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6 Safe and Smart Investments for Retirees

If you are ready to retire, “safe and smart” investments probably sound more appealing than ever before. Most of us want to dial down risk in our post-work years. Without a steady paycheck to count on, a little more caution seems prudent. But the reality is that while work eventually ends, expenses go on and on. Finding ways to cover those costs becomes one of your biggest post-career jobs. Following are a handful of safe and smart places where retirees can put their cash. While some involve a degree of risk, none is typically as volatile as investing in the stock market. 1. Municipal bonds 2. Peer-to-peer lending 3. Annuities 4. Treasury inflation-protected securities 5. Real estate 6. Social Security at 70
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