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47 smart ways to manage your money in 2022

Mediafeed Logo By Michelle McGuinness of Mediafeed | Slide 1 of 50: This past year proved to be financially challenging for many folks. Many have lost their jobs and/or large chunks of their retirement savings due to the pandemic. While things are rough for many, there are tried-and-true methods for getting your finances under control. You may not be able to apply them right away, but whether you are struggling with debt or just trying to have a clear savings and retirement plan for the future, it’s worth getting smarter about your money and thinking about the ways you can do that.Even before coronavirus, most of us could stand to manage our finances better. A staggering 28 percent of adult Americans already had zero savings set aside for emergencies. And 36 percent of us aren’t yet saving for retirement. Once things settle a bit — and they will settle — you may want to consider some of these ways to improve your finances. The key is finding the things you can achieve and setting clear goals. Here are 47 simple ways you can be smarter about your money:SPONSORED: Find a Qualified Financial Advisor1. Finding a qualified financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to 3 fiduciary financial advisors in your area in 5 minutes.2. Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests. If you're ready to be matched with local advisors that can help you achieve your financial goals, get started now.

Get smart financially

This past year proved to be financially challenging for many folks. Many have lost their jobs and/or large chunks of their retirement savings due to the pandemic. While things are rough for many, there are tried-and-true methods for getting your finances under control. You may not be able to apply them right away, but whether you are struggling with debt or just trying to have a clear savings and retirement plan for the future, it’s worth getting smarter about your money and thinking about the ways you can do that.

Even before coronavirus, most of us could stand to manage our finances better. A staggering 28 percent of adult Americans already had zero savings set aside for emergencies. And 36 percent of us aren’t yet saving for retirement. 

Once things settle a bit — and they will settle — you may want to consider some of these ways to improve your finances. The key is finding the things you can achieve and setting clear goals. 

Here are 47 simple ways you can be smarter about your money:

SPONSORED: Find a Qualified Financial Advisor

1. Finding a qualified financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to 3 fiduciary financial advisors in your area in 5 minutes.

2. Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests. If you're ready to be matched with local advisors that can help you achieve your financial goals, get started now.

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