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What a $100,000 salary looks like after taxes in your state

GOBankingRates logo GOBankingRates 2/13/2018 Joel Anderson

You’ve finally attained that hallowed status of earning six figures a year, a goal some people chase for most of a lifetime –and plenty others never reach. However, when it comes time to open up that first paycheck, you might be in for a rude surprise.

Once federal and state taxes are deducted, you’re looking at, well, quite a bit less than $100,000. However, depending on where you live, state taxes can take a much larger or smaller bite out of your biweekly paycheck, a recent study by GOBankingRates revealed.

The study looked at the tax withholding in major cities in all 50 states to get a sense of which areas see more of their earnings go directly to taxes. The results showed that, depending on which state you call home, you could take home a significantly smaller portion of your paycheck.

a close up of a map © Provided by Gobankingrates

For a number of states, the answer is pretty simple: They’re not taking anything extra from your check. Several U.S. states have no income tax: Alaska, Florida, Nevada, South Dakota, Texas, Washington and Wyoming. Residents in New Hampshire and Tennessee pay tax on dividend and interest income.

In each state, you can expect to take home the full $73,077 left after federal deductions. Those nine states are, unsurprisingly, in a nine-way tie for taking the least money from each paycheck.

However, on the other end of the spectrum, New York, which takes the biggest bite, would only leave you with $64,022 by year’s end. That’s an almost $10,000 difference from the most tax-friendly states.

Another interesting observation from the research: If you’re looking to take home a bigger portion of each paycheck, it helps to have neighbors who tend toward the conservative in their political leanings.

Of the 10 states that take the least (the nine states without state income taxes and North Dakota), all but three voted for Trump in 2016 (Nevada, New Hampshire and Washington) and five voted for Republican candidates in all three most-recent presidential elections.

Meanwhile, of the 10 states that took the biggest bite of residents’ paychecks, six voted for Clinton in 2016 and eight of the 10 voted for Democrats in two of the last three presidential cycles.

Here’s what a $100,000 annual salary represents in take-home pay in the 10 states with the lowest income taxes:

  1. Alaska – $73,077
  2. Florida – $73,077
  3. Nevada – $73,077
  4. New Hampshire – $73,077
  5. South Dakota – $73,077
  6. Tennessee – $73,077
  7. Texas – $73,077
  8. Washington – $73,077
  9. Wyoming – $73,077
  10. North Dakota – $71,523

And here’s what you would take home from a $100,000 yearly paycheck in the five states with the highest income taxes:

  1. Oregon – $65,092
  2. Maryland – $65,541
  3. New York – $65,753
  4. Hawaii – $65,846
  5. California – $66,157
  6. Kentucky – $66,252
  7. Idaho – $66,394
  8. South Carolina – $66,720
  9. Minnesota –  $66,812
  10. Maine – $66,82


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