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Court rules Geico to pay $5.2 million to woman who caught STD in car

Washington Examiner 6/9/2022 Jenny Goldsberry

The Missouri Court of Appeals upheld a woman's $5.2 million settlement from Geico over a sexually transmitted disease she contracted in a car.

The ruling came Tuesday after a Jackson County Circuit Court arbitration agreement came out in her favor. Geico subsequently appealed the first ruling and has plans to take this latest ruling to federal court.

The woman, identified only as M.O. in court documents, contracted HPV, the human papillomavirus, from an insured Geico member in his car. She alleged he knew he had the virus but had unprotected sex with her in his car anyway. As a result, the woman notified Geico she would be seeking damages from the company in February 2021.

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An arbitrator found the insured man liable for not disclosing his viral status, and the settlement amount was allotted in the Jackson County Circuit Court. Geico was ordered to pay the damages.

The three-judge panel in the Missouri Court of Appeals ruled that the insurance company could not "relitigate those issues" and upheld the lower court's decision to deny the insurer's motions.

Geico claims its right to due process is violated by the judgment.

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The company argues that this claim is not covered by its policy.

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