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Quick Money Facts: How to keep an eye on your credit score

How’s your credit? You might not know until you apply for a loan or a credit card — and that could be too late. How’s your credit? You might not know until you apply for a loan or a credit card — and that could be too late. Start with your credit report. Request it from the three big credit bureaus — Equifax, Experian and TransUnion — as we detail in “How to Get Your Free Credit Report in 6 Easy Steps.” Federal law requires these credit-reporting agencies to each give consumers one free copy of their credit reports every 12 months. Scour it for mistakes and weirdness. Once you’ve pored over your credit report, find out your credit score. To learn how to get it for free, check out “6 Companies That Give Free Credit Scores to the General Public.” If you discover your credit is a mess, stop by our Solutions Centerto determine whether you are better off getting professional help to repair your credit instead of taking the DIY route.
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