three wholly-owned subsidiaries. It is a bank holding company and offer...mores commercial and retail banking services and products. It also owns nonbank subsidiaries which engage in other community banking services such as asset management, real property title insurance, financial planning, and brokerage services. The Company is permitted to acquire other banks and bank holding companies, as well as thrift institutions. It is also permitted to engage in certain non-banking activities which are closely related to banking under the provisions of the Bank Holding Company Act and the Federal Reserve Board’s Regulation Y. The Company, through its subs...moreidiaries, engages primarily in community banking and offers most banking products and services permitted by law and regulation. Included among the banking services offered are the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, floor plan and student loans; and the making of construction and real estate loans. Also offered are individual retirement accounts, safe deposit boxes, wire transfers and other standard banking products and services. As part of their lending function, the Banking Subsidiaries offer credit card services. United Bank (WV) and United Bank (VA) each maintain a trust department which acts as trustee under wills, trusts and pension and profit sharing plans, as executor and administrator of estates, and as guardian for estates of minors and incompetents, and in addition performs a variety of investment and security services. Trust services are available to customers of affiliate banks. United Bank (WV) provides services to its correspondent banks such as check clearing, safekeeping and the buying and selling of federal funds. The Company’s loan portfolio is comprised of commercial, real estate and consumer loans including credit card and home equity loans. The commercial loan portfolio consists of loans to corporate borrowers primarily in small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants. Collateral securing these loans includes equipment, machinery, inventory, receivables, vehicles and commercial real estate. Commercial real estate loans consist of commercial mortgages, which generally are secured by nonresidential and multi-family residential properties. Also included in this portfolio are loans that are secured by owner-occupied real estate, but made for purposes other than the construction or purchase of real estate. Consumer loans are secured by automobiles, boats, recreational vehicles, and other personal property. Personal loans, student loans and unsecured credit card receivables are also included as consumer loans. The Company faces a high degree of competition in all of the markets it serves. The Company, as a bank holding company, is subject to the restrictions of the Bank Holding Company Act of 1956, as amended, and is registered pursuant to its provisions.lessless

                  Key People

                  Richard M. Adams

                  CEO/CEO, Subsidiary/Chairman of the Board/Chairman of the Board, Subsidiary/Director

                  James J. Consagra,Jr

                  CEO, Subsidiary/Executive VP/President, Subsidiary

                  Steven E. Wilson

                  President/CFO/CFO, Subsidiary/Chief Accounting Officer/Executive VP/Executive VP, Subsidiary/Secretary/Secretary, Subsidiary/Treasurer/Treasurer, Subsidiary

                  Mr. Richard M. Adams, Jr

                  Executive VP/President, Subsidiary

                  Mr. Craige Smith

                  COO, Subsidiary/Executive VP

                  • United Bankshares Inc

                  • 300 United Center

                  • Charleston, WV 25301

                  • USA.Map

                  • Phone: +1 304 424-8704

                  • Fax: -

                  • ubsi-inc.com

                  Incorporated

                  1982

                  Employees

                  1,528

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