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Are Banks Open on Columbus Day 2021?

Newsweek logo Newsweek 10/11/2021 Soo Kim
A Chase bank office seen in San Francisco, California in January 2020. Chase and many other banks are closed on Columbus Day. © Justin Sullivan/Getty Images A Chase bank office seen in San Francisco, California in January 2020. Chase and many other banks are closed on Columbus Day.

Columbus Day 2021 falls on October 11. The annual holiday commemorates Christopher Columbus' landing in the New World on October 12, 1492.

Columbus Day, observed on the second Monday of October, is a federal holiday, meaning many government offices are shut and some private businesses may not be open on the day. Many banks, including the Federal Reserve, are closed on the day.

Customers can still access online banking options at the website of their bank as well as ATM machines. Some banks' call centers will remain open on Columbus Day.

Some bank branches might already be closed or operating reduced services as a result of COVID-19.

The U.S. Federal Deposit Insurance Corporation says: "In difficult circumstances, some banks may need to temporarily limit operations to protect the health of their employees and customers. This may include closing a lobby, converting to drive-thru only services, or encouraging customers to use ATMs or digital channels to access their services.

FDIC "encourages banks to work with consumers affected by COVID-19," by waiving certain fees, including overdraft, ATM, late payment, early withdrawal, and other fees.

"Regardless of the bank's operating conditions, your money is insured by the FDIC. Deposits with an FDIC-insured bank or savings institution will continue to be protected up to at least $250,000," the FDIC says.

See the FDIC website for more information about deposit insurance.

Below are some banks that are closed on Columbus Day, listed in alphabetical order.

  • Ameris Bank
  • Bank of America
  • BB&T
  • BBVA
  • California Bank & Trust
  • Chase
  • Columbia Bank
  • Community First Bank
  • F&M Bank
  • Farmers & Merchants Bank
  • First Citizens Bank
  • First Commonwealth Bank
  • First Merchants Bank
  • Great Western Bank
  • KeyBank
  • Kitsap Bank
  • M&T Bank
  • NBT Bank
  • Peoples Bank
  • PNC Bank
  • Regions
  • Santander Bank
  • SunTrust
  • TCF Bank
  • The Dime Bank
  • UMB
  • Wells Fargo
  • Westfield Bank
  • WSFS Bank
  • Zions Bank

Other Federal Holidays in the U.S.

Below is a list of other federal holidays observed in the country. If a holiday falls on a weekend, the government may observe it on a different day.

  • New Year's Day (January 1)
  • Martin Luther King, Jr.'s birthday (third Monday in January)
  • Presidents' Day/George Washington's birthday (third Monday in February)
  • Memorial Day (last Monday in May)
  • Juneteenth (June 19)
  • Independence Day (July 4)
  • Labor Day (first Monday in September)
  • Veterans Day (November 11)
  • Thanksgiving Day (fourth Thursday in November)
  • Christmas Day (December 25)

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