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These Are the Most Expensive Cars to Insure for 2021: Tesla, BMW, and More

Motor Trend logo Motor Trend 4/21/2021 Alex Leanse
a car parked on the side of a road: Most Expensive Cars to Insure 2021 Header © Motor Trend Staff Most Expensive Cars to Insure 2021 Header

Bask in the glow of your new high-end car while you can. It may drive better than you ever imagined, but the luster starts to fade as you realize that it's still a car, with needs like any other. You knew the sports or luxury car you wanted was expensive, but did you have any idea its insurance would be so expensive, too?


Indeed, some still cost more than others to insure, and has determined the most expensive cars to insure for 2021. The company calculated full coverage for a single 40-year-old male with a clean record, good credit, and 12 miles of commuting to work each day. This hypothetical driver has policy limits of $100,000 for injury liability for one person, $300,000 for all injuries, and $50,000 in property damage. He opted for comprehensive and uninsured motorist coverage as well as a $500 deductible.

Rates for our pretend enthusiast were then averaged from six major insurance carriers in 10 different ZIP codes for each state to find the priciest 2021 cars to insure. Their driving experience may preserve the luster, but there's no avoiding that insuring any of these vehicles is expensive—really expensive. You may feel a twinge of envy knowing how cheap some other cars are to insureKeep reading to find out the most expensive cars to insure for 2021.

Note that's data set only comprises standard insurance—high-end supercars that require specialty insurance could cost even more.


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