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What's the optimal number of credit cards to have?

Mediafeed Logo By Christy Rakoczy of Mediafeed | Slide 1 of 17: If you’re like most people, you regularly receive credit card offers in the mail or see advertisements for the best credit cards online. Some of these offers may seem pretty good, especially when they include a signup bonus, rewards program, or introductory APR on purchases and/or balance transfers.Because there are so many options available, it can be hard to know how many credit cards you should have. Ultimately, there’s no hard and fast rule — instead, the best way to decide is by using marginal decision-making, which means comparing the benefits of each potential credit card against the costs.If you’re not sure how many credit cards you should have, this guide can help.

Credit card offers are everywhere

If you’re like most people, you regularly receive credit card offers in the mail or see advertisements for the best credit cards online. Some of these offers may seem pretty good, especially when they include a signup bonus, rewards program, or introductory APR on purchases and/or balance transfers.

Because there are so many options available, it can be hard to know how many credit cards you should have. Ultimately, there’s no hard and fast rule — instead, the best way to decide is by using marginal decision-making, which means comparing the benefits of each potential credit card against the costs.

If you’re not sure how many credit cards you should have, this guide can help.

© BrianAJackson / iStock

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