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How to Protect Your Home from Hurricanes

Kiplinger Logo By Kimberly Lankford, Contributing Editor, Kiplinger's Personal Finance of Kiplinger | Slide 2 of 5: Wind and rain are the obvious hazards of a hurricane, and your roof is going to take the biggest stress. That’s not actually because of water falling down on the roof — rather, it’s the risk of air pressure blowing the roof off if a door or window gets compromised.The best time to add protection to an existing home is when you replace the roof. A few inexpensive upgrades can make a big difference. The Insurance Institute for Business and Home Safety outlines a series ot standards (which earn a discount from many insurers):The bottom layer—the plywood roof deck—is held on by special “ring shank” nails.The next layer seals the roof deck with a membrane or special tape.Properly sealed storm-resistant shingles form the top layer.Installing flashing anywhere the roof changes slope also helps. SEE ALSO FROM KIPLINGER: Your Tree, Your Neighbor's Property: Whose Insurance Pays?

Keep Your Lid On

Wind and rain are the obvious hazards of a hurricane, and your roof is going to take the biggest stress. That’s not actually because of water falling down on the roof — rather, it’s the risk of air pressure blowing the roof off if a door or window gets compromised.

The best time to add protection to an existing home is when you replace the roof. A few inexpensive upgrades can make a big difference. The Insurance Institute for Business and Home Safety outlines a series ot standards (which earn a discount from many insurers):

The bottom layer—the plywood roof deck—is held on by special “ring shank” nails.The next layer seals the roof deck with a membrane or special tape.Properly sealed storm-resistant shingles form the top layer.

Installing flashing anywhere the roof changes slope also helps.

SEE ALSO FROM KIPLINGER: Your Tree, Your Neighbor's Property: Whose Insurance Pays?
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