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9 Reasons You Aren’t Yet Ready to Retire

Age is not the best indication that it's time to retire. Other signs are more subtle, and more reliable. Retirement: How do people know that they are truly ready for this big life change? The answers may depend on how well they have prepared, financially, emotionally and socially. Some of these indicators are subtle. Pay careful attention to these signs that you may not yet be ready for retirement. 1. You’re unsure of your retirement income 2. You’re mystified about your Social Security options 3. Your spouse is in charge of your social life 4. You haven’t a clue where your money goes 5. You still love your job 6. You spend more than you earn 7. Your road map has gaps 8. You’re carrying debts into retirement 9. You’ve got no plan for long-term care

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