Best Checking Accounts in 2021

GOBankingRates’ comprehensive analysis of the Best Banks of 2021 paid significant attention to checking accounts, which are many customers’ entry point to banking. Even with so many online banking options, consumers still turn to brick-and-mortar banks for basics like a checking account. Traditional banks have worked hard to compete with their digital-only counterparts, offering robust apps, online bill pay, and low-fee or no-fee checking. Some even provide a return on your investment with checking that offers interest.

See: These Are the Best Banks of 2021 – Did Yours Make the Cut?
Find: 90% of Americans Say They’re Happy with Their Bank – But Most Could Get Better Rates and Lower Fees

To help you in your quest for better banking, GOBankingRates analyzed financial products from over 100 banks to find some of the best checking account offers for 2021. Criteria included the following:

• Minimum deposit required
• Monthly maintenance fee
• Minimum balance required to avoid fees
• Annual percentage yield
• Nonsufficient funds fee

Here are GOBankingRates’ best checking accounts for 2021, starting with our finalists and ending with our winner.