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How you're unknowingly destroying your credit score

Cheapism Logo By Saundra Latham of Cheapism | Slide 1 of 17: There are plenty of myths about what can damage your credit score, so let's get back to basics: What behaviors can have the biggest effect on that all-important number? Some, like declaring bankruptcy, are obvious. Others may not be — for instance, a seemingly responsible move like turning down a credit increase may actually hurt your score, and leave you scrambling for ways to fix it. Here's a refresher on 16 things to avoid if you want to keep your credit pristine. Related: 14 Ways to Improve a Bad Credit Score

Plastic Pitfalls

There are plenty of myths about what can damage your credit score, so let's get back to basics: What behaviors can have the biggest effect on that all-important number? Some, like declaring bankruptcy, are obvious. Others may not be — for instance, a seemingly responsible move like turning down a credit increase may actually hurt your score, and leave you scrambling for ways to fix it. Here's a refresher on 16 things to avoid if you want to keep your credit pristine. 

Related: 14 Ways to Improve a Bad Credit Score

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