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20 Smart Investments Everyone Should Try

GOBankingRates Logo By Barbara Friedberg of GOBankingRates | Slide 1 of 21: The basic principles of investing are straightforward. The most conservative investments offer the lowest returns but protect your initial investment. As you move up the risk ladder you take on greater price volatility in exchange for potentially higher long-term returns. Cash investments are the least risky, followed by bonds and stocks.Here are 20 smart investments that range from risky to conservative. Decide what level of risk you're comfortable with and choose the ones that fit your financial plan, whether you have a lot of money to spend or you need to invest on a budget.

The basic principles of investing are straightforward. The most conservative investments offer the lowest returns but protect your initial investment. As you move up the risk ladder you take on greater price volatility in exchange for potentially higher long-term returns. Cash investments are the least risky, followed by bonds and stocks.

Here are 20 smart investments that range from risky to conservative. Decide what level of risk you're comfortable with and choose the ones that fit your financial plan, whether you have a lot of money to spend or you need to invest on a budget.

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