11 smart habits of the ultra-rich

Well, this is a real estate investing and passive income blog, after all! Of course, we started with real estate.

The overwhelming majority of millionaires own real estate, making it by far the most popular alternative asset class. That includes their own home, second homes, investment properties, and fractional ownership of investment properties through partners or programs like Arrived Homes and Roofstock One.

Over a third (35%) of millionaires take it even further, investing in REITs such as Streitwise and Fundrise to layer on additional real estate classes, beyond their own home and investment properties.

Some estimates place the number even higher, asserting that as much as 90% of millionaires over the last two centuries have achieved their wealth in part due to real estate investments.

And as an industry, real estate has produced the third highest number of billionaires worldwide.

The rich believe in real estate investing. For good reason, too: real estate changes the math of financial independence and early retirement, so you don’t have to rely on the 4% Rule to retire.