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Spring cleaning: The cards TPG staffers are keeping, canceling and downgrading

The Points Guy logo The Points Guy 4/14/2021 Benét J. Wilson
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A year into the pandemic, The Points Guy staff are like everyone else: Taking a hard look at the cards in their wallets.

More than a year ago, we shared the one credit card we couldn’t live without. Since then, a lot has changed, so I polled my colleagues to see what changes they’ve made with their credit card strategies. Here’s what I found out.

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In This Post

Ariana Arghandewal, points and miles editor

I’m downgrading my Citi Prestige® Card to the Citi Premier® Card (and canceling my existing Premier card). Every year I go back and forth on whether to do this, but it finally made sense. I will probably eliminate my Korean Air SkyPass Visa Credit card when the annual fee posts (in May). I may also downgrade my Chase Sapphire Preferred Card later this year. The goal is to downsize from two wallets to one.

The information for the Citi Prestige card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer. 

Related: I hardly use my Chase Sapphire Preferred — here’s why I still keep it

Juan Ruiz, credit cards editor

(Photo by Josh Gribben for The Points Guy) © The Points Guy (Photo by Josh Gribben for The Points Guy)

I recently canceled my American Express® Green Card, with its $150 annual fee (see rates and fees). It’s now uncompetitive in contrast to many of Amex’s other cards that I have my eye on. I got it for the welcome offer and the Away $100 credit when I was in the market for new luggage. Now that it’s canceled, it opens up a new slot (I currently have six) in my quest to add another Amex card to my credit card portfolio.

The information for the Amex Green card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer. 

Related: Which is the best American Express credit card for you in 2021?

Andrew Kunesh, senior cards and loyalty reporter

a close up of a card: (Photo by John Gribben for The Points Guy) © The Points Guy (Photo by John Gribben for The Points Guy)

I just canceled my Alaska Airlines Visa Signature® credit card last month. These days, I’m not heading to the West Coast often enough to make use of the annual companion certificate. I also seem to earn MVP status every year through partner flights, so the benefits don’t justify the card’s $75 annual fee anymore.       

Related: Everything you need to know about Alaska’s partnership with Oneworld

Victoria Walker, senior travel reporter

(Photo by The Points Guy) © The Points Guy (Photo by The Points Guy)

I’ve already canceled my Barclaycard AAdvantage® Aviator™ Red World Elite Mastercard® and The Business Platinum Card® from American Express with its $595 annual fee (see rates and fees). I’m also strongly considering canceling my Chase Sapphire Preferred.

I never used the Aviator Red and the Business Platinum is useless without the Global Access membership WeWork benefit, which ended in 2020 (although you can get a 25% off Amex Offer for WeWork All-Access that runs through June 30, 2021). I was only into Chase points for the Hyatt transfers, but I just got the World of Hyatt credit card. The information for the Aviator Red card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.          

Related: Why I won’t keep my Chase Sapphire Preferred after the first year

Becca Manheimer, director of marketing and communications

diagram: (Photo by John Gribben for The Points Guy) © The Points Guy (Photo by John Gribben for The Points Guy)

I have a whole spreadsheet to track my cards, their benefits and annual fees. I downgraded and closed the following cards:

  • Chase Sapphire Preferred to the Chase Freedom Unlimited
  • Hilton Honors American Express Aspire Card to the Hilton Honors Card from American Express
  • Citi Prestige to the Citi® Double Cash Card
  • AAdvantage® Aviator® Mastercard® (no longer open to new applications) canceled
  • Southwest Rapid Rewards® Plus Credit Card canceled
  • The Business Platinum Card® from American Express canceled
  • Marriott Bonvoy American Express® Card (no longer open to new applications) canceled; I kept the Marriott Bonvoy Brilliant™ American Express® Card

Mitchell Stoutin, senior director

a man standing in front of a building: (Photo by Eden Batki / The Points Guy) © The Points Guy (Photo by Eden Batki / The Points Guy)

I got the Capital One Venture Rewards Credit Card in the days of the now-ended 10x miles/Hotels.com deal for the weekly trips to Austin, Texas, that I booked myself and was reimbursed. I still have a ton of points sitting on the Venture card. I plan to cancel that card once I redeem those miles.

I just signed up for the World of Hyatt Credit Card, getting in the hotel game a bit. My wife just got the Alaska Airlines Visa Signature® credit card. We’re in two-player mode now that the baby is turning two, so doubling up on companion fares makes sense.

Related: Two-player mode: Credit card strategies for couples

Zach Honig, editor-at-large

I’ll be honest — I feel like I’ve hit my limit for the moment. I have more than two dozen cards, so I’m definitely not leaving many opportunities on the table. But I feel like managing what I have has almost become something of a second job, especially with all of American Express’s credits. It’s been great, don’t get me wrong, but I’m not actively looking to add any more cards right away.

Related: Yes, I have 19 credit cards; here’s why

Featured photo by Altin Osmanaj/Shutterstock

SPONSORED: With states reopening, enjoying a meal from a restaurant no longer just means curbside pickup.

And when you do spend on dining, you should use a credit card that will maximize your rewards and potentially even score special discounts. Thanks to temporary card bonuses and changes due to coronavirus, you may even be able to score a meal at your favorite restaurant for free. 

These are the best credit cards for dining out, taking out, and ordering in to maximize every meal purchase.

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Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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