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A state-by-state guide to ACA enrollment

Mediafeed Logo By Elissa Suh,Derek Silva of Mediafeed | Slide 1 of 54: Federal open enrollment for Americans in need of a 2021 health care plan runs from Nov. 1, 2020, to Dec. 15, 2020. If you live in a state that has its own health insurance exchange, the deadline may be later. You can check out the guide below to find out the details in your state.Obamacare open enrollment is for people who want to buy or make changes to their individual health plan. If your employer provides health insurance, ask your human resources department when open enrollment takes place; new employees should be able to purchase their company’s health insurance outside of open enrollment if doing so for the first time. Premium rates remain mostly stable over last year, with most insurers posting only a small increase.If you miss the healthcare open enrollment deadline, you can still purchase health insurance during a special enrollment period to buy coverage. Special enrollment is generally tied to a qualifying life event, like marriage, divorce, the birth or adoption of a child, a move across state lines, or the loss of health insurance.If you’re eligible for Medicaid, you can apply for it at any time during the year. Read this state-by-state guide to Medicaid to see if you qualify. If you’re eligible for Medicare, then you may already be enrolled, although many people still need to apply for it, so be sure to check your enrollment status on Medicare.gov. Medicare is a public health insurance program for people over age 65 and people with severe disabilities. Note: Unless otherwise noted, premium rate changes are pending approval by the federal Centers for Medicare and Medicaid.

Federal health insurance open enrollment ends Dec. 15

Federal open enrollment for Americans in need of a 2021 health care plan runs from Nov. 1, 2020, to Dec. 15, 2020. If you live in a state that has its own health insurance exchange, the deadline may be later. You can check out the guide below to find out the details in your state.

Obamacare open enrollment is for people who want to buy or make changes to their individual health plan. If your employer provides health insurance, ask your human resources department when open enrollment takes place; new employees should be able to purchase their company’s health insurance outside of open enrollment if doing so for the first time.

Premium rates remain mostly stable over last year, with most insurers posting only a small increase.

If you miss the healthcare open enrollment deadline, you can still purchase health insurance during a special enrollment period to buy coverage. Special enrollment is generally tied to a qualifying life event, like marriage, divorce, the birth or adoption of a child, a move across state lines, or the loss of health insurance.

If you’re eligible for Medicaid, you can apply for it at any time during the year. Read this state-by-state guide to Medicaid to see if you qualify. If you’re eligible for Medicare, then you may already be enrolled, although many people still need to apply for it, so be sure to check your enrollment status on Medicare.gov. Medicare is a public health insurance program for people over age 65 and people with severe disabilities.

Note: Unless otherwise noted, premium rate changes are pending approval by the federal Centers for Medicare and Medicaid.

© Drazen Zigic / iStock

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