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Tennessee Voices, Episode 10: Zac Oswald, a lead attorney for Legal Aid Society of Middle Tennessee

The Tennessean (Nashville) logo The Tennessean (Nashville) 4/8/2020 David Plazas, Nashville Tennessean
a man wearing a suit and tie: Zac Oswald © Submitted Zac Oswald
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The COVID-19 pandemic's economic blow has been bruising to so many residents across Tennessee.

Unemployment benefit filings have skyrocketed. Workers have been laid off, furloughed or have had their hours cut.

Meanwhile, there are still bills to pay: mortgage or rent, credit cards, utilities, a car payment, etc. Many people may fear eviction, repossession or other consequences.

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Zac Oswald is a lead attorney for the Legal Aid Society of Middle Tennessee and the Cumberlands, which offers legal help to low-income, vulnerable and economically distressed people.

He and I spoke in the latest episode of the Tennessee Voices videocast about managing debt and dealing with debt collection.

We spoke what people's rights are and what to know about the current emergency rules and laws in place to protect people's assets and their ability to stay in their homes.

For example, evictions and foreclosures have been delayed, but that does not mean an unscrupulous landlord won't try to force a tenant out. That is why Tennesseans need to know their rights more than ever.

You can seek legal advice by calling the Legal Aid Society at 1-800-238-1443 or visiting las.org.

Op-Ed by Zac Oswald: How to protect yourself in the debt collection process

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About Tennessee Voices

The Tennessee Voices videocast is a 20-minute program that invites leaders, thinkers and innovators who have written guest columns for a USA TODAY Network - Tennessee publication to share their insights and wisdom with me and our viewers.

Please email your ideas for future guests to me at dplazas@tennessean.com. Thank you for watching.

Finally, our journalists are working hard during this pandemic to bring you accurate, verified and solid information. Please consider subscribing and supporting local journalism. 

Tennessee Voices, Episode 9: Alissa Drescher, grief center director of Alive Hospice

Tennessee Voices, Episode 8: Tari Hughes, CEO of the Center for Nonprofit Management

Tennessee Voices, Episode 7: Ellen Lehman, president of the Community Foundation of Middle Tennessee

Tennessee Voices, Episode 6: Tina Gerardi, executive director of the Tennessee Nurses Association

Tennessee Voices, Episode 5: Rev. Becca Stevens, founder of Thistle Farms

Tennessee Voices, Episode 4:Amad Amedy, Nashville resident who was evacuated from Spain

Tennessee Voices, Episode 3: Ginny Welsch, Metro Nashville Council member

Tennessee Voices, Episode 2: Sharon Roberson, CEO of YWCA of Nashville and Middle Tennessee

Tennessee Voices, Episode 1: Patrick Ryan, president of Tennessee World Affairs Council

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David Plazas is the director of opinion and engagement for the USA TODAY Network -  Tennessee and an editorial board member of The Tennessean. Tweet to him at @davidplazas

This article originally appeared on Nashville Tennessean: Tennessee Voices, Episode 10: Zac Oswald, a lead attorney for Legal Aid Society of Middle Tennessee

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